Business Account - reclaiming bank charges

john_the_bread

My personal account and business account were with the same bank but with different branches I transferred my business account to another bank this time last year and have all bank statements for the business account.
I have downloaded letter for personal account to reclaim charges and have a parachute account in place.
Question Can I claim back charges on closed business account and if so is there a suitable template

Edinburghlass_2

You can use the same letter but please read the previous posts in this thread as there are a number of business charges that you can't claim.

rivieraboats

Does anyone know whether the reclaim of charges etc applies to small business and company accounts?

SCOTTEX

Yes I'd like to know that, and with VAT (Customs & Excise) who charge you £ 400 when you are 1 day late on your VAT return. I don't think £ 400 is a realistic charge but they are a Govt dept so perhaps thet think they are above the law ?

bradshaw_2

hi all,
i have a barclays business account as a sole trader , is it possible for me to claim back with it being a business account.
i contacted the bank but they say not possible.
thanks

geezza1978

if i have read the posts in this thread correctly a business account holder can reclaim penalty charges for going over authorised overdraft, returned direct debits and switch card guaranteed payments. is this correct?

TallPaul100

Can anyone advise me whether bank charges apportioned to a business account when in credit is legal. ie depositing money, issuing cheques and withdrawals etc?

Thank you

ksha

Can you help me?
I have a small businness and am being crippled by bank charges interest etc but i am in a large overdraft. It is damaging my business as as soon as i make money it is being swallowed up by bank charges as well as all my other bills.
Please help! I'm desperate
Thankyou in advance.

jumbles_2

apologies if already answered elsewhere

we have a small business and have to pay an overdaft arrangement fee, also charges on the overdraft

various charges ie cheque etc- what if any can we claim for.

also even if we are in credit we are charged for cheques, standing orders etc


Thanks in advance

keycon

Can anyone tell me if the same applies to a small partnership business account with regards to claiming for overdraft excess charges as to a personal account?

thanks keycon