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Broken down and very scared

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Comments

  • Hi Little Miss T

    Been in from work and can see that you are getting things sorted.

    I know it probably doesn't seem that way to you right now though, but you are definately working through it so keep it going

    :j:j:j:j:j

    As you're finding your family and there for you.

    And what was that about not being allowed friends while you've been together?! Are you kidding?

    I wouldn't normally say anything (this is a DFW forum after all!) but it sounds like he has done you a favour. Don't let this man back into your life, what he has just pulled on you is unforgivable.

    So you're getting on with the firefighting stuff which is good :T

    Don't worry about the debt side of things for the moment. That can wait a little while. A week or so is not going to change things on that front.

    The good news your rental agreement is up for renewal so you should be able to cancel thay on pretty much zero (or worst case scenario a months) notice.

    If you're able to live with the folks for a little while that would be good too. It will give you some emotional support as well as helping financially.

    Another way to look at this, painful as it is right now, is this is a bright new start for you. Ok there may be a few things to sort out, but you can start a new life, new beginnings, and go out and find a bloke who will treat you the way you deserve.

    Best

    SnV
    LBM & Debt July 2010 [STRIKE]£19,000[/STRIKE] now - £11,619.60 Long Haul Supporter #247

    Remember Income > Expenditure = MSE Heaven :A and Income < Expenditure MSE Hell :(

    Current STB (sticking to budget) Counter - day 109 (Personal Best - 109 days!)
  • themull1
    themull1 Posts: 4,299 Forumite
    sorry, i said HIS family and relatives, what do they say?
  • He is blue eyed boy and can do no wrong. I haven't spoken to his family cos we don't really get on enough
  • FortunePig
    FortunePig Posts: 48 Forumite
    edited 4 October 2010 at 9:27PM
    Hi

    Just to say you're doing great and I'm sorry to hear that such a horrible thing has happened to you. I haven't got much else to add other than to echo what everyone else has said about keeping on going and that you sound like someone who is going to get through this. Thank goodness it happened now and not later!!

    Let us know how you're getting on :)
    I like pigs. Dogs look up to us. Cats look down on us. Pigs treat us as equals - Winston Churchill
    £5 a day in Dec - £16.80/£155 = 11% done


  • SuzySu
    SuzySu Posts: 3,478 Forumite
    Hi Little Miss T

    I'm so sorry to hear of what's been happening....the good peeps on here have given you some fab advice and it sounds as though you have a few plans to put into action.

    I agree with what has been said....any partner who doesn't let you have friends is being emotionally abusive. You are definitely better off out of this relationship, even though it seems at the moment that you can't imagine being on your own. I know it sounds cliched, but you will look back on this when you are back on your feet and you will see that you have become a independent, strong young lady.

    The very best of luck to you hun....please do keep us updated. There are a lot of people on here rooting for you.
    YOUR = belonging to you (your coat); YOU'RE = you are (I hope you're ok)

    really....it's not hard to understand :T
  • I have just got home and as sad as I feel that I'm on my own, I have shed a few tears and I now feel so much more positive. Mammy just called and said that she wants me to go home when the lease is up here so it's all
    starting to look up xx
  • SusieT
    SusieT Posts: 1,267 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Really sorry to hear what he has done, others have offered really good advice, and all I can suggest is that you go to the council tomorrow and tell them you will be moving ou on 24th October, and that until then you will be a single occupant. If you have been paying the council tax in 10 installments it will be £970 a year and you will have paid £97 x 6 = 582
    If you leave at the end of October you will be due to pay 6 months at full rate £485 and one month with a single person discount £65 total £550 meaning that you will already have paid more council tax than will be due when you leave.
    Figures are approximate and assuming you are paiying 10 installments a year which is how they will normally invoice you, so its possible you will not have to pay anything this month. CHECK FIRST at the council offices though as the council tax is a priority.

    Hope you get sorted out, and its good that your family are close enough to be able to try and help.
    Credit card debt - NIL
    Home improvement secured loans 30,130/41,000 and 23,156/28,000 End 2027 and 2029
    Mortgage 64,513/100,000 End Nov 2035
    2022 all rolling into new mortgage + extra to finish house. 125,000 End 2036
  • Stargirl29
    Stargirl29 Posts: 1,775 Forumite
    Part of the Furniture
    I've only just started reading this part of the boards as I'm trying to get my finances under control (finally!). I'm in no position to give any advice, but as you've already had so much brilliant advice I don't think it's really needed anyway! I wanted to say how brilliantly your doing and how brave you are - I just couldn't read and run. :)

    Good luck, and keep us all updated - we'll all be rooting for you to get out of this,as I'm sure you will. And like a lot of the others have said - you'll be much stronger after this, and nothing will be able to stop you! Good luck xxx
  • tealady
    tealady Posts: 3,851 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Mortgage-free Glee!
    Hi hun, sounds like you have had some great advice and I hope you are feeling better.
    Just a couple of thoughts.
    Right now you priorities are you, priority debts (Council tax amongst others) and a roof over your head.
    If you move back in with your parents it will mean you can take time to sort your life out and move forward from this experience.
    Please , please do NOT let your ex back in your life, any one who keeps their partner from having friends is a bully IMO and you don't need people like that in your life.
    If you need a shoulder to cry on, advice with debts or just another opinion well you know where we all are and as peeps tend to log in at different times there is always (well nearly) someone around so remember you are not alone in this and you will get through it.
    Find out who you are and do that on purpose (thanks to Owain Wyn Jones quoting Dolly Parton)
  • ladybez
    ladybez Posts: 474 Forumite
    Morning,
    Have just seen your post re going to Estate agents about your deposit. Can I sugggest you also take a letter with you detailing the fact that the deposit is to be returned to you and why, keep a copy and get whoever you speak to to sign BOTH copies to confirm they have received it.
    Take care. xx
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