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I've had my LBM and now it's time to sort it out once and for all
Comments
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Hi Primrose
Hope your feeling a little better, sometimes it helps just putting it down in black and white and getting all your thoughts out.
Things will get better it's very tough at the start but we are all here following you, you will make it through and you will find the money. I agree on the ebay front i need to do some sorting out ready for tomorrow.
Chin up hope you have had a better afternoon.MARCH 2016 DEBT £25750/ £25035
EST DFD JAN 2021 (that needs to change)
NOW JAN 2019 (that still needs to change)0 -
Thanks HWG, yes it is all ok now, still the same but hey what can I do? I can't find the money tree so i'm stuck with it til it's gone.
I'VE FINISHED THE JOB
I feel a huge sense of relief. I've sent the info to the relevant person and hopefully they'll collect their papers or I can drop them off next week, then i'll send invoice and I can breathe.
However it is now 10.30 and I haven't done anything in preparation for ebay and i'm shattered. I've stayed up doing bits and bobs most nights this week and i'm giving in to tiredness and am going to bed before midnight tonight.
I will get on with the ebay stuff over the weekend.
or shall I do just a little while on the pre-school accounts?0 -
Well done thats fantastic and a huge weight of your mind i would imagine.
WE WILL do something on ebay even if it is only one item a day, WE MUST get the money rolling in. I have just started updating my spreadsheet with all the interest im getting charged and its not good reading, it's whats known as mid month wobbles when all my doubts of clearing this come back.
Get yourself a cuppa and chill out for a bit before a good nights sleep.MARCH 2016 DEBT £25750/ £25035
EST DFD JAN 2021 (that needs to change)
NOW JAN 2019 (that still needs to change)0 -
Hopefully i'll appreciate it more in the morning, but yes I'm really pleased i've finally done it.
Don't you just hate financial spreadsheets? They're so depressing.
One day we'll be doing savings spreadsheets. It might take a year or 2 but it WILL HAPPEN.
I'm not doing anything else tonight. I'm going to turn the laptop off and watch rubbish tv. I expect i'll be asleep in 30 seconds:D0 -
Just popped in to confess no ebaying done tonight but i promise 10 will be listed by tomorrow night.
How are you, bet your pleased that job is completedMARCH 2016 DEBT £25750/ £25035
EST DFD JAN 2021 (that needs to change)
NOW JAN 2019 (that still needs to change)0 -
Just popped in to confess no ebaying done tonight but i promise 10 will be listed by tomorrow night.
How are you, bet your pleased that job is completed
Hi HWG, I have a confession:o dh has listed one thing but I haven't done any. I realised yesterday that my horrible mood was infact exhaustion from staying up late to finish that job. I began yesterday determined to get the pre-school accounts done but with my children around all that happened was I got more and more stressed:( then BIL and his gf turned up whilst I was trying to get further with the accounts and dh had distracted the dc and it seemed everything was against me getting them done. So after taking dd to her party and going, yet agin to tesco I came home and got the majority of the accounts finally done. Then I collected dd and dh sent me for a nap!!
After the nap I felt more human but I decided to have today off and have only done housework and took the kids out. Then we came home and watched a dvd whilse ds gave me the best cuddle in the world:A
So I haven't listed anything but I feel much much better:)
Although I said I was taking today off I am just about to start some work for my 1st job, but will be stopping at a sensible hour. Then I aim to do more tomorrow whilst ds is at pre-school and then finish the job tomorrow night. Once this job is done I will be free for ebaying.
Oh and I have a confession
:o:o:o
I used my cc, I had little choice as the o/d's are nearly maxed. I will need to use them for petrol and anymore food we might need. BUT what I plan to do is make a payment to the cc as soon as I get either (a) paid for that job I finished friday night or (b) get some money from ebay. So although I'm using the cc I hope to end up with no difference in the balance at the end of the month, does that make sense?
In the past I would just use it with no thought and no plan to pay it back. I would also think what the hell i'll just buy the dvd/top or whatever where as this time I will just buy petrol and food.0 -
Glad you have taken some rest, like you i felt worn out today and also took a nap i felt bad for doing it but it's waht my body needed. I have started ebay relisted 23 items and added another 7 today hoping to keep up with one or two each day.
Good to hear you have had a nice day with the kids. It's difficult to go from maxing all accounts and cc to not using any it takes a little while for everything to adjust you will get there and at least you have plans on how to clear anything you use.
Dont work too late tonight lack of sleep means you are not as productive as you could be when rested.
Maybe DH can be the ebay lister as you are busy with other work.MARCH 2016 DEBT £25750/ £25035
EST DFD JAN 2021 (that needs to change)
NOW JAN 2019 (that still needs to change)0 -
i managed to get 12 items listed - all of them slightly awkward things that have been hanging around for up to a year waiting!
so i felt extra good - they are even scheduled to start the day after we go on our hols and finish the day after we get back:D0 -
Well done FSM:T
HWG, I suppose it will take a while to gt properly into my new regime, I've started now and that's the main thing. I'm determined to get back on track with money.
I didn't get any work done last night. Poor ds had a croup attack and took a while to settle. Then once he did go back to sleep I kept checking on him every ten mins or so. He eventually came into our bed and I was much happier then as I knew he was ok. He seems fine this morning, bit of a cough and sore throat but ok. although his sister did cause a nce graze and purple bruise on his chin by spinning him round in circles and falling over, little wotsits!!0 -
did you know, you have already paid over 1.7% of your cc balance off?
i f you keep seeing/calculating these payments, then it all adds up and goes in the right direction.
keep up the good work x0
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