Daughter fell off bike and scratched neighbours car parked in drive...

Money_saving_Martyn

Judas wrote: »

If they crashed into your car would you let them do a quick fix? Would you hell

I would claim off their insurance. Oh wait, it wasn't a crash; a small child on a bike scuffed the paint.

If a child put a few tiny scratches on a car would I
a) polish them out and get on with my life or
b)would I hunt down the parents and demand a full re-spray so they could not afford to eat for 4 months?

a) please!

On the other hand, a well known speedy greedy quick exhaust fitting company, we'll call them Kwat Fat, fitted the wrong size exhaust to my car which burnt a whole in my bumper. I wouldn't them them do a Kwik fix to it - because I was paying them £400 for an exhaust. They quite rightly paid for a new bumper.

If they are that bothered, they can get their insurance to pay and they can persue a 4 year old for the money

Lady_S

Judas wrote: »

You should accept this; Chips away arent too bad but they are not a complete professional repair; it is a cheap option taken by people.

For example if the car is on PCP/Lease a chipsaway repair may not pass the return checks etc; or if its under a bodywork warranty it may negate that.

Not true. Even dealers/Leasing companies do smart repairs on cars. It is a normal way of operating.

Also worth being aware that they have a responsibility to mitigage your losses ( therefore not cause you excess cost when it isn't necessary)

vaio

carolinejane wrote: »

Hope it doesnt cost you too much but I am afraid if it was my car I would insist on a proper repair by my dealer.

Which is of course your right.

But, as generally neither a four year old or her parents can be legally pursued for the costs you could well end up funding it yourself or via your insurance company

twinmumagain

Thank you.
Like I have said I am quite willing to pay but simply dont have £300 lying around and it would take me a few months to pay it in full but I can see that causing problems.
I dont have expensive belongings to sell to raise funds and am unwilling to get a creditcard or a loan when I am already struggling to stay afloat.

twinmumagain

My car couldnt possibly have anymore scratches on it!! Wouldnt notice a few more

anewman

Judas wrote: »

You should accept this; Chips away arent too bad but they are not a complete professional repair; it is a cheap option taken by people.

For example if the car is on PCP/Lease a chipsaway repair may not pass the return checks etc; or if its under a bodywork warranty it may negate that.

All good points and all reasons why you got to hate people who think you can get away with a cheap repair. Although we don't know the exact circumstances here, something like scratchx may well cure it - it certainly wouldn't make it worse. Some scratches look worse than they actually are.

mcjordi

my sister had a similar problem when my nephew scratched a clio's bonnet with his bike.. i just happened to be in the bodyshop when the bloke came in to get a qoute ( i knew the lad who owned the bodyshop) who said he wanted an itemised reciept so he could claim it back.. (reciept showed something like £209.98 iirc) but in reality he did it as a cash job for £100 for a respray of the bonnet.

needless to say the bloke was never paid for trying to scam another 109 out of my sister when i confronted him about it he didnt know where to put his face.. i told the bloke to try a small claims claim and see what the judge thinks when i bring my mate as a witness to the fact he only paid 100 and tried to scam 209 out of my sister.. he hasnt been seen since lol..

as a cash job dependant on the scratch my local shop does a panal respray for circa 80 -120 dependant on the panel scratched..
if shes going into FIAT (on a 5 year old car ?? ) it could cost £300 easy.. tell her to sod off and get a local bodyshop to qoute..

webmasterpolo

Hi

If it was my car, I would be furious regardless of the age of the car or time of ownership. I agree that your daughter should not be learning to ride her bike on a pavement (isn't cycling on pavement banned for safety reasons anyway?) and should be in a park which is much safer for everyone.

I would expect you to pay in full straight away, why should the neighbour provide you free credit. Borrow the money on a 0% credit card and you have months to pay it, no problem.

Kids are always playing in the cul de sac where I live, I don't understand why, there are at least 4 grassed areas including a massive park within 5 minutes walk. Yet every day they play in the road. I won't allow my children to do so as I don't want the risk to them or the liability to others this could cause.

I've had my car scratched by bikes and marked by footballs and no one admitted anything and I just had to pay for the repairs myself, so this really bugs me.

-Web

twinmumagain

Have no chance of even being given a creditcard with my history(even hubby tried a few months back and was declined).
Could possibly get a high interest rate one(vanquis/capital one??) but will not get myself further into debt with the charges and interest.

She will simply have to accept repayments and I will have to deal with being the shame of the close!

pinkfluffybabe

I can't believe some of the comments on here.

Of course drivers should be able to park without their car being scratched - driveway, road, wherever. Why should they pay for repairs for someone elses accident!

I'd be fuming if that happened to me, cars are expensive and people should have respect for others property.