We’d like to remind Forumites to please avoid political debate on the Forum.

This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.

📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

Getting money back from cowboy builders

1220221223225226333

Comments

  • Hello everyone,

    I am SO SORRY for being SO RUBBISH at keeping in touch with all of you... I'm not even sure why i have been so slack.

    I thought it was about time I stopped by to say hello. Incidentally I was just thinking about getting some info on life insurance etc (yikes, is that old age setting in i wonder) as I have been thinking about a number of things that have been happening in recent weeks. I've come to realise how vulnerable I really am... my back- to- back offshore is on his last offshore trip on the rig I work at (he has only been there 3 times on a trial, but he was very optimistic about keeping the job), so now I am terrified that I will lose my job.... probably a bit irrational on my part, but I can't honestly say that my job is a secure one. Also, I don't get things like sick pay etc like I would've done in the NHS (though I am rarely off sick), so I need to think of a way to get some sort of cover.... no work, no money/ income.

    Also, a friend of mine was involved in a fatal road accident a couple of weeks ago... I only found out after my pal texted me; I received the message after landing in aberdeen after my offshore trip. He was knocked off his motorcycle by a car driver; don't want to go into any details, but his wife (whom I studied in Uni with many moons ago) is utterly heartbroken. I was at his funeral the following day, and I don't think i've ever cried so much. I hadn't seen him in years, and never really thought the next time I met up with him would be at his funeral. I just feel bad for my friend and their little one; wished there was more I could do to help.

    Besides that, I think my car is going to conk out on me... let's see what the chap at the garage has to say about my car's prognosis.

    OK so how is everybody else doing? I hope you are all well and enjoying some of the sunshine. Apologies if this post is a bit gloomy, but I just wondered if any of you out there have these moments of deep reflection??


    :beer:
    :mad: Hindsight is a wonderful thing...
    :j One of Mike's Mob! yea!!!
    F
    inally settled full balance of RBS personal loan ahead of schedule on 10th August 2010 :money:





    DEBT FREE AT LAST... BUT FOR HOW LONG?! :eek:
  • BILLIE
    BILLIE Posts: 1,274 Forumite
    Part of the Furniture Combo Breaker
    Oh Skindragon I am so sorry to hear the news of your friend. It is strange how life has a way of making of things that we wouldn't normally have worried about. Grief is something we all handle in different ways and I am sure the partner and wee one would appreciate a call and a chat, sometimes that is all that is required. Do take care of yourself xx Billie xx
    :j I belong to Mike's Mob :j
  • niccatw
    niccatw Posts: 3,096 Forumite
    Part of the Furniture Combo Breaker
    Big hugs for you and your friend and her family Skintdragon. :(

    smiley-hug008.gif
    That's so sad. You take care. xxx

    I know just what you mean about moments of deep reflection and wondering about insurance and things; I did the same earlier in the year when my uncle was killed in a house fire. :(

    You know there's always somewhere here if you need to speak to people further removed from it than those around you.

    smiley-hug008.gif
    Jan10: 28,315.81 Jan11: 18,015.32 Jan12: 7,682.58 Jan13: 2,987.73 Current debt: 1,225.55
    HFC [STRIKE]1896.10. [/STRIKE] 225.55 SLC2 [STRIKE]5123.34[/STRIKE] 0 Others [STRIKE]2085[/STRIKE] 1000 Bcard [STRIKE]1172.60[/STRIKE] 0

    Mike's Mob
  • MatyMoo
    MatyMoo Posts: 3,176 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Billie & Nic have said it better than I could, sending hugs.

    Sometimes life stinks :( Try to remember the happy times.
    :j Proud Member of Mike's Mob :j
  • Butti
    Butti Posts: 5,014 Forumite
    Part of the Furniture 1,000 Posts
    It's always terrible when someone dies suddenly, you don't get time to prepare for it. I've had it with a friend who was killed between the end of our course and the graduation, my cousin and a friend a few years ago who was hit by an uninsured driver. It's always much easier for them because it's quick and you accept the risk every time you get on the bike. It's terribly difficult for those left behind.

    I would say if you would like to let your friend know you are there for her just drop her a nice card, just one with a nice picture / photo on the front offering your help.

    Sorry to hear about this Skintdragon.

    B x
    Debt LBM (08/09) £11,641. DEBT FREE APRIL 2021.
    Diary 'Butti's journey : A matter of loaf or death'.
    Diary 2 'The whimsical tale of the Waterbed of Debt'
    48% off mortgage

    'one day I will be rich and famous…for now I'll just have to settle for being poor and incredibly sexy'. Vimrod Member of MIKE'S :cool: MOB
  • Thinking of you skint dragon big hugs ((hug))
    I AM A MONEY MAGNET, THEY ARE MAKING MORE MONEY FOR ME AS WE SPEAK:pMIKES MOB, DFW NERD 1071, DFW LHS 132!MIRACLES HAPPEN I'VE SEEN IT WITH MY OWN EYES. LBM 08£77240.69 Current outstanding total £36083.01 Paid so far = £41157.68
  • Hi everybody,

    Thank you all for being so kind for reading... I'm planning on getting myself to my friend's later today (after I get my car from the garage, if it is in any fit state to be driven!) just to see how she is getting on, before I head back to sea this week.

    hope you're all well :) xxx
    :mad: Hindsight is a wonderful thing...
    :j One of Mike's Mob! yea!!!
    F
    inally settled full balance of RBS personal loan ahead of schedule on 10th August 2010 :money:





    DEBT FREE AT LAST... BUT FOR HOW LONG?! :eek:
  • Keiss_21
    Keiss_21 Posts: 2,652 Forumite
    Lots of hugs ((((((Skintdragon)))))), others here have said things much better than me. Take care of yourself xx


    13 projects in 2013: 7/13
    Cross-stitch Club Member no 13
    Weight loss since 24/06/2012: 30lb
  • MrsMoo2U
    MrsMoo2U Posts: 4,005 Forumite
    Sorry to hear the sad news of your loss Skintdragon. The only thing that I would say is that the hardest time for me when grieving is after the funeral when people seem to stop calling. The fact that you are thinking of your friend still, but more importantly making the effort to visit will mean a lot to her. A card or a text from time to time will mean the world. Take care of yourself.
    Some days there aren't any trumpets, just lots of dragons. Courage doesn't always roar. Sometimes courage is the quiet voice at the end of the day saying, I will try again tomorrow -- Mary Anne Radmacher
  • Hugs from me too Skintdragon. I'm not surprised you've been reflecting on things, when somebody we know dies so suddenly and in tragic circumstances, you realise just how fragile life is and how cruel it can be. :(

    I would echo MrsMoos post. I'm ashamed to admit that I've been guilty of this myself when my friends baby died of cot death. One day, she's sat feeding him his bottle outside in the sunshine, I had my cuddle with the little fella and I know I saw a smile and it wasn't just wind,it was a proper smile. The next day he was gone. :( It was heartbreaking. Though I went to the funeral, I slipped away without a hug or a word to my friend. I couldn't. Not because I didn't care but because I didn't know how to take her pain away and I knew she was in agony. I realised by the time I got home that nothing I could ever say would make it better but that didn't mean I was useless to her. She still needed me. Even if I just sat and cried with her. (which I did many times). :o I'm sure your friend is reeling from shock, grief and fear of being left alone and will be trying her hardest to stay strong for the kids sake, letting her know you're there for her to turn to is the kindest and only thing you can do and though it may not seem enough to you, it will mean the world to her. (((hugs)))) to you all. xx ;):A

    BILLIE... I moved here when my Mum passed away but thought the same as you. My Mum was with me most days at my old address and where ever I looked in the house, I remembered her being there. She didn't stay behind, she came with me. The lounge door here blows open whenever there's a draft, I always say 'come in mother', so much so that my son has picked it up and says 'come in nanny' or 'Mum, nanny's here!' They never leave because they're never forgotton. It IS a new chapter for you both, enjoy it and know that everytime you smile, you're making your Dad happy. xx ;):A

    Niccatw.. I never knew, so sorry. :(
    We need a group hug, who cares if it looks dodgy!:grouphug::grouphug::grouphug:

    X
    PROUD MEMBER OF

    MIKE'S :cool: MOB!
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 352.2K Banking & Borrowing
  • 253.6K Reduce Debt & Boost Income
  • 454.3K Spending & Discounts
  • 245.2K Work, Benefits & Business
  • 600.9K Mortgages, Homes & Bills
  • 177.5K Life & Family
  • 259K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16K Discuss & Feedback
  • 37.7K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.