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The Sub Prime Credit Thread - Part V

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  • sutton111
    sutton111 Posts: 6,302 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Zack1 wrote: »
    Haha, they've given me 2 full accounts though, A&L are shocking by the sounds of it and Halifax don't want to take me.

    If I wait until the start of next year I could probably get away with applying for 2 on the same day... Natwest normal card and if they decline me then go for Halifax current account (to build up an internal rating there)

    Just finished writing to Santander to shut my Abbey account. A&L next and Yorkshire too :)
  • sutton111
    sutton111 Posts: 6,302 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Typical capital one f*ck up!

    Think Elky had a similar fu*k up!!
  • PROLIANT
    PROLIANT Posts: 6,396 Forumite
    1,000 Posts Combo Breaker
    The card says Platinum on the front but the agreement says it is a progress card?
    Since when has the world of computer software design been about what people want? This is a simple question of evolution. The day is quickly coming when every knee will bow down to a silicon fist, and you will all beg your binary gods for mercy.
  • Innocent_Guy
    Innocent_Guy Posts: 5,369 Forumite
    sutton111 wrote: »
    Think Elky had a similar fu*k up!!

    So did the-effect.
    Bank Accounts - Barlcays Premier[/B] - £1000 o/d, HSBC - £200 o/d- First Direct - £500
    Credit Cards - Barclaycard £2000 - Silver Card £1300 - Flybe £7500 - HSBC £1000 - First Direct £2500 First Direct Gold £3000
    6 credit accounts closed in 2010!

    Official SOS Club number 001 - Dry until 01.07.10
  • Innocent_Guy
    Innocent_Guy Posts: 5,369 Forumite
    PROLIANT wrote: »
    The card says Platinum on the front but the agreement says it is a progress card?

    Capital one are a shambles
    Bank Accounts - Barlcays Premier[/B] - £1000 o/d, HSBC - £200 o/d- First Direct - £500
    Credit Cards - Barclaycard £2000 - Silver Card £1300 - Flybe £7500 - HSBC £1000 - First Direct £2500 First Direct Gold £3000
    6 credit accounts closed in 2010!

    Official SOS Club number 001 - Dry until 01.07.10
  • kilasuit
    kilasuit Posts: 645 Forumite
    Part of the Furniture 500 Posts Name Dropper Combo Breaker
    PROLIANT wrote: »
    New capital one card arrived....Platinum but with a £100 limit!:(
    Thats pretty crap tbh.

    Livin up to their name i see
  • ElkyElky
    ElkyElky Posts: 2,459 Forumite
    lol I complained about my £100 limit and told them the summary box stated it would be a minimum of £500, they told me some rubbish about how they conveniently changed the summary box just days after I applied to show £500, whereas before according to them, it was £100.

    If you're complaining, I'd gather some evidence such as print outs/screenshots of the summary box. If they try and tell you the same rubbish they told me, you'll have some proof.

    They are a bunch of inbreds.
    We’ve had to remove your signature. Please check the Forum Rules if you’re unsure why it’s been removed and, if still unsure, email forumteam@moneysavingexpert.com
  • PROLIANT
    PROLIANT Posts: 6,396 Forumite
    1,000 Posts Combo Breaker
    Proliant,

    Raise an online dispute and cross ref their website.......
    The card has Platinum on it but on the credit agreement it states that it is a progress card.
    Since when has the world of computer software design been about what people want? This is a simple question of evolution. The day is quickly coming when every knee will bow down to a silicon fist, and you will all beg your binary gods for mercy.
  • izools
    izools Posts: 7,513 Forumite
    1,000 Posts Combo Breaker
    PROLIANT wrote: »
    The card has Platinum on it but on the credit agreement it states that it is a progress card.

    Well you never know, if you're really well behaved you could get a limit increase to maybe £200 or even £300!! Think of the buying power!

    :rotfl: :rotfl: :rotfl:

    What a bunch of clowns...
    Cashback Earned ¦ Nectar Points £68 ¦ Natoinwide Select £62 ¦ Aqua Reward £100 ¦ Amex Platinum £48
  • DarkFallout
    DarkFallout Posts: 209 Forumite
    PROLIANT wrote: »
    New capital one card arrived....Platinum but with a £100 limit!:(

    You are not alone ... I've got 200 pounds ... with an annual income over 60K ...
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