Help - Losing week's money on IB

krisskross

alluring29 wrote: »

No, I just get child benefit and IB...my actual original IB was backdated because after my accident, I was in hospital for 4 months...I can't remember now when I first got it but think it took ages for them to sort it out.

Perhaps you should consider applying for DLA.

skint_kezza

thistledome wrote: »

I thought Martin set this facility up so that people could ask for help, not so they could have the p1ss ripped out of them for not understanding something. No need for anybody to be rude to the OP.

I was thinking the same. The replies here seem to be very harsh. I thought this was a place to come for good, understanding advice, not to be taken the mick out of for something thats misunderstood.

As someone that is living with extreme financial worry, i can understand her worry about having to go those extra few days for her benefit while the changeover happens. A few days may be nothing to some but for those of us that are trying to survive with hardly anything, every single day matters.

I've always thought all benefits are paid in arrears. I've always had my IB fortnightly. If that was to change to monthly and i had to wait an extra few weeks to get my next payment i'd be in a state too.

Maybe people should have a little bit more patience and if someones confusion winds you up, then maybe don't say anything at all?

alluring29

May I suggest to some posters in here, when replying to people about Incapicity Benefit etc. please take into account that some of us have to take a lot of medication and that can affect our thought processes.

I do think tolerance and patience would be helpful.

alluring29

skint_kezza wrote: »

I was thinking the same. The replies here seem to be very harsh. I thought this was a place to come for good, understanding advice, not to be taken the mick out of for something thats misunderstood.

As someone that is living with extreme financial worry, i can understand her worry about having to go those extra few days for her benefit while the changeover happens. A few days may be nothing to some but for those of us that are trying to survive with hardly anything, every single day matters.

I've always thought all benefits are paid in arrears. I've always had my IB fortnightly. If that was to change to monthly and i had to wait an extra few weeks to get my next payment i'd be in a state too.

Maybe people should have a little bit more patience and if someones confusion winds you up, then maybe don't say anything at all?

Thank you for understanding, I really appreciate it, especially after some of the responses I have received.

skint_kezza

alluring29 wrote: »

May I suggest to some posters in here, when replying to people about Incapicity Benefit etc. please take into account that some of us have to take a lot of medication and that can affect our thought processes.

I do think tolerance and patience would be helpful.

Thats why i was sympathising with you. My illness affects me cognitively and sometimes i find it hard to express what i really mean, or can't think of the right words to use, or can't always work out thought processes as well.

I was suprised with the responce you got. It seems bit unecessarily cruel at times.

alluring29

sh1305 wrote: »

Do you not get CTC too?

All my child benefits stop next month, daughter is off to University, I will only be receiving IB from July. Which is why I am even worrying more because my daughter is struggling to find a job for the Summer.

alluring29

skint_kezza wrote: »

Thats why i was sympathising with you. My illness affects me cognitively and sometimes i find it hard to express what i really mean, or can't think of the right words to use, or can't always work out thought processes as well.

I was suprised with the responce you got. It seems bit unecessarily cruel at times.

Yes, it is hard and I do understand now what has happened, I was in shock when I opened the letter though and although they are offering me a loan, it does not compensate for the fact I have to live on 8 days money over a 15 day period. I will HAVE to work out my money somehow, no choice.

Thanks very much for your posts.:)

skint_kezza

I'm in a similar situation as i have no choice but to apply for a crisis loan, which means getting into more debt, after spending years clearing debt. I am awaiting a DLA decision and i just cannot survive on what i'm getting now. So to help me survive the next few months i've got to do the one thing i didn't want to do and thats to get into more debt. Interest free or not, its still debt.

alluring29

skint_kezza wrote: »

I'm in a similar situation as i have no choice but to apply for a crisis loan, which means getting into more debt, after spending years clearing debt. I am awaiting a DLA decision and i just cannot survive on what i'm getting now. So to help me survive the next few months i've got to do the one thing i didn't want to do and thats to get into more debt. Interest free or not, its still debt.

Good luck with DLA and sorry to hear you have to get into more debt. Looks like I will have to take up the loan but doesn't mean I agree with the way they have done it.

seven-day-weekend

Ny husband's IB is paid four weekly. I don't think he was given an option for this, I think he was just informed that it would be so. I didn't realise that anyone still had it weekly or fortnightly.

Anyway I'm glad the OP now understands and hope it all works out for her.