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Debt free in ten years-my new, more realistic challenge.
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I am going to save up to get my bestie a spa day. You will have to let us know what it is like!
Hope things continue to improve Mrs P!
October xx0 -
Brilliant news about the spa day through Carers group and that DS is a bit brighter. XxDebts @ LBM £23,729.31. Debts @ 08/04/2016 £0 :j
Best win so far - holiday to Florida0 -
So pleased things are beginning to improve for DS Pooh, it must be such a weight off your mind that he is showing signs of improvement.
My DS is also beginning to improve slightly, have managed to persuade him to take his meds regularly and he is slowly beginning to rejoin the world.
Also grateful you have good friends and neighbours who are supporting you, yeah for carers group and enjoy your lovely treat xxxxHoping to stick to the challenge this year!!
Make £5 a day for 366 started Dec 2019
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Wombling into 2020 £38.780 -
:j:j for spa day
:T:T for DS improving
I hope each day brings a small step onwardsAs a dear MSE friend says “keep plodding” or
What does the saying say.... When life hands you lemons, make lemonade
Or as my Mum would say, brush yourself down, tomorrow is another day or
Fake it, to you Make It
Please say hello my new diary: https://forums.moneysavingexpert.com/discussion/6578460/still-dancing-to-blow-the-debt-clouds-away0 -
please-let-me-be-lucky wrote: »Brilliant news about the spa day through Carers group and that DS is a bit brighter. XxOctober_Starter wrote: »I am going to save up to get my bestie a spa day. You will have to let us know what it is like!
Hope things continue to improve Mrs P!
October xxEnjoy your day spa.
So glad DS seems to be improving x
DDIL is having major surgery today so prayers etc needed for her. I woke up at 4am, just can's settle until I know it is all over.
DS1 had a telephone interview for a job in his own field. Sounds promising. As it is his first proper interview since he moved over to US if he doesn't get the job he has at least experienced an interview. They are taking up references via email today. It is in Albany NY which is where they plan to move near to when DDIL is over the surgery.
DS2 has been downstairs againNot until the afternoon but was playing on the xbox again. I never thought I would be so pleased one of my sons was playing on their xbox
I have a medical assessment for PIP tomorrow. feeling worried but know I have nothing to be worried about. Mr P is going to take me and also go into the assessment with me.
Now I feel like cleaning....... when a little bit stressed I tend to clean not eat....when very stressed cleaning goes right out of the window.....
Finances continue to be tight. We just had enough for some petrol (£12). Felt a bit daft going in and paying £12 but money came from selling an old coat on 3bay. I need to get motivated to list some more.
Mr P has injured his shoulder again shovelling snow. He just doesn't listen........ but it needed to be done so we could get out. it isn't too bad he just needs to rest and exercise it in equal measures.business mortgage £0))''(+ Barclay's business kitchen loan £0=Total paid off was £96105 PPI claimed and received £13527
'I had a black dog, his name was depression".0 -
DDIL is in my thoughts, hope you get some good news soon.
Good luck for the medical tomorrow and to DS1 for his interview Xx
I'm on the waiting list for counselling through Carers but otherwise have had nothing from them.Debts @ LBM £23,729.31. Debts @ 08/04/2016 £0 :j
Best win so far - holiday to Florida0 -
plmbl I have had counselling immediately from the carers. But then DS2 has had to wait months for his psych appointment.
DS1 was pleased with his interview and they are taking up references.:)
DDIL is just out of surgery and seems to be doing okay.
And if I was a person who swears I would do so now as I have just checked current account and payment to OVO has been returned.:mad:
I forgot we make a payment on 22nd to Mr P's business account to pay his pickup insurance now that he is unable to work. He wanted to take it off the road but we could never have managed in the snow without it.business mortgage £0))''(+ Barclay's business kitchen loan £0=Total paid off was £96105 PPI claimed and received £13527
'I had a black dog, his name was depression".0 -
Positive vibes re PIP.
Hope DDIL is recovering ok
Not sure about payment?I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.0 -
Echoing Beanielous words.....
Remember when being asked questions, to describe the worst scenario and acknowledge that these are regular and plentiful....l,As a dear MSE friend says “keep plodding” or
What does the saying say.... When life hands you lemons, make lemonade
Or as my Mum would say, brush yourself down, tomorrow is another day or
Fake it, to you Make It
Please say hello my new diary: https://forums.moneysavingexpert.com/discussion/6578460/still-dancing-to-blow-the-debt-clouds-away0 -
I have just reread my previous post and realise that the last sentence is missing.
Because I forgot about Mr P' s pickup insurance bein paid from our current account now it meant that the 0v0 electricity payment was returned unpaidNot major worries as we had two years ago but very annoying. Mr P isn't the slightest bit concerned.
business mortgage £0))''(+ Barclay's business kitchen loan £0=Total paid off was £96105 PPI claimed and received £13527
'I had a black dog, his name was depression".0
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