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Originalmiscellany's MF dreams
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Well, almost another end of month - should be able to stick in a decent amount by early Feb. Will keep you updated, but am tied down with work at the moment which is good (I like work) but means I don't have much time to get everything done.Feb 2012 - onwards MF achieved
September 2016 - Back into clearing a mortgage - Was due to be paid off in 32 years in March 2047 -
April 2018 down to 28.00 months vs 30.04 months at normal payment.
Predicted mortgage clearing 03/2047 - now looking at 02/2045
Aims: 1) To pay off mortgage within 20 years - 20370 -
Good - payment 1 made - 1k off... Should be some more in the next few days, as the end of the month approaches (help the wife's bank account stay small) and start of next (more of the same!)Feb 2012 - onwards MF achieved
September 2016 - Back into clearing a mortgage - Was due to be paid off in 32 years in March 2047 -
April 2018 down to 28.00 months vs 30.04 months at normal payment.
Predicted mortgage clearing 03/2047 - now looking at 02/2045
Aims: 1) To pay off mortgage within 20 years - 20370 -
Another 1k paid off, strictly it's a January payment, but it's counted as a February one as I'm pedantic!Feb 2012 - onwards MF achieved
September 2016 - Back into clearing a mortgage - Was due to be paid off in 32 years in March 2047 -
April 2018 down to 28.00 months vs 30.04 months at normal payment.
Predicted mortgage clearing 03/2047 - now looking at 02/2045
Aims: 1) To pay off mortgage within 20 years - 20370 -
February payment - 1k in, and significantly, it means I'm currently and technically mortgage free as we only have a small amount left >1k which means that with my float in the current bank account means I am mortgage free - and at the worst case scenario of never having a penny in my main account to offset against the mortgage means that the mortgage interest will be just under £1 I think. Will post in detail later, but v. exciting!Feb 2012 - onwards MF achieved
September 2016 - Back into clearing a mortgage - Was due to be paid off in 32 years in March 2047 -
April 2018 down to 28.00 months vs 30.04 months at normal payment.
Predicted mortgage clearing 03/2047 - now looking at 02/2045
Aims: 1) To pay off mortgage within 20 years - 20370 -
Fantastic :j, well done _party__party__party__party__party__party__party_A positive attitude may not solve all your problems, but it will annoy enough people to make it worth the effort
Mortgage Balance = £0
"Do what others won't early in life so you can do what others can't later in life"0 -
Cor! Can't wait til you've checked and confirmed!Borrowed £150,000 in an offset tracker mortgage in May 2007 - MFD May 2041 (67)
Jan 2012 - £125,620.02 / 2,913.87 / Nov 2032 (58) :beer:
Apr 2012 - £122,901.88 / 3,170.91 / Jul 2032 (58)
Jul 2012 - £122, 589.02 / 3,507.99 / Sept 2032 (58)
Oct 2012 - £120,476.31 / 3,889.42 / July 2032 (58)0 -
Wow that's brilliant news! Well done :T:T:T0
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Hi OM, that is truly fantastic news, you must be over the moon. Best wishes, Tilly x2004 £387k 29 years - MF March 2033:eek:
2011 £309k 10 years - MF March 2021.
Achieved Goal: 28/08/15 :j0 -
Very pleased to be honest - It's always good to get through to Feb, as we don't pay council tax or water rates in Feb and March so it's a cheaper month than I plan. Great stuff. That said, work is super busy at the moment, hence not too much posting on this - just getting my head down and working my socks off.Feb 2012 - onwards MF achieved
September 2016 - Back into clearing a mortgage - Was due to be paid off in 32 years in March 2047 -
April 2018 down to 28.00 months vs 30.04 months at normal payment.
Predicted mortgage clearing 03/2047 - now looking at 02/2045
Aims: 1) To pay off mortgage within 20 years - 20370 -
Fantastic news om thats fantastic!!! how are you going to celebrate? x 0
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