dmp journey

Ellieseleven

Well said Goingforward!!!!

jackies41

Hi everyone

I have been wondering for a while where my marriage is going. No i dont have a wardrobe of designer clothes more like a wardrode of the lovely PRIMARK.

I know you are all right dont know what it will take for him to wake up perhaps I should leave the fridge empty and not do the washing and ironing. the more I think about it it makes me really mad.

Anyway have a good evening Jackiexxx

jackies41

Hi Mr fudge and welcome

Good that you are on board good luck with everything we all know how you are feeling.
Have made my first payment via CCCS to creditors so a little ahead of you not as bad as I thought it would be if this is any help.

Take care Jackiexxxx

jackies41

Hi Everyone

Not feeling so good just worked out what I have left after paying the CCCS and other stuff and I am going to really struggle this month, thought I would be better off but dont seem to be this month, might have to give cccs ring and re juggle things.

Bye for now Jackiexxx

Cheeselady

jackies41 wrote: »

Hi Everyone

Not feeling so good just worked out what I have left after paying the CCCS and other stuff and I am going to really struggle this month, thought I would be better off but dont seem to be this month, might have to give cccs ring and re juggle things.

Bye for now Jackiexxx

Sorry to hear things are tight this month, hope you manage to sort something out. ((HUGS))

We had another visit from the CAP Advisor today, and they have sorted out the first draft of a DMP for us, but still uncertain about hubbies wages at the moment, so it's still all up in the air, but if he keeps the wage he is on now, it will all be paid off in just under 5 years, but as I say, we will just have to see how it goes with the new business, but feel at least that we are making some headway in actually getting it all down on paper.

jackies41

Hi Cheese lady

Thanks for the hugs

Hope things go ok good to hear you are making some headway with things.

Glad i have done the DMP otherwise god knows how things would be, but not really feeling the benefit as yet going to be al long month payday not until the 30th Sept

I want that feeling of waiting for pay day all the time to go, have to tap up the hubby for some cash.

Jackiexxx

Ellieseleven

Morning Jackie, just popped by to see how you are, hope that you are feeling better than of late. Hopefully you will be able to sort your budget out soon and have a bit more money available, you've had to sort the kids out for school etc. so September is probably the worst month to try and keep within your budget but fingers crossed that it will get better.

Hi Cheeselady, sounds like you are making progress with your DMP which is a good sign

Take care
Ellie xx

jackies41

Hi Ellie

Yes hopefully October will be better, trying not too do much and go out really boring though back to work Monday.

Any luck with the job hunting?

Jackiexxx

michelle_s_2

Hi there, I hope you dont mind me gatecrashing.

We are only just starting on this journey. Both my hubby and I are fed up of robbing peter to pay paul, and certain financial institutions are just not helping.

We are in the process of pulling all the account info, outstanding balances together as we speak, and am hoping that payplan advisors will be able to set us a dmp.

Although this is horrible, seeing everything in print, I feel like a huge weight is starting to lift - and feel that we are finally tackling this in a positive way.

I know that we have a long journey ahead, and that the next couple of months are gonna be horrid, but both my hubby and I have a united front and will get each other through it.

I have found this forum a massive help - its great to hear of other experiences and realising we are not alone.

Bye for now peeps, back to sorting all the account info again.

jackies41

Hi Michelle

Good luck with everything you are doing the right thing, it is scary at the beginning but my experience is it hasnt been as bad as i first thought. I do get the occasional phone call and letters but apart from that most of my creditors have been ok one hasnt frozen interest and one is still piling on the charges, but other creditors have been ok.

You start to feel better I am only in the second month of DMP and havnt really felt the benefit as yet because of having kids off in the holidays.

Good luck keep in touch Jackiexxxx