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are mobiles.co.uk still in business?
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If you refuse a cheque, that could prejudice things, as the court doesn't like being used in this way, and the judge could see it as the claimant's attempts to thwart the defendant paying them as being unreasonable.
I agree which is why I was asking the questionIt's not just about the money0 -
Have you decided what to do if and when the cheque arrives ???
ie. accept delivery or not ?0 -
marshallka wrote: »I have actually now received another email saying they have paid again and again apologised.It's not just about the money0
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You say that you have started MCOL already. Do you not have to go through the motions of a LBA first or is that just a desirable but not mandatory convention?
I am sure Quentin or MJ will be able to give a definitive answer to that point.0 -
It is desirable.
The courts don't like being used as first line debt collectors, and a LBA shows the claimant has attempted to get paid before resorting to the courts.
If action is taken without the LBA, then the defendant can claim to the court that the legal action came out of the blue, and get the court to agree they won't have to pay the court fees (especially in cases where the payment crosses in the post with the summons). That means the claimant is left having got the money they were owed, but out of pocket as the defendant pays the court fees up front, and adds them on top of the debt when issuing the summons, and when winning the case would normally be given judgemenbt for the original debt plus the court fees.0 -
It is desirable.
The courts don't like being used as first line debt collectors, and a LBA shows the claimant has attempted to get paid before resorting to the courts.
If action is taken without the LBA, then the defendant can claim to the court that the legal action came out of the blue, and get the court to agree they won't have to pay the court fees (especially in cases where the payment crosses in the post with the summons). That means the claimant is left having got the money they were owed, but out of pocket as the defendant pays the court fees up front, and adds them on top of the debt when issuing the summons, and when winning the case would normally be given judgemenbt for the original debt plus the court fees.0 -
It is desirable.
The courts don't like being used as first line debt collectors, and a LBA shows the claimant has attempted to get paid before resorting to the courts.
If action is taken without the LBA, then the defendant can claim to the court that the legal action came out of the blue, and get the court to agree they won't have to pay the court fees (especially in cases where the payment crosses in the post with the summons). That means the claimant is left having got the money they were owed, but out of pocket as the defendant pays the court fees up front, and adds them on top of the debt when issuing the summons, and when winning the case would normally be given judgemenbt for the original debt plus the court fees.0 -
The point about an LBA is it is a Letter Before Action in which you give them a reasonable time to pay you or you will take legal action.
You can demand that they pay you all of the outstanding cashback as they have committed a fundamental breach of contract. If they refuse, then you MCOL.
You will not win court sympathy by making unreasonable demands. Apart from the contract being with the network for the airtime, it is not reasonable to demand (a) you keep the phone (b) you get a full cashback and (c) the contract be ended. If you claim for all of that, you will almost certainly lose.
You need to rein in the emotions and be level headed over this. Follow the advice of those who have been down this path before and if MJ is back on line, then heed his advice. Quentin seems to be well informed as well. Personally, I have only used MCOL twice before - not on mobiles - and won judgment in full on both, but the matters were very different.0 -
The point about an LBA is it is a Letter Before Action in which you give them a reasonable time to pay you or you will take legal action.
You can demand that they pay you all of the outstanding cashback as they have committed a fundamental breach of contract. If they refuse, then you MCOL.
You will not win court sympathy by making unreasonable demands. Apart from the contract being with the network for the airtime, it is not reasonable to demand (a) you keep the phone (b) you get a full cashback and (c) the contract be ended. If you claim for all of that, you will almost certainly lose.
You need to rein in the emotions and be level headed over this. Follow the advice of those who have been down this path before and if MJ is back on line, then heed his advice. Quentin seems to be well informed as well. Personally, I have only used MCOL twice before - not on mobiles - and won judgment in full on both, but the matters were very different.0 -
marshallka wrote: »I thought I was being level headed. I have given them time to look into my complaint and asked that they do so immediately. I have received ticket number saying they would reply but they never did. I have listened to the fact they said my cheque would be here by 1pm latest today and it has not arrived. I then thought it best to start a MCOL to ask that the courts help in ending the contract as they have breached it. I did not think I had actually done anything wrong here or used the courts for anything other than what they are there for???????? I only want my cashback contract ended as the airtime is with 02.
First of all, I am on your side. Second, I understand fully the frustration and annoyance that you have suffered by their consistent failure to honour their t&c plus their letter/email to you.
All I am saying is that when you go to law, law has its own procedures and to win, you need to follow its "t&c" if you like. You have not, I think, advised the company that you intend to sue for the full amount and give them the opportunity to settle in advance. Quentin put it succinctly when he wrote "The courts don't like being used as first line debt collectors, and a LBA shows the claimant has attempted to get paid before resorting to the courts.".
In addition, they will reject any claim that is unreasonable and what you wrote that you wanted was unreasonable ( (a) you keep the phone (b) you get a full cashback and (c) the contract be ended.) Drop the contract ended part.
WE want you to get what you deserve and get one against the head by getting all of your cashback early. Just don't spoil it by either being greedy or failing to follow best practice.
And as I began, I - and others - are on your side.0
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