Broken down and very scared

NorthernLas

Try https://www.spareroom.com for rooms in houses. At least you will be able to see what the market rate is like near work.

lemonpopcorn

hi hun, can't really add much more than whats been said but big hugs to you, he's a selfish git to act this way and it may not feel it now but you are far better off without him.
I'll be thinking of you and keep us updated with your progress

RAS

little_miss_T wrote: »

my question is, there will still be outstanding bill on EDF for gas and electricity.. how do i pay this?

Whose name is on the outstanding bill.

little_miss_T

mine.. all of the bills are in my name. he was clever like that, and i was just the doting wife and agreed to everything.

RAS

Well, startby making a list of every single debt and also of all the goods he removed from the house and when the divorce settlement comes through, ask for him to pay a very high percentage of it.

sammy115

sounds like you had a lucky escape. go to https://www.turn2us.gov.uk and check for benefits you may be entitled to.

Ring the council get your single person discount. Move back with yer mam...let her look after you for a while, pay your debts off.

You will be able to add your gas and electric debts to your DMP when you move out.

More hugs from me....one day you will look back at this and it will be the making of you...

dizzybuff

Hugs Hugs and more hugs .

Move back with your parents , get back on your feet and enjoy their love.
Get in touch with oild freinds and have fun.

You are a strong young woman , Im sure you will come out of this stronger.

Good luck . That is all.

little_miss_T

i managed to get tomorrow off work.. my manager was surprisingly understanding about it, so i will try and get some sleep (after the 2 hour journey home).

i will call my brother tomorrow and see if i can go to his office and get him to help me sort everything out, cos i am in no fit state to do it alone.

he is still ignoring me about the Laptop.. any advice on if i can claim for all of the things he has taken on my house insurance?

dancingfairy

To be honest you MAY be able to to manage on your own with the bills - do a proper SOA and find out what benefits you are entitled to - that's if you wanted to stay of course.
Gas and Electric say 50 arrears to go into dmp
TV - 50? but if you are only renting a tv you can get a cheapy one or look on freecycle or ebay or something. in which case this will be 0
Travel to work? how much is this?
Food? 150
Contents insurance? 20
Socialising? dunno?
Mobile - 20?
Council Tax = 97*10 = 970 * 75% /12 months = approx 60 a month (if you could pay over 12 months)

new SOA:
rent 425
council tax 97 65
gas 61
electricity 83 50
water 26
TV 13
Sky 21
Mobile 45 20
BAYV Tv 100 ( this is for 8 weeks but the day that they collect it means this month it has to be in early) 0
Bus Pass 80 0
total debt payments 135 0
house ins 34
Food 150
Travel 200

total 1120 = 1004 + debts + anything else I have forgotten so it is going to depend on what benefits you can get.

O.K so the debts may have to take a back seat for a while but hopefully you could cope.
df

little_miss_T

thanks DF.. that sounds like a plan. xx