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Help - Losing week's money on IB

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Comments

  • stargazer59
    stargazer59 Posts: 726 Forumite
    alluring29 wrote: »
    My daughter will have left home by then and I need the money NOW and NOT in 20 years time, doubtful I will be even alive by then anyway!

    They did this a while back to IS claiments.

    They offered a loan, but as they gave plenty of notice ( as they have to you) i put a few pounds away each week to cover the week that the change happened.

    Im sure you could manage that surely?

    If not then take the loan and repay it.:)
  • sunnyone
    sunnyone Posts: 4,716 Forumite
    Tenth Anniversary 1,000 Posts Combo Breaker
    edited 30 June 2010 at 6:17PM
    Speak to the DWP, you are supposed to be allowed to stay on weekly if bi weekly will cause you hardship.

    Your DLA can also be paid weekly another poster has said here but for me it makes sense to get it 4 weekly to allow me to budget monthly easier.

    My spinal injury was in `93 and I was offered several payment options at the time went on IB/DLA but times change and most other benefits have already changed to bi weekly or 4 weekly as for DLA and most people cope, if you cant talk to them and explain your particular cercumstances because we are all diffrent and manage our money differently.

    I hope you get it sorted out soon.
  • SMC_2
    SMC_2 Posts: 780 Forumite
    Part of the Furniture 500 Posts
    alluring29 wrote: »
    No, my first fortnightly payment does not cover the week's payment I lose, it is for the next two weeks.

    11/08/10 Normal Weekly payment

    18/08/10 1 day's payment (because switching payment date from Wed to Thursday

    26/08/10 Fortnightly payment

    09/09/10 Fortnightly payment

    and so on...as you can see I only get 1 day's payment for the week 18th August. This will not effect just me but everyone who receives IB on a weekly basis.

    The ONLY thing I can do is accept the loan and try to budget for the repayments BUT it still doesn't mean it is right!

    You are not actually losing a weeks money, it is just there will be a delay in you receiving it.
  • NASA_2
    NASA_2 Posts: 5,571 Forumite
    Wow, I'm shocked that someone can be so stupid, and saying that a weeks money is being lost is stupid.

    And like DMG stated, this is the way it is going, deal with it and either take the loan or budget until the fortnightly payment, covering the same period that two weekly payments would cover, is paid.

    There is no loss of money.
  • alluring29
    alluring29 Posts: 114 Forumite
    edited 30 June 2010 at 6:54PM
    sunnyone wrote: »
    Speak to the DWP, you are supposed to be allowed to stay on weekly if bi weekly will cause you hardship.

    Your DLA can also be paid weekly another poster has said here but for me it makes sense to get it 4 weekly to allow me to budget monthly easier.

    My spinal injury was in `93 and I was offered several payment options at the time went on IB/DLA but times change and most other benefits have already changed to bi weekly or 4 weekly as for DLA and most people cope, if you cant talk to them and explain your particular cercumstances because we are all diffrent and manage our money differently.

    I hope you get it sorted out soon.


    Thank you Sunnyone, I am going to telephone them tomorrow because after speaking to my brother (who is a solicitor) they are making me live on lower than the legal entitlement for the week of 18th August.

    People don't seem to understand that the payment on the 26th of August, is for the following two weeks, so I will always be missing that week and even when I retire, they will not pay me IB and my pension together ( for one week).

    I honestly cannot remember if I was offered any other payment choice apart from weekly but like you it was mid 90s, when I suffered my spinal injury.
    :):)
  • puddy
    puddy Posts: 12,709 Forumite
    but you just said that they are paying you 2 weekly, which is arrears, so how can the payment on 26th august, be for the following two weeks if they are paying in arrears, think about it, its for the week of the 18th and the week of the 26th

    how would you manage if you were able to work and got your money at the end of the month that you're working in like every one in the country???
  • thistledome
    thistledome Posts: 1,566 Forumite
    edited 30 June 2010 at 6:57PM
    alluring29 wrote: »

    People don't seem to understand that the payment on the 26th of August, is for the following two weeks,
    :):)

    I thought you were being paid in arrears? So the payment on 26th August would be for the preceeding 2 weeks, not the following two.

    Or am I misunderstanding? (not uncommon nowadays :o)

    Posted same time as above, doh.
    Love the animals: God has given them the rudiments of thought and joy untroubled. Do not trouble their joy, don't harrass them, don't deprive them of their happiness.
  • alluring29
    alluring29 Posts: 114 Forumite
    jenner wrote: »
    but you just said that they are paying you 2 weekly, which is arrears, so how can the payment on 26th august, be for the following two weeks if they are paying in arrears, think about it, its for the week of the 18th and the week of the 26th

    how would you manage if you were able to work and got your money at the end of the month that you're working in like every one in the country???


    The payment on the 26th of August is for :- 26th August and 2nd September

    Next payment is 9th September for that week and 16th September and so on.
  • stazi
    stazi Posts: 1,295 Forumite
    alluring29

    You IB has always been paid in arrears -therefore your payment on 18/8/10 is for 12/8/10 only- one day.
    The payment on 26/8/10 is NOT "for the following 2 weeks" - but for the last 2 weeks from 13/8/10 to 26/8/10.
  • puddy
    puddy Posts: 12,709 Forumite
    so its not in arrears then?

    i think you've got this wrong, i suspect the fortnightly payments are for one week in advance and one in arrears, there isnt any way you would lose a weeks money because they are changing the payment day
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