New Halifax ISA 2.8%-3.0%
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blueberrypie wrote: »Do you or anyone else know if Halifax will allow me to transfer in my 10/11 contribution-so-far and then let me top it up? I know this is permissible under HMRC rules, but I also know some ISA providers are difficult about it.
I bloody hope so cause I've used £2.3k and just changed my ISA from a Saver Direct somethingsomething 0.5% to the Reward 2.8%!0 -
blueberrypie wrote: »Do you or anyone else know if Halifax will allow me to transfer in my 10/11 contribution-so-far and then let me top it up? I know this is permissible under HMRC rules, but I also know some ISA providers are difficult about it.
ETA that I'm wanting to transfer from a non-Halifax ISA
I'm hoping to let everyone know asap as I sent off my transfer forms to get this year's Nationwide e-ISA into Halifax's higher rate one. That was about a week ago and no action from either side yet.0 -
Does no one read a product's Terms & Conditions before applying for it?
See http://www.halifax.co.uk/savings/forms/generic_sav_app/forms/pdfs/1_336202-9.pdf - page 15.Maximum deposit
The maximum amount you can pay in during the 2010/2011 tax year is £5,100. (This applies to all
eligible customers over the age of 16.)
This can include current tax year ISA subscriptions transferred in from another ISA
provider.
You can also transfer in previous tax years’ ISA subscriptions held elsewhere.
You can make additional deposits to your Halifax ISA Direct Reward, subject to the annual ISA limits.0 -
Does no one read a product's Terms & Conditions before applying for it?
See http://www.halifax.co.uk/savings/forms/generic_sav_app/forms/pdfs/1_336202-9.pdf - page 15.
Me? Noooo0 -
Does no one read a product's Terms & Conditions before applying for it?
See http://www.halifax.co.uk/savings/forms/generic_sav_app/forms/pdfs/1_336202-9.pdf - page 15.
No, not for simple instruments like an ISA.0 -
Does no one read a product's Terms & Conditions before applying for it?
See http://www.halifax.co.uk/savings/forms/generic_sav_app/forms/pdfs/1_336202-9.pdf - page 15.
Yes, I read it.
It still doesn't answer my question. I have part of my 10/11 ISA allowance in an ISA with another provider. I realise I have to transfer this over in its entirety (ISA rules). I realise I'm then allowed to add to it to reach my 10/11 ISA allowance (ISA rules). What I don't know is whether Halifax will allow me to subscribe further money from this tax year when I've already put money into another ISA in this tax year (even though that will have been transferred to them).
And yes, I could phone Halifax and ask, but this seems to be exactly the kind of question that employees on the phone-lines (and in the branches) don't seem to be clear on - hence I thought I'd ask here, where there are a number of posters whose information is generally sound and trustworthy.0 -
Yes, you can.
(No, I've never tested it, but knowing Halifax systems as I do/did there's no reason why they should restrict your intentions).0 -
opinions4u wrote: »Yes, you can.
(No, I've never tested it, but knowing Halifax systems as I do/did there's no reason why they should restrict your intentions).
Thanks for that.
Expert opinion - better than employee opinion anyday ;-)0
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