How much do you pay towards your rent/mortgage?

shellyjane

Hi all,

After reading Earwig's very interesting thread about how much DFW's earn, can I ask the question how much do you pay monthly on your rent or mortgage? I constantly feel like I pay too much rent so it would be interesting to hear how much you all pay!

I'll start it off.... my OH and I pay £675 rent per month plus £100 council tax and we live in Oxfordshire in a two bed flat.
:eek:

Toomuchdebt

My rent is £750 for a 3 bedroom bungalow (paid by Housing Benefit) and my Council Tax is £100(paid by Council Tax Benefit)

Anastacia

£650 for a very small 3 bedroom house in Hampshire. CT is around £110.

Broken_hearted

mortgage plus secured loan £289

postingalwaysposting

i live at home so cant contribute here :rotfl:

GingerSte

My mortgage is £606 per month including house insurance. For a 3 bed ex council house about 6 miles outside Birmingham.

However, I have two lodgers in each paying me £260 per month including bills so it reduces my costs by a fair but. It also means I can share the washing up!

hula-hoops

Our mortgage is almost double what the OP pays. Likewise our debt is higher than most.

But it's all about affordability. My husband and I are very fortunate to have higher than average earnings and our mortgage payments and debt repayments as a percentage of our take-home pay are on a par with a lot of other people here.

OP I wouldn't worry about paying too much for rent unless you are running short each month and not making the payments. If the place suits you and your budget then what's the problem?

kittykat100

Our rent is £750 per month, private renting..other half looks after council tax but I know its over £100 a month (robbing gits!).

We could live somewhere cheaper but I would rather pay more money and live in a good area then save a couple of hundred pounds and live in a hell hole!

cattie1

i thought my rent was really expensive but looking on here its probably the cheapest £260 per month 4 a 2 bed semi detached house 1 mile from town (i am trying to catch up at mo though after working a month in arrears so paying £300 per month) -no benefits. £125 per month c/tax.

msmicawber

It's Oxon, I'm afraid ShellyJane - I pay £725 rent for a 3-bedroomed semi and £1000 pa Council Tax after the 25% single-adult occupancy discount.

funky-footprints

our mortage is £756.45 for a 5 bed in south wales and our council tax is £172 for 10 months.