Call Me Callous if you like....but maybe i'm not.

mufi

honey06 wrote: »

in summary, you spent £60k on an auction property on impulse, ran up approx £15k debt renovating this property financed by loans & credit cards, have been unable to obtain a second mortgage or further loans and have stated in several posts that you are suffering a cash flow crisis as a result of all this.

Quite a catch, isn't he?:rotfl:

Mustbeananswer??

poppysarah wrote: »

What would happen to the business you run together if you fell out?

TBH mate she's not going to move in with you. Her son hates you and there's very little you can do to change it if he's still hating you after 5 years of knowing you.

I'd ask her one last time and then when she says no, explain that you don't want to continue in a relationship that's going nowhere.

Then sort out what you'll do with the business and move on. Be single. Be happy.

Two of the best posts yet......with just a modicum of realism about them.

The business is mine....Jackie works for me.....mainly on the Kiddies side....I can do it without her....she can't without me!!

honey06 wrote: »

Looking back over all your previous posts OP, you have posted you SOA asking for creative ideas to help you solve your cash flow crisis....

in summary, you spent £60k on an auction property on impulse, ran up approx £15k debt renovating this property financed by loans & credit cards, have been unable to obtain a second mortgage or further loans and have stated in several posts that you are suffering a cash flow crisis as a result of all this.
(you gave a figure of 5k in your first post-
"Need to clear loans and credit card and find 5K cashflow for restoring harmony.
Interesting scenario???What would you do please.Rather not sell!!!! ")

you are unwilling to sell this property or take in a lodger, and now you seem to be trying to justify expecting your girlfriend to move in to fix a self made problem and alleviate your money problems????
you have also made reference to your mum & a potential inheritance to solve your problems.

Perhaps you need to take some responsibility for yourself and deal with the self made cash flow crisis. :cool:

Wow ...thats really good you ought to be a Financial Advisor...you've nailed it!!!

However I have solved the cash-flow problem with some 0% interest B/T and meanwhile the business looks set to take off big style!!(In a humble sort of way).

I don't need Jackie to move in....

I NEED TO STOP WASTING MONEY!!!!!:j:j

redlady_1

You need to get your head examined more like. You sound a little unhinged.

sonastin

Mustbeananswer?? wrote: »

I NEED TO STOP WASTING MONEY!!!!!:j:j

Then stop wasting money.

If Jackie moved in, your combined total outgoings might be less but your outgoings for running your house are still going to be there - and probably higher. If you're not gonna charge her much board, its gonna be saving her money, not you.

Making her move in with you against her will isn't going to stop you wasting anything.

Mustbeananswer??

:beer:

honey06 wrote: »

in summary, you spent £60k on an auction property on impulse, ran up approx £15k debt renovating this property financed by loans & credit cards, have been unable to obtain a second mortgage or further loans and have stated in several posts that you are suffering a cash flow crisis as a result of all this.

You conveniently overlooked that the house has been revalued at £110,000.......I'd happily get back into that crisis again next year:beer:

ViolaLass

Do you actually like jackie? On a personal, emotional level, I mean. Do you like her, maybe even love her, want to spend time with her, want her to be happy etc.

Do you?

If so, then talk to her about what you want but also about what she wants and see if you can compromise.

If not, why are you in a relationship with her?

Mustbeananswer??

ViolaLass wrote: »

Do you actually like jackie? On a personal, emotional level, I mean. Do you like her, maybe even love her, want to spend time with her, want her to be happy etc.

Of Course I do.I worship the ground she walks on.I have never met anyone like her....why do you think I want this to happen.


However ....I thought this was a Money Saving Forum.If i'd have wanted to discuss my emotions I'd have an article printed in one of those Soppy Magazines that some of you MAY invest in!!

I want her to be happy.Us living apart puts an enormous strain on our relationship.One of those strains is the financial side.....

Do you think you could all put the handbags down and maybe we could start again????

iB1

Mustbeananswer?? wrote: »

Of Course I do.I worship the ground she walks on.I have never met anyone like her....why do you think I want this to happen.


However ....I thought this was a Money Saving Forum.If i'd have wanted to discuss my emotions I'd have an article printed in one of those Soppy Magazines that some of you MAY invest in!!

I want her to be happy.Us living apart puts an enormous strain on our relationship.One of those strains is the financial side.....

Do you think you could all put the handbags down and maybe we could start again????

Maybe she is happy. Have you asked her? Whether this is a money saving website or not, you cannot separate emotion from a decision like this. Otherwise you'd just move in with someone after your first date. Look at it from her point of view. If gives up her HA property and moves in with you, and you later split up, she's got nowhere to go.

honey06

Mustbeananswer?? wrote: »

However I have solved the cash-flow problem with some 0% interest B/T and meanwhile the business looks set to take off big style!!(In a humble sort of way).

I don't need Jackie to move in....

Mustbeananswer?? wrote: »

:beer:
You conveniently overlooked that the house has been revalued at £110,000.......I'd happily get back into that crisis again next year:beer:

hi Mustbeananswer,

I havent overlooked your previous posts----
in those you have said --

"I hate being in debt...and living on my own I can't wipe out my short-term debt with a second mortgage.I have no cash-flow and you need a bit of cash-flow as a DJ"

"I have renovated it throughout and run up loans and credit cards of £15,000.I want to clear that expensive credit with a remortgage but no-one will entertain me as I have a fairly low income £17,000 and a fledgling Disco Business which only has accounts for a part year of £3000 profit.(doing better this year)."

"Valuation...110k local Estate Agent.... Santander 85k"

"I've wanted her too (move in)for five years.....now I may need her too."

so, Santander valued the house at 85k, you are struggling financially as a result of the renovations on this impulse buy and need to clear these debts, yet you have rejected advice on your previous threads to sell or take in a lodger. Now your focus is on your girlfriend and how she should solve your problems for you?
if you have solved the cashflow problem, this must be since your previous posts then??

honey06

Mustbeananswer?? wrote: »

....why do you think I want this to happen.

ermmm, because you hate being in debt and have decided she should help you clear it by sharing the living expenses and/or by boosting your ability to obtain further finance perhaps????