TizerCats Fiscal Adventures

Eyebright

I think you are doing really well TC! Its easy for me to be motivated at the moment as I've only just started my DFW journey. I can easily envisage me losing my motivation if I'm not careful once I've been at it a while. Best get as much paid off whilst I'm going strong!
One vote for Devon btw, not that I'm biased or anything hehe!

If you can just get through these next couple of months and make good habits then you will be over the hump and I'm sure you will find your DFW journey much easier. xx

lucielle

Can you not divi up some of the money into pots? Emergencies, treats and DEBT etc. Glad you got your puter probs sorted.
L

Lula-Hula

Hi TizerCat,

great to hear that you do have some students coming & well done for recognising that it could well trip you up. My own meander to debt freedom has been littered with such events .

I fully reccommend what lucielle suggests re the pots, it seems to work for lots of people, me included

TizerCat

Thanks eyebright, Lucielle and Lula-Hula.

I think the pots idea might work or maybe seperate bank accounts. Then I can plan for the money in advance, before it arrives and give my self an allowance for 'treats' and make sure some goes to the important debts! another job for the w/e I feel

Had some great news last night too ...DD has decided to have the horse on full loan after all ...so no more neddie bills to pay for a while

I did also mention to her that I would 'sell' her the horse if she would give her brother £500. I explained that I couldn't give her a horse for nothing as I couldn't give her brother anything and that wouldn't be fair.

She seems to be considering it

speak later

TC

needingaccountability

Lula-Hula wrote: »

Hi TizerCat,

great to hear that you do have some students coming & well done for recognising that it could well trip you up. My own meander to debt freedom has been littered with such events .

I fully reccommend what lucielle suggests re the pots, it seems to work for lots of people, me included

I have fond memories of rows of Andrews Liver Salts pots in the bottom of my Grannies wardrobe, should have got a few budgeting tips from her before she passed

TizerCat

Ok I have used the Feed a Family Cheaply menu planner for the students. Have done the week shopping at $sd$. Have just realised I have added up the grocery shopping wrong as have forgot to take the 10% staff discount off and multibuys! so have only spent £24.86.....Rushes off to amend signiture....:D

TizerCat

It is such a lovely feeling when you wake up and your brain thinks Hurrah! its the weekend!:j

Have walked the dog and put the first load of washing on and had my Porridge and coffee for breakfast:)

Have to pop up to the stables and take the ponies rugs off for DD as she didn't have time before work. Haven't been up there for 2 weeks so will be nice to see them DONE

Then have a few more jobs to do to prepare for my guests.

Convert shelf unit into wardrobe in their room. DONE
Quickly dust/hoover. DONE
Put flooring down in bathroom. (I got an offcut for bargain price of £15 last week )

and some cooking to get ahead for next week...

Cook pea and apple soup for my lunches next week.
Put Chicken in slow cooker to use for Roast chicken dinner tomorrow/make chicken and onion pie/ and maybe chicken soup if enough left.
Make quiche and pizza bases for freezing.

Also need to harvest some more potatoes carrots and pea at the allotment DONE and tidy up if there is time.

Must not forget My treat....riding lesson at 2pm Will need to feed car first.
Pick up papers for last coupons for Holiday. Will do forms tonight.DONE
Start jam jar/bankaccount savings system.

that should keep me out of trouble for the w/e

TC

lucielle

Hope your riding lesson is a million times better than mine.
L

Eyebright

Good news regarding DD and the horse TC, you must be very pleased about that. Seems things are looking up for you, yay! Hope you enjoyed your treat. Your meals sound delish! I really to do my meal plans so I can write my shopping list for Monday. That will be one of my jobs for the weekend me thinks!
Have a lovely weekend!

Lula-Hula

needingaccountability wrote: »

I have fond memories of rows of Andrews Liver Salts pots in the bottom of my Grannies wardrobe, should have got a few budgeting tips from her before she passed

Brilliant

My memory is of Gramps's empty Cut Golden Bar pipe tobacco tins recycled by Gran for various expenses; milkman, eggman, coalman, newspaper, christmas etc. Then when 20p pieces came out she started saving them for the Grandchildren - I got £124 on my 21st birthday

Some of my funds such as savings for car expenses & utilities are now held in my linked savings account online, but the principle is the same. I think it's sad that I've had to learn the hard way about budgeting & that any tips I've received, have come from my grandparents rather than my own parents, who never even mentioned a budget to me. Would have saved me a whole lot of bother if they had :rotfl:

Great news on the horse - hope you've enjoyed your riding today
xx