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How much do you pay towards your rent/mortgage?

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  • lynsayjane
    lynsayjane Posts: 3,547 Forumite
    Part of the Furniture Combo Breaker Xmas Saver!
    bingo! full house here!!!

    mortgage is £195 a month and council tax £78. i live in a luxurious one bed victorian ground floor flat, 15 mins walk from the town centre with huge garden out back and decent one out front.
  • My mortgage is £525 per month for a small 2 bed terrace south of Birmingham. Bought house 2 years ago so house prices were and still are unaffordable. I'm still on an interest only mortgage as I couldn't afford repayments.

    Council tax is £115 per month over 10 months but I get 25% discount as I live on my own so its about £86.

    My take home pay is £1160 so as you can imagine its a bit tight each month by time I add on my £230 loan!
    Debt at highest £8k

    Debt free date July 2009 :j
  • lynsayjane wrote:
    bingo! full house here!!!

    mortgage is £195 a month and council tax £78. i live in a luxurious one bed victorian ground floor flat, 15 mins walk from the town centre with huge garden out back and decent one out front.

    Blimey, what a bargain! If I had your outgoings with my salary I would be debt free within a year...
    Debt at highest May 2006: £27,472.24
    currently: £13,353.25
    DFW Nerd 178
    Proud to be dealing with my debts
  • jen30_2
    jen30_2 Posts: 180 Forumite
    My OH and I pay 350 mortgage and 100 c/tax for a 3 bedroom terrace in Manchester.
    Keep Calm:cool: Smile :D , Enjoy!:dance:

    Lightbulb moment 03.08.06

    :eek: Debt Free by January 2010:eek:
  • Gemmzie
    Gemmzie Posts: 14,876 Forumite
    Mortgage is about £800 per month but there's a complicated endowement in there too.

    Council tax, not a clue...

    We have a three bedroom bungalow in Cornwall
    No longer using this account for new posts from 2013
  • We pay about £100 per month rent for a (small) two-bed end terrace house and council tax is also about £100 per month. OH is in the forces, so accommodation is much cheaper; if we rented privately the same property would probably cost us about £650 per month. If it wasn't for the cheap housing, we would be in very, very deep trouble by now. As it is we will be debt free by the end of next year.
    Total Debt November 2016 =£9,660.52 :mad:

    Monthly Repayments = £593.09 :eek:

    Goal to be debt free December 2017/ Savings £500 :T
  • lynsayjane
    lynsayjane Posts: 3,547 Forumite
    Part of the Furniture Combo Breaker Xmas Saver!
    Blimey, what a bargain! If I had your outgoings with my salary I would be debt free within a year...

    lets do a deal then, you give me your salary till i get debt free, then i'll give you my outgoings so you get debt free. dunno what your salary is but i bet i'd get debt free damn quick on it!
  • £915 pm mortgage (split between two of us) and 127.00 council tax - that's London Boroughs for you!
  • £628 mortgage a month, but just about to go up to £650 a month for a 2 bedroom detached bungalow. I pay it all myself myself and CT is £81 (including the 25% single person discount)
  • This is one thing that I have been very shocked upon reading what others have to pay in rent and mortgages.

    After reading some of the threads I really do consider myself very lucky in that my mortgate is only £160 a month. The house was bought in 1988 and only has £25,000 owing on it. If I were lucky enough to get a salary increase, I think I'd be tempted to pop over to the mortgage-free wannabe board and get it cleared :)

    My council tax is 10 monthly payments of £55 which includes my 25% single persons discount.

    I live in South Yorkshire
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