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40 and Foolish!

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Comments

  • *Robin*
    *Robin* Posts: 3,364 Forumite
    Tenth Anniversary 1,000 Posts Combo Breaker Stoptober Survivor
    Good Morning NewLeaf, :)

    Oh great; I see one frustration has been removed from your life thanks to the [tardy] washing machine repair man - hip hooray! :D
    And I suspect that you've finally broken the bond with your false friend - that was an expensive lesson for you - but as it is impossible to help an addict until they reach rock bottom, all you can do is protect yourself from their twisted sense of entitlement.
    If this woman approaches you again, please remember Grand Benders' wise words:
    Remember way back when you posted your SoA and said you needed to work out where the rest of the monthly income was going? I guess it's time to take a bit of step back and look a little more objectively at your situation.

    Why are you busting your ask* to save everything that you can and struggling to pay off THEM and then giving your cash away with no expectation of having it returned?

    Consider this a 'kick up the ask*' madam. It's fine to be generous, with time, advice, whatever... but not to your own cost when you're in your own little MSE battle.

    ..Well said, GB!
  • NewLeaf_2
    NewLeaf_2 Posts: 2,116 Forumite
    Hi Robin, thanks for stopping. It was an expensive lesson but I wont soon forget it.
    Mortgage: £280,752/ £262,515.84
    hmrc:£16760/£5,480.20
    evil credit cards: £41,208/ £37,841
    Car: £18,800/£13,101.18
    Weight 13.9/ 12.6 -1 stone 3
    saving for refurb £2000/£700 1 July 2013
  • NewLeaf_2
    NewLeaf_2 Posts: 2,116 Forumite
    weight 13.7
    Mortgage: £280,752/ £262,515.84
    hmrc:£16760/£5,480.20
    evil credit cards: £41,208/ £37,841
    Car: £18,800/£13,101.18
    Weight 13.9/ 12.6 -1 stone 3
    saving for refurb £2000/£700 1 July 2013
  • NewLeaf_2
    NewLeaf_2 Posts: 2,116 Forumite
    Here we are at the second half of September already, and 99 days until Christmas. Time really goes by quickly!

    Today is a friend's birthday and she has asked us to meet her at the cinema for a matinee. Neither OH or I have been at the cinema since the Iron Lady and before that maybe 8 years. The usual way I try to catch up on movies is on work trips plane journeys. It's really expensive!

    Walked the dogs which I loved as with the chill in the air they are all really sprightly.

    Hope everyone is having a lovely and relaxing Sunday x
    Mortgage: £280,752/ £262,515.84
    hmrc:£16760/£5,480.20
    evil credit cards: £41,208/ £37,841
    Car: £18,800/£13,101.18
    Weight 13.9/ 12.6 -1 stone 3
    saving for refurb £2000/£700 1 July 2013
  • Hi NewLeaf,

    well done on the 2 lb loss that is great! Hope you enjoy the cinema, what are you going to see?

    The dog walk sounds very invigorating.

    Hope next week goes to plan xx.
    Weight 12 st 2lb - Now 11 stone 1 lb (-15 lb)
    Saving £0 Now £1,000.00-J Cricket fund £200.00
    £70.00/£350.00 grocery challenge in October
    Custardy's 9000 reps by the new year 3000/9000
    £10.00 a day extra earnings - £127.00/£310.00
    “What the caterpillar calls the end, the rest of the world calls a butterfly.” Lao Tse
  • Piquant_2
    Piquant_2 Posts: 5,769 Forumite
    PPI Party Pooper Mortgage-free Glee! Debt-free and Proud!
    NewLeaf wrote: »
    you forgot to mention evil credit cards whoot...

    I also reduced my outgoings by £590 a year with
    change electric and gas
    change in car insurance
    change in landlord buildings insurer

    Good going! I changed my electric and gas supplier, and car insurance too and have saved a bit and got cash back too!

    Thank goodness you're now wearing clean clothes, it was a worrying time for all of us....:D
    Total debt at October 2008: £67,213.30
    Total debt today: £0
    - debt and mortgage free 29th November 2013 :T
    Sealed Pot Challenge member 14
    Save £12K in 2014 - £6,521.90/£6K member 138



  • NewLeaf_2
    NewLeaf_2 Posts: 2,116 Forumite
    Piq.. you have no idea!
    x
    Mortgage: £280,752/ £262,515.84
    hmrc:£16760/£5,480.20
    evil credit cards: £41,208/ £37,841
    Car: £18,800/£13,101.18
    Weight 13.9/ 12.6 -1 stone 3
    saving for refurb £2000/£700 1 July 2013
  • NewLeaf_2
    NewLeaf_2 Posts: 2,116 Forumite
    Hope you all had a nice Monday. I won a mattress from a competition here on MSE. Completely random!
    Mortgage: £280,752/ £262,515.84
    hmrc:£16760/£5,480.20
    evil credit cards: £41,208/ £37,841
    Car: £18,800/£13,101.18
    Weight 13.9/ 12.6 -1 stone 3
    saving for refurb £2000/£700 1 July 2013
  • NewLeaf wrote: »
    Hope you all had a nice Monday. I won a mattress from a competition here on MSE. Completely random!

    Wow! Congrats. :) What kind of mattress? I dream of the day I can buy a Tempur!

    Have you been entering loads of comps, or was it just random? I've been thinking of doing some comping (like I have any spare time lol)
  • grannyx2
    grannyx2 Posts: 3,455 Forumite
    Ninth Anniversary 1,000 Posts Combo Breaker
    Well done on the weight loss. Hope you enjoyed the pictures. I really want to go and see Ted, OH isn't so keen though and as all my spare pennies are being saved for DS wedding next month, I need OH to come to pay for me. I agree, it is expensive though.

    Well done on the mattress. Is it something you could sell?

    Have a good day.

    Gx2 x
    Targets
    Trip to Australia (On hold until 2022 now) to meet new grandson born jan 21!

    Lose 84lbs. Update (minus 65lbs mostly during lockdown as of 18.05.21)

    LBM : July 11 - £56,962
    DEBT FREE 21-05-21
    MORTGAGE FREE 13-06-18

    Loving my kitty cat

    https://forums.moneysavingexpert.com/discussion/3958715/return-to-solvency/p1
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