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Business Account - reclaiming bank charges

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Comments

  • vahespania wrote: »
    I also wrote to HSBC to claim back business bank overdraft charges but have been told that these charges are in the terms and conditions. Also they are stating that the Court have confirmed that their unauthorised overdraft charges, personal current accounts as opposed to business accounts, are not capable of amounting to penalties at common law.

    I am now going back to my bank manager who is aware of financial hardship suffered during the time my husband was in hospital and convalescing after being diagnosed with prostrate cancer. He has now recovered and back at work but during the year he was not in work, the bank continued to charge overdraft charges which I am now trying to recover.

    Any advice from anyone who has been in a similar situation would be appreciated.

    If this is on the business account, financial hardship rules do not apply to business account charges reclaiming.
    I have not worked for NatWest Bank since February 2009

    This username is no longer active.
  • Hi
    Can anybody point me in the right direction for the Business account reclaiming letter. I understand that it is worded slightly different to the personal account letter.
    Thanks
  • xukc
    xukc Posts: 69 Forumite
    bump :rolleyes:
  • Can you give me advice on claiming business bank charges back from Barclays I have no idea where to start
  • antrobus
    antrobus Posts: 17,386 Forumite
    Denmac wrote: »
    Can you give me advice on claiming business bank charges back from Barclays I have no idea where to start

    Yes. As a general rule, you cannot claim business bank charges back.
  • dunstonh
    dunstonh Posts: 119,516 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Combo Breaker
    Denmac wrote: »
    Can you give me advice on claiming business bank charges back from Barclays I have no idea where to start

    What makes you think you can claim the charges back? What are you grounds?
    I am an Independent Financial Adviser (IFA). The comments I make are just my opinion and are for discussion purposes only. They are not financial advice and you should not treat them as such. If you feel an area discussed may be relevant to you, then please seek advice from an Independent Financial Adviser local to you.
  • Bermonia
    Bermonia Posts: 977 Forumite
    500 Posts
    The grounds are obvious aren’t they... someone wants something for nothing
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