We'd like to remind Forumites to please avoid political debate on the Forum... Read More »
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
Buffy's Adventures at the Post Office......
Options
Comments
-
Fab post Souk :T
And I love Biggest Loser too!Sometimes it's hard to walk in a single woman's shoes - that's why we need really special ones!Total debt @ Oct 2008: £29,226.42 Credit Card- £[STRIKE]7493.56[/STRIKE] - £7243.56Weightloss : 0/34lbs0 -
Hi Buffy
I've not been around much the past few months, but it's good to see you're still fighting the debt and tackling everything that's thrown at you.
Before Christmas, i decided to get a new credit card @ 0% for purchases. Would you be able to do something like that for the holiday? Then you'd have longer to pay if off, without having to pay interest and hopefully not slow down paying off the rest of the debt too much. You would still need to make a monthly payment, but at 0% i would just do the minimum until you were about to start paying interest.
With regards to the excercising - i'm a lazy slob.
Yup, i admit it. I have an excercise machine that probably needs dusting before i use it, but i've become disorganised and my room is a mess - so can't set it up. I was watching the One Show recently however and saw something that may save me. A study (and tested on the show too) showed that running at a steady pace for 20 mins, 3 days a week is less effective than short bursts of activity. Your fitness will actuall increase more if you run flat out for 30 secs, rest for 30, run for 30, rest... (basically repeat 4 times so you run for 2 min and est for 2). This would take up less time and improve fitness levels more than doing an hour of jogging a week. I'm thinking of doing that and on the off days, doing only core strengthening excercises. I found (long ago) that if you have poor core muscles that you do not get the full benefit of excercise and are liable to get more injuries.
Anyway, i've prattled on for long enough. Hopefully after 18 months, you'll be able to see a clear way ahead with what you want and need (yes, what you want - you need to be selfish sometimes). Good luck with the getting ofsteded news too - sounds painful.After falling off the gambling wagon (twice): £33,600 (24,000+ 9,600) - Original CC Debt: £7,885.91
Dad Gift 6k ¦ Savings & Inv Tst: £2,500
Loan 10k: £0 ¦ Dad 5.5k: £2,270 ¦ LTSB: £0 ¦ RBS: £0 ¦ Virgin £0 ¦ Egg £0
Total Owed: £2,270 (+6k) 11/08/20110 -
I promise I will show more appreciation of the lovely supportive things my friends post here, lately I feel like I just post and run and right now i am going to do it again!!!
I NEED a things to do list (Sorry George, it seems always after your posts I have to have a list xxxx)
and I need to come back and cross things off!
1. clean out gps and fish
2. hoover
3. put clothes away
4. sort out dressing table situation
5. put Cd's in the cupboard...
6. list Cd's on music magpie
7. list 3 things on E bay !!!!!!
8. sort out underwear drawer
9. move CD player
10. set up mini fish tank
11. put away Christmas stuff
12 put away Christmas presents.
13. get old baskets out of loft to put on Wardrobe and use generally
14. plan for tomorrow/week
15. mark two sets of essays (have got quicker, not as mad as it sounds)
16. file Ma stuff
17. shred paper for 20 minutes.
xxxxNevertheless she persisted.0 -
Buffy
That list is massive :eek: and it's 1.30! It's Sunday - where's the 'Buffy time'Sometimes it's hard to walk in a single woman's shoes - that's why we need really special ones!Total debt @ Oct 2008: £29,226.42 Credit Card- £[STRIKE]7493.56[/STRIKE] - £7243.56Weightloss : 0/34lbs0 -
:eek: to the list.I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.0 -
Buffythedebtslayer wrote: »I promise I will show more appreciation of the lovely supportive things my friends post here, lately I feel like I just post and run and right now i am going to do it again!!!
I NEED a things to do list (Sorry George, it seems always after your posts I have to have a list xxxx)
and I need to come back and cross things off!
1. clean out gps and fish
2. hoover
3. [STRIKE]put clothes away[/STRIKE]
4. sort out dressing table situation
5. put Cd's in the cupboard...
6. list Cd's on music magpie
7. list 3 things on E bay !!!!!!
8. sort out underwear drawer
9. move CD player
10. set up mini fish tank - not going to do this.
11. [STRIKE]put away Christmas stuff[/STRIKE]
12 [STRIKE]put away Christmas presents. [/STRIKE]
13. [STRIKE]get old baskets out of loft to put on Wardrobe and use generally[/STRIKE]
14. plan for tomorrow/week
15. mark two sets of essays (have got quicker, not as mad as it sounds)
16. file Ma stuff
17. shred paper for 20 minutes.
xxxx
Just a quick update, not going especially fast here! I have also cleaned the bathroom and had a little tidy up in the loft. plus had to eat Sunday roast.....its a hard life!
xxxxNevertheless she persisted.0 -
I don't know about you, but once I've cleaned the bathroom, I feel kind of cleansed myself! Cleaning is definitely good for the soul (that's what I tell myself anyway :cool:)
Hope you manage a bit of downtime this evening0 -
Hi Buffy, I'm a lurker on your diary (and many others!), thought I would just pop on and say that list is massive! :eek:
Slow down and look forward to your trip to Euro Disney, I'm sure that will be fab. Make time for yourself outwith your list!0 -
Hope you got some 'Buffy time' in there somewhere :ASometimes it's hard to walk in a single woman's shoes - that's why we need really special ones!Total debt @ Oct 2008: £29,226.42 Credit Card- £[STRIKE]7493.56[/STRIKE] - £7243.56Weightloss : 0/34lbs0
-
1.clean out gps [STRIKE]and fish [/STRIKE]
2. [STRIKE]hoover[/STRIKE]
3. [STRIKE]put clothes away[/STRIKE]
4. [STRIKE]sort out dressing table situation [/STRIKE]
5. [STRIKE]put Cd's in the cupboard...[/STRIKE]
6. list Cd's on music magpie - have got pile ready.
7. list 3 things on E bay !!!!!! - not done
8. [STRIKE]sort out underwear drawer[/STRIKE]
9. [STRIKE]move CD player[/STRIKE]
10. set up mini fish tank not doing no space
11. [STRIKE]put away Christmas stuff[/STRIKE]
12 [STRIKE]put away Christmas presents. [/STRIKE]
13. [STRIKE]get old baskets out of loft to put on Wardrobe and use generally[/STRIKE]
14. plan for tomorrow/week done for tomorrow.
15. mark two sets of essays (have got quicker, not as mad as it sounds) not finished yet, still time!!
16. file Ma stuff half done
17. [STRIKE]shred paper for 20 minutes.[/STRIKE]
I am going to try for the marking of one set and list the cds!
xxxNevertheless she persisted.0
This discussion has been closed.
Confirm your email address to Create Threads and Reply

Categories
- All Categories
- 351.1K Banking & Borrowing
- 253.2K Reduce Debt & Boost Income
- 453.7K Spending & Discounts
- 244.1K Work, Benefits & Business
- 599.1K Mortgages, Homes & Bills
- 177K Life & Family
- 257.5K Travel & Transport
- 1.5M Hobbies & Leisure
- 16.1K Discuss & Feedback
- 37.6K Read-Only Boards