We’d like to remind Forumites to please avoid political debate on the Forum.

This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.

📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

Macgirl's "I Can Do Anything....If I Put My Mind to it" Diary

19798100102103110

Comments

  • hypno06
    hypno06 Posts: 32,296 Forumite
    10,000 Posts Combo Breaker
    macgirl wrote: »
    (Not trying to make you sound like a saddo - you just don't know what's round the corner ;))

    Its ok, I am anything but a saddo ;):D

    Enjoy Black Swan!
    Successful women can still have their feet on the ground. They just wear better shoes. (Maud Van de Venne)
    Life begins at the end of your comfort zone (Neale Donald Walsch)
  • macgirl
    macgirl Posts: 5,091 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    Well...I always have the treats - just not always the budget :o:o:o So I had to cut them out completely - before that, it was boom and bust.

    I think the lump sum is a good one Pooky, provided I don't leave myself short, I think it'd be easier to put that away and forget about it, then know I don't have to find it every month.

    Well done on your debt repayment Mummytogirls! That is an impressive amount :T
  • macgirl
    macgirl Posts: 5,091 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    hypno06 wrote: »
    Its ok, I am anything but a saddo ;):D

    Enjoy Black Swan!

    I know that hun :kisses3:
  • Thanks Macgirl, that was due to a cash injection from DH selling his bike, dont think we will reduce as quickly as that now. Looking forward to hitting the 20% mark :j!

    Oohhh enjoy your treats out of your assigned budget now then :D x
    Mummytogirls x

  • Bracelets sound very thoughtful, what a lovely surprise!

    Savings fund and mortgage OPs both sound very exciting! How much time did the calculator say your £400 OP would knock off the mortgage? (I am slightly addicted to these calculators!)

    Hope you enjoyed Black Swan. I've got it on my lovefilm list for when it is *eventually* released!
    Mortgage [STRIKE]16/03/2011: £190K 01/01/2017: £107,729.65 [/STRIKE] 01/07/2017: £95,979.89
    OPs 2011-2016 = £45K 2017 OPs = £9250.20
  • taxi73
    taxi73 Posts: 20,815 Forumite
    hope you had a good night and the bracelets sound lovely
  • macgirl
    macgirl Posts: 5,091 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    Hello!

    MW - the mortgage calculator said that we'd knock off 9 years from the current 25 years of this new mortgage. I doubt we could pay any more than that at the moment, as that takes the monthly repayments to £2000 :eek: If DH's business provides more of a dividend, then the extra will go in the pot too. He receives a small sum to cover a Summer holiday and Christmas, so after years of no holidays and Christmas on the Never-never, I don't want to leave us short.

    Last night's cinema cost £7 courtesy of Orange - I bought the tickets and my friend bought the v.expensive popcorn and drinks. I liked Black Swan, but it was full-on - every scene was intense. It was a bit overly dramatic in parts and the wobbly, tightly shot, camera work did my head in a bit. Someone described it to me as a psychological unravelling and I think that's accurate. We got a fit of the giggles at one point and then my friend decided to do her own version of Swan Lake on the way out :rotfl:

    This evening I plan to do Pilates - though feel very tired. I ran a quick 3 miles last night and will do 6 tomorrow. I have washing and packing to do tomorrow as we are heading to my In-laws on the South Coast tomorrow evening, then on Sunday we're staying over in London and catching up with some Uni mates which should be nice! We plan to visit galleries and DD1 wants to go to the V&A, so should be "relatively" inexpensive (famous last words...)

    Best thing is - No work until Wednesday :j:j:j
  • hypno06
    hypno06 Posts: 32,296 Forumite
    10,000 Posts Combo Breaker
    Ooh, no work until Wednesday! That sounds ideal!

    **pretends not to be jealous at all**:rotfl:
    Successful women can still have their feet on the ground. They just wear better shoes. (Maud Van de Venne)
    Life begins at the end of your comfort zone (Neale Donald Walsch)
  • macgirl
    macgirl Posts: 5,091 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    As I did when you were "looking after a friend's ski chalet" for a week in miserable January :cool:
  • hypno06
    hypno06 Posts: 32,296 Forumite
    10,000 Posts Combo Breaker
    macgirl wrote: »
    As I did when you were "looking after a friend's ski chalet" for a week in miserable January :cool:

    :rotfl::rotfl::rotfl:

    Touche!!
    Successful women can still have their feet on the ground. They just wear better shoes. (Maud Van de Venne)
    Life begins at the end of your comfort zone (Neale Donald Walsch)
This discussion has been closed.
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 352K Banking & Borrowing
  • 253.5K Reduce Debt & Boost Income
  • 454.2K Spending & Discounts
  • 245K Work, Benefits & Business
  • 600.6K Mortgages, Homes & Bills
  • 177.4K Life & Family
  • 258.8K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.2K Discuss & Feedback
  • 37.6K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.