Originalmiscellany's MF dreams

originalmiscellany · 5 December 2011 at 8:11AM

Last month to go - £1k off, obviously being Christmas, unsure what will be saved and what not, but at least the end is in sight in terms of the mortgage, just a few (5?) months to go.

originalmiscellany · 5 December 2011 at 8:13AM

And my third target has been met - each was in my mind hard, but I met the first target in August I think and have been fortunate to hit the other 2. I won't set any more targets for this year, but I am aware this was anomalous in terms of volume of money and next year will be very different...

[Deleted User] · 5 December 2011 at 8:34AM

wow well done OM you sure are hammering the mortgage down- will you be MF in 5 months then? how fantastic!!

must be lovely to go into xmas knowing this could be your last xmas with a mortgage!

originalmiscellany · 5 December 2011 at 10:30PM

Thanks TYO... I think next year involves clearing our mortgage, clearing a small stoozed credit card and expanding our dynasty with a baby.
It would be great to get there, esp as we're both relatively young. Someone said to me at work that paying off your mortgage is the best pay rise you ever get as what you used to pay out monthly suddenly becomes "yours" to play with. Roll on that day I say.

originalmiscellany · 9 December 2011 at 5:39PM

Another payment of £500 made.
Very close to a what I thought was an impossible dream - of saving 36.5k over the year, or £100 a day.
Fingers crossed, we'll get there before the end of December, even if it does mean dipping into my January salary to top up the 2011 target.

Currently averaging £98 a day in saving, which is a great achievement.