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Originalmiscellany's MF dreams

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Comments

  • Lois_E
    Lois_E Posts: 2,227 Forumite
    Ninth Anniversary Combo Breaker
    :j:T:A:D:cheesy::grin:_party_
    Starting again 13/4/19
    Home loan 1: £21,102.50 Home loan 2: £7,698.99
    Total owed: £28,801.49
  • Peonie
    Peonie Posts: 1,471 Forumite
    Well done.
    Pots: House £6966/£7100, Rainy day Complete, [STRIKE]Sunny day £0/£700[/STRIKE], IVF £2523/£2523, Car up-keep £135/£135, New car £5000/£5000, Holiday £1000/£1000, MFW #16 £2077/£3120
    MFiT3 #86: Reduce mortgage from £146,800 to £125,000
    Mortgage Sept 2014: £135,500, MF Oct 2035 Peak July 2011: £154,000, MF July 2036
  • pavlovs_dog
    pavlovs_dog Posts: 10,217 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    congrats on having slain the mortgage beast xx
    know thyself
    Nid wy'n gofyn bywyd moethus...
  • Thank you all! Next is the (stooged) credit card beast (see target 2 in my footer) which should be done in the next few months, then we slow it right down.
    Feb 2012 - onwards MF achieved
    September 2016 - Back into clearing a mortgage - Was due to be paid off in 32 years in March 2047 -
    April 2018 down to 28.00 months vs 30.04 months at normal payment.
    Predicted mortgage clearing 03/2047 - now looking at 02/2045

    Aims: 1) To pay off mortgage within 20 years - 2037
  • gallygirl
    gallygirl Posts: 17,240 Forumite
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    Fantastic OM, well done _party__party__party__party__party__party__party_
    A positive attitude may not solve all your problems, but it will annoy enough people to make it worth the effort
    :) Mortgage Balance = £0 :)
    "Do what others won't early in life so you can do what others can't later in life"
  • Just a small update, we're off to a restaurant tonight, of course using a buy 1 get 1 free voucher from this site. Should be lovely one hopes. Other than that, I've got much quieter on this site, since hitting the MFW target, I've lost my mojo (if found please return asap). Also I think the Credit Card will be cleared early too, so I'm struggling to think of a financial challenge other than looking after MOM which in itself will be a great joy and privilege.

    Anyway, quiet day other than eating out tonight, and hopefully will pay off a chunk off the credit card by the end of this week when we get paid again.
    Feb 2012 - onwards MF achieved
    September 2016 - Back into clearing a mortgage - Was due to be paid off in 32 years in March 2047 -
    April 2018 down to 28.00 months vs 30.04 months at normal payment.
    Predicted mortgage clearing 03/2047 - now looking at 02/2045

    Aims: 1) To pay off mortgage within 20 years - 2037
  • Hiya, maybe start planning for little ones future. Thats a great thing to do and one I wish we had spent more time on. Best wishes Tilly x
    2004 £387k 29 years - MF March 2033:eek:
    2011 £309k 10 years - MF March 2021.
    Achieved Goal: 28/08/15 :j
  • well a new month - and honestly, this is the last big overpayment!
    Cleared the CC - 3.1k worth, which I am counting as savings in my head - so objective 2 done.
    Need to ring First Direct today - to increase savings into my e-saver account - currently standing at £75 after three months, when the max is £900 (or £300 a month).
    Feb 2012 - onwards MF achieved
    September 2016 - Back into clearing a mortgage - Was due to be paid off in 32 years in March 2047 -
    April 2018 down to 28.00 months vs 30.04 months at normal payment.
    Predicted mortgage clearing 03/2047 - now looking at 02/2045

    Aims: 1) To pay off mortgage within 20 years - 2037
  • A week on, not a lot to report - saving hard, going down to a single salary will be a challenge. I guess by the end of this month, we'll see where we are up to. Ouch.
    Feb 2012 - onwards MF achieved
    September 2016 - Back into clearing a mortgage - Was due to be paid off in 32 years in March 2047 -
    April 2018 down to 28.00 months vs 30.04 months at normal payment.
    Predicted mortgage clearing 03/2047 - now looking at 02/2045

    Aims: 1) To pay off mortgage within 20 years - 2037
  • evab_2
    evab_2 Posts: 2,336 Forumite
    Hi Just caught up with everything, so pleased for you to be MF I truly feel so happy when every person posts with OPs whether big or small and gets to their target as not only does it reduce the interest paid to the banks but inspires everyone else to continue even when things are tough.

    What a great way to start your new little family x
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