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40 and Foolish!

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Comments

  • NewLeaf_2
    NewLeaf_2 Posts: 2,116 Forumite
    Thank you so much for all the support!

    I am tempted to send her the bill, however as she is on JSA. What is so upsetting to me is that last month, just 5 short weeks ago I gave her a loan ( which was 1. substancial, and 2. I never give money with the expectation of giving it back) to bring her bills up-to-date, including her home telephone which had been cut off.

    The phone is cut off again (how can that even happen in 5 weeks!) and I just cant bring my head around how someone can help you and then you steal from them. As OH said: Live and Leran

    1 more day to diswasher reapir man. I may be looking more forward to this date than I did my wedding date!
    Mortgage: £280,752/ £262,515.84
    hmrc:£16760/£5,480.20
    evil credit cards: £41,208/ £37,841
    Car: £18,800/£13,101.18
    Weight 13.9/ 12.6 -1 stone 3
    saving for refurb £2000/£700 1 July 2013
  • NL that is appalling, I am so angry for you that this happened . :mad: You have been so kind to her. Grrrr ! Lots more angry words are wanting to pop out but I wont let them.

    I do hope that you will feel better about things soon.

    Enjoyt that hot date with the dishwasher repair person !:D
    LBM July 2011 - Finally took control Nov 2011 DFD Sometime in the distant future ! :eek:
    Total debts Nov 2011 [STRIKE]£96796.75[/STRIKE]:eek:
    Total Debts JUL 2020 £00.00
    Cleared Jul 2020 £96796.75
    :T
    Emergency Fund / Rainy Day - £5500 . DMP Mutual Support Thread 428
  • grannyx2
    grannyx2 Posts: 3,455 Forumite
    Ninth Anniversary 1,000 Posts Combo Breaker
    Am I missing something here or has your dish washer blown up as well as your washing machine or do you in fact have a really new fangled type machine that does both your smalls and your cutlery?

    X
    Targets
    Trip to Australia (On hold until 2022 now) to meet new grandson born jan 21!

    Lose 84lbs. Update (minus 65lbs mostly during lockdown as of 18.05.21)

    LBM : July 11 - £56,962
    DEBT FREE 21-05-21
    MORTGAGE FREE 13-06-18

    Loving my kitty cat

    https://forums.moneysavingexpert.com/discussion/3958715/return-to-solvency/p1
  • Rainbow_Bridge
    Rainbow_Bridge Posts: 363 Forumite
    edited 12 September 2012 at 11:31AM
    Hi Newleaf,

    So sorry that your kindheartedness has been repaid in such a dishonourable way.

    Personally, I wouldn't let her get away with it, as she will likely repeat the offence on someone else.

    Could you speak to her about how this has made you feel pointing out that she has committed a criminal offence, then work out a repayment plan with her, put it in writing, get it witnessed and hold her to it, even if it's £5.00 a month for the next 100 years.

    Tough love is called for now!! I have helped out so many people in the past, lending them money, but they always seem to go on and get themselves in exactly the same situation again. Now I send them to MSE and CCCS for help. We are trying to get our lives into order and so should they!!
    Weight 12 st 2lb - Now 11 stone 1 lb (-15 lb)
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    £70.00/£350.00 grocery challenge in October
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    “What the caterpillar calls the end, the rest of the world calls a butterfly.” Lao Tse
  • NewLeaf_2
    NewLeaf_2 Posts: 2,116 Forumite
    RB I will give it a think. Right now I basically just never want to see her again.

    Granny I have no idea why I said dishwaher when I meant washing machine.
    Mortgage: £280,752/ £262,515.84
    hmrc:£16760/£5,480.20
    evil credit cards: £41,208/ £37,841
    Car: £18,800/£13,101.18
    Weight 13.9/ 12.6 -1 stone 3
    saving for refurb £2000/£700 1 July 2013
  • grannyx2
    grannyx2 Posts: 3,455 Forumite
    Ninth Anniversary 1,000 Posts Combo Breaker
    NewLeaf wrote: »
    RB I will give it a think. Right now I basically just never want to see her again.

    Granny I have no idea why I said dishwaher when I meant washing machine.

    That's ok then, for one moment I thought you were having machines failing on you all over the place. Hope it got sorted x
    Targets
    Trip to Australia (On hold until 2022 now) to meet new grandson born jan 21!

    Lose 84lbs. Update (minus 65lbs mostly during lockdown as of 18.05.21)

    LBM : July 11 - £56,962
    DEBT FREE 21-05-21
    MORTGAGE FREE 13-06-18

    Loving my kitty cat

    https://forums.moneysavingexpert.com/discussion/3958715/return-to-solvency/p1
  • grannyx2
    grannyx2 Posts: 3,455 Forumite
    Ninth Anniversary 1,000 Posts Combo Breaker
    Hi Newleaf,

    So sorry that your kindheartedness has been repaid in such a dishonourable way.

    Personally, I wouldn't let her get away with it, as she will likely repeat the offence on someone else.

    Could you speak to her about how this has made you feel pointing out that she has committed a criminal offence, then work out a repayment plan with her, put it in writing, get it witnessed and hold her to it, even if it's £5.00 a month for the next 100 years.

    Tough love is called for now!! I have helped out so many people in the past, lending them money, but they always seem to go on and get themselves in exactly the same situation again. Now I send them to MSE and CCCS for help. We are trying to get our lives into order and so should they!!

    I think your solution sounds a really good idea and definitely worth a go.

    The only people I lend money to these days is DS and DDIL2B, although I occasionally pay for things for DM, DF or DD with them paying me back when I see them. I stopped lending to friends years ago after getting my fingers burnt more than once. Never is such a drastic way as poor NL though.

    x
    Targets
    Trip to Australia (On hold until 2022 now) to meet new grandson born jan 21!

    Lose 84lbs. Update (minus 65lbs mostly during lockdown as of 18.05.21)

    LBM : July 11 - £56,962
    DEBT FREE 21-05-21
    MORTGAGE FREE 13-06-18

    Loving my kitty cat

    https://forums.moneysavingexpert.com/discussion/3958715/return-to-solvency/p1
  • Piquant_2
    Piquant_2 Posts: 5,769 Forumite
    PPI Party Pooper Mortgage-free Glee! Debt-free and Proud!
    grannyx2 wrote: »
    Am I missing something here or has your dish washer blown up as well as your washing machine or do you in fact have a really new fangled type machine that does both your smalls and your cutlery?

    X

    Ah I thought the same :rotfl:I thought our lovely NL had access to some wonder machine that the rest of us could only dream of...

    How useful it would be....I wonder if it could wash floors and clean the car too...
    Total debt at October 2008: £67,213.30
    Total debt today: £0
    - debt and mortgage free 29th November 2013 :T
    Sealed Pot Challenge member 14
    Save £12K in 2014 - £6,521.90/£6K member 138



  • grannyx2
    grannyx2 Posts: 3,455 Forumite
    Ninth Anniversary 1,000 Posts Combo Breaker
    Piquant wrote: »
    Ah I thought the same :rotfl:I thought our lovely NL had access to some wonder machine that the rest of us could only dream of...

    How useful it would be....I wonder if it could wash floors and clean the car too...

    and make the beds and cook the tea and...... well I'm sure you get my drift x
    Targets
    Trip to Australia (On hold until 2022 now) to meet new grandson born jan 21!

    Lose 84lbs. Update (minus 65lbs mostly during lockdown as of 18.05.21)

    LBM : July 11 - £56,962
    DEBT FREE 21-05-21
    MORTGAGE FREE 13-06-18

    Loving my kitty cat

    https://forums.moneysavingexpert.com/discussion/3958715/return-to-solvency/p1
  • NewLeaf_2
    NewLeaf_2 Posts: 2,116 Forumite
    I feel really lucky to have you all in my corner.

    Today I am awaiting the locksmith at 9 am and the washer repair person between 8 and 6.... really! 8 and 6!

    After they fix it (notice positivity here) I will be known as..

    "our lady of the perpetual laundry basket"
    Mortgage: £280,752/ £262,515.84
    hmrc:£16760/£5,480.20
    evil credit cards: £41,208/ £37,841
    Car: £18,800/£13,101.18
    Weight 13.9/ 12.6 -1 stone 3
    saving for refurb £2000/£700 1 July 2013
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