Originalmiscellany's MF dreams

originalmiscellany

Bit of a schoolboy errror. I set up the wrong savings account so for the past 3 months, I've been saving money into the normal saving scheme and not the "higher" rate saving scheme. Ooops. All opened now, (last night). But I am very silly!

originalmiscellany

Oh and even more importantly, Baby OM has been born a few days ago! Mother and baby doing fine - we don't break up until this week, so am taking pat. leave.

Life really does change, and I hope all the savings are worth it! What an oversight, but brain is very mush like at the moment

Lois_E

originalmiscellany wrote: »

Oh and even more importantly, Baby OM has been born a few days ago! Mother and baby doing fine - we don't break up until this week, so am taking pat. leave.

Life really does change, and I hope all the savings are worth it! What an oversight, but brain is very mush like at the moment

Congratulations to all three of you! :j:beer::D:bdaycake:_party_

Any more details? Weight? Boy/girl? (Only if you want to, of course.)

unhappy_shopper

Congratulations, OM. :beer:

originalmiscellany

Wow, a very long time with no update Loving being a parent, it is absolutely priceless! Have rather lost focus on all of this saving scheme; going to one income has made the savings and mortgage clearing well worth it, despite being very frugal for several years, it's making our life easier in the medium to long term

originalmiscellany

Not a lot to update, loving being a family man! Saving hard and battening down all hatches to ensure that we are able to have a good life. Financially we're okay but am thinking of the next step in terms of a life time house! Big commitment...

Sepa74

Hi OM, good to hear from you! Make sure you tell all your mates how wonderful being a father is... there's an awful lot of men out there who think it would just be a drag!

Then once you've converted them, send them my way!!

originalmiscellany

I'll take my thousand pounds up front introduction fee! I remember one of my friends saying how much he was dreading the thought of holidays as he had to spend it with his wife and child. Couldn't believe it! We've been pretty central in creating them and we need to be there for the rest of their life.

It's so enjoyable.

however, am trying to do a financial self assessment soon, as we've been living on one salary for the past few months and I need to see where we're upto, in terms of living (we're surviving on a single salary) and whether it's doable long term, (I am unsure!)

originalmiscellany

So then, budgets drawn up, on paper it's not too bad until maternity leave stops for MOM and then it will be tightening back.
I think there's a few things we can cut back on, e.g. super fast internet may be reduced to regular speed, losing some of the channels we pay for TV etc. We have definitely started increasing our spend on stuff which isn't always that useful.

Anyway, summer holidays are nearly upon us, and I am pleased to see the sun out in the garden.

As for one of my targets (First Direct Easy saver) I made an error and I sent money to the wrong account for several months which has rendered my target impossible, Silly me.

Lois_E

Hi OM. Glad to hear you're having such a great time being a dad. Not surprised your focus has changed! Just try and drop in here every once in a while to let us know how you're getting on.

Just think, if you hadn't done all that amazing OPing in the past, you'd be in a very different situation now - probably you wouldn't even be able to contemplate surviving on a single salary or moving up to a forever house. Anyway, don't feel that you need to be able to make the kinds of huge OPs that you used to make, in order for this whole MFW thing to be worth doing. MF in the forever house is the destination all of us are journeying towards, and if some of the stages of the journey are at different speeds from other stages, that's OK.