Lloyds Tsb Customer online 9mths Fee Free Card !!

paulus6

Sorry if this has already been mentioned, but i have just applied for the LloydsTsb 9months 0% fee's free card online, vie my current account.

Dont know if it is available to non Tsb customers.

Nice little earner if you can get it.

It comes up as a special promotion on your'e online account list, along with all the other stuff like car insurance etc.

Good luck ........ there are still some out there !
Paulus

a&akay

Thanks for this. My account will only allow £1k credit limit, perhaps for having binned MoreThan and Accucard after the swapover but my wife's account is showing no limit at the moment. I live in hope for a good stooze.

humfer

paulus6 wrote:

Sorry if this has already been mentioned, but i have just applied for the LloydsTsb 9months 0% fee's free card online, vie my current account.

Dont know if it is available to non Tsb customers.

Nice little earner if you can get it.

It comes up as a special promotion on your'e online account list, along with all the other stuff like car insurance etc.

Good luck ........ there are still some out there !
Paulus

Oh so happy - Thankyou for pointing this out. I use Lloyds internet banking loads but do tend to ignore any offers without really paying too much attention. I did have 2 months left on my Post Office card at 0% but as this is such a great offer that surely cannot stay around for much longer had to take advantage of it now. Assuming if I bank with them as long as nothing dodgy comes up on my credit check I'm guaranteed the card...

humfer

a&akay wrote:

Thanks for this. My account will only allow £1k credit limit, perhaps for having binned MoreThan and Accucard after the swapover but my wife's account is showing no limit at the moment. I live in hope for a good stooze.

I would imagine the limit its offering you is purely based on the level of custom they have with you - i.e. a current account, any savings accounts, how much money you pay in etc... I don't think they would know about your recent card closures until they do the credit check...although I could be wrong

a&akay

I think perhaps you are wrong. My accounts have £3.5k iin credit including savings, held for only 6 months. Wife has £750 held for only 1 week in a current account.

humfer

a&akay wrote:

I think perhaps you are wrong. My accounts have £3.5k iin credit including savings, held for only 6 months. Wife has £750 held for only 1 week in a current account.

Ok maybe I am wrong, but how would Lloyds know that you have cancelled 2 cards in recent months unless of course they have already checked your credit record, which I'm not sure they are allowed to do

CharleneUK

Thanks a lot for this! I have just been browsing the 0% free article as my long 0% with halifax has just ended!!

I hope I get this card, I cancelled my Lloyds card about 6 weeks ago, eek!

jonesMUFCforever

paulus6 wrote:

Sorry if this has already been mentioned, but i have just applied for the LloydsTsb 9months 0% fee's free card online, vie my current account.

Dont know if it is available to non Tsb customers.

Nice little earner if you can get it.

It comes up as a special promotion on your'e online account list, along with all the other stuff like car insurance etc.

Good luck ........ there are still some out there !
Paulus

It's available to any LTSB account holder who does not already have a LTSB credit card subject to credit scoring.(all current account holders will have a monthly score of between 1 and 9 - 1 being the best and 9 well don't bother!).
There is a balance transfer fee though.

a&akay

The internet shows and showed all my accounts, including current, savings and credit cards, the latter for 3 months until they were recently automatically removed on closure. I am suggesting that the lady, whom I recently read took over this aspect of the company, has targetted what she perceives to be unprofitable customers and this is reflected in their proferred credit limits. My wife, who has no such record in their eyes, has had no automatic limit imposed. I await with interest to see if they will fully transfer her about-to-expire stooze with the A&L card.

CharleneUK

The offer I saw, there was no balance transfer fee if you transferred a balance in the first 6 weeks. It was 2.5% thereafter.

humfer

CharleneUK wrote:

The offer I saw, there was no balance transfer fee if you transferred a balance in the first 6 weeks. It was 2.5% thereafter.

Yep its definatel fee free for the first 6 weeks. Have printed a copy and also screen grabbed the confirmation just incase they start messing me around