dmp journey

Marisco

Hi Jackies, if the calls are that bad, answer them and when they ask for you, say "I'll just get her" pop a CD on and leave the phone by it, and get on with what you were doing. A few times of that and they might get the message;) Alternately, write the "don't phone me" letter, there is a template here somewhere. Good luck.

jackies41

Hi Marisco

That sounds like a great idea at the moment its only Vanquis think I will write that letter to them

Jackiexxx

Ellieseleven

Hi Jackie, sorry to hear that you are having problems with phone calls. I'm working away so not having to go through that at the moment but getting hold of OH is a nightmare as he is not answering the phone to anybody including us!!!!:rotfl:Our daughters have been trying to ring him but get no answer.... I told him to vet the calls on caller ID not to blank everyone!!

ex-rayday

I changed my phone number and told family we were getting prank calls, very liberating!

jackies41

Hi Ellie

I actually havnt had any phone calls the last couple of days lets hope it stays like that

Hope you are having good trip away lets hope you have some good news letters coming your way.

Havnt had anymore

Jackie

stassy23

i keep gettin phone calls from barclays but im no good on phone so i just ignored them and others i gave my mobile no. to them

jackies41

Hi Stassy

No im no good on the phone either so have also ignorned them, but luckily havnt had any for about 5 days.

Anyway good news today Vanquis have accepted with a review in a year

Argos have accepted reduced payment but have still put inerest on this months bill hope they take off next month.

Not heard from Barclaycard or Aqua as yet lets hope no news is good news.

Barclayloan accepted
Barlayoverdraft declined
Argos accepted reduced payments interest still on
Vanquis Accepted with review in a year

Ellieseleven

Well, it seems like you are making headway Jackie which is great... I've had a letter from Barclaycard but it looks as though it's just a standard one requesting payment.

Onwards and upwards
Ellie xx

jackies41

Hi Ellie

yes seem to making a bit of progress bit worried havnt heard anything from Barclaycard no letter phone calls and this is my biggest creditor.

Yes the days seem long at moment especially as the kids are off eating all the food and wanting to be taken out all the time, it hard telling no I cant afford it I think they are getting fed up with me saying it.

Hope all is well with you

Jackiexxx

Ellieseleven

Morning Jackie, yes, I'm surprised too that we haven't had any responses to the token payments that I've sent. We've had some phone calls from withheld numbers but haven't answered any. I'm wondering if this is the calm before the storm?

I'm lucky that my children are grown up so I don't have to entertain them:o

I'm working away again this week so won't know what's going on until I come back on Thursday night.

Anyway, I'm trawlig through DD's at the moment cancelling from one account and setting them up on another. The one I'm struggling with is the mortgage as it's with the bank that I owe money to so not sure of the best way to do this?

Speak soon and enjoy your Sunday

Ellie xx