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Originalmiscellany's MF dreams
Comments
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I rang them up and said it was cheaper in store and would they like to match it!Feb 2012 - onwards MF achieved
September 2016 - Back into clearing a mortgage - Was due to be paid off in 32 years in March 2047 -
April 2018 down to 28.00 months vs 30.04 months at normal payment.
Predicted mortgage clearing 03/2047 - now looking at 02/2045
Aims: 1) To pay off mortgage within 20 years - 20370 -
They said it would be a price match, but the brick shop was charging a fortune for delivery but the actual item was cheaper, whereas online was more expensive but free delivery, so they lowered the cost to the same as the brick price (brick being a bricks and mortar shop)Feb 2012 - onwards MF achieved
September 2016 - Back into clearing a mortgage - Was due to be paid off in 32 years in March 2047 -
April 2018 down to 28.00 months vs 30.04 months at normal payment.
Predicted mortgage clearing 03/2047 - now looking at 02/2045
Aims: 1) To pay off mortgage within 20 years - 20370 -
Hmmm, so you did not mention the delivery price. Good stuff.Pots: House £6966/£7100, Rainy day Complete, [STRIKE]Sunny day £0/£700[/STRIKE], IVF £2523/£2523, Car up-keep £135/£135, New car £5000/£5000, Holiday £1000/£1000, MFW #16 £2077/£3120
MFiT3 #86: Reduce mortgage from £146,800 to £125,000
Mortgage Sept 2014: £135,500, MF Oct 2035 Peak July 2011: £154,000, MF July 20360 -
Having read the fur-ore over the end of interest only mortgages, it makes me doubly pleased that I got in when I did, and used it as a huge carrot to make such strides... I know that when I was on a normal repayment mortgage I didn't have the desire to overpay, but somehow for me, knowing i was only servicing the interest motivated me to pay as much as I could off.
Again, it's a shame as IO clearly have a really useful function and place but are not for the majority of people.
Shame really.Feb 2012 - onwards MF achieved
September 2016 - Back into clearing a mortgage - Was due to be paid off in 32 years in March 2047 -
April 2018 down to 28.00 months vs 30.04 months at normal payment.
Predicted mortgage clearing 03/2047 - now looking at 02/2045
Aims: 1) To pay off mortgage within 20 years - 20370 -
Plenty of exercise has seen me seriously lose some weight since August, when I started my campaign. Noticably thinner and more energy than before. That's good news.Feb 2012 - onwards MF achieved
September 2016 - Back into clearing a mortgage - Was due to be paid off in 32 years in March 2047 -
April 2018 down to 28.00 months vs 30.04 months at normal payment.
Predicted mortgage clearing 03/2047 - now looking at 02/2045
Aims: 1) To pay off mortgage within 20 years - 20370 -
So 2.25 years and a bit on since I started this and I've run out of steam - no bad thing, but I'm realizing I'm not posting as often as I used to, and focus has switched to working and family life - no bad thing.
However, in the build up to Christmas and a new year, I'm going to set some modest targets and decide what to do next, I will of course use this as a place to keep accountable!Feb 2012 - onwards MF achieved
September 2016 - Back into clearing a mortgage - Was due to be paid off in 32 years in March 2047 -
April 2018 down to 28.00 months vs 30.04 months at normal payment.
Predicted mortgage clearing 03/2047 - now looking at 02/2045
Aims: 1) To pay off mortgage within 20 years - 20370 -
Anyway, my resolutions for 2011 are to get them completed on time.
Seriously, no resolutions, I am just thinking of keeping fit and working hard... Easy. Keep fit by rowing and running, working hard by putting my back into it and working hard to free up time with family and friends.Feb 2012 - onwards MF achieved
September 2016 - Back into clearing a mortgage - Was due to be paid off in 32 years in March 2047 -
April 2018 down to 28.00 months vs 30.04 months at normal payment.
Predicted mortgage clearing 03/2047 - now looking at 02/2045
Aims: 1) To pay off mortgage within 20 years - 20370 -
originalmiscellany wrote: »Anyway, my resolutions for 2011 are to get them completed on time.
Seriously, no resolutions, I am just thinking of keeping fit and working hard... Easy. Keep fit by rowing and running, working hard by putting my back into it and working hard to free up time with family and friends.
2011?
You're a bit behind the rest of us dear!
know thyselfNid wy'n gofyn bywyd moethus...0 -
That was the joke
A year out of date 
Feb 2012 - onwards MF achieved
September 2016 - Back into clearing a mortgage - Was due to be paid off in 32 years in March 2047 -
April 2018 down to 28.00 months vs 30.04 months at normal payment.
Predicted mortgage clearing 03/2047 - now looking at 02/2045
Aims: 1) To pay off mortgage within 20 years - 20370 -
So very little to update, life's ticking over, saving a little every month, but another set of internal house updates are on the cards. Nothing special, just will help keep the house nice, stuff like painting/decorating; something that's certainly not a specialty!Feb 2012 - onwards MF achieved
September 2016 - Back into clearing a mortgage - Was due to be paid off in 32 years in March 2047 -
April 2018 down to 28.00 months vs 30.04 months at normal payment.
Predicted mortgage clearing 03/2047 - now looking at 02/2045
Aims: 1) To pay off mortgage within 20 years - 20370
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