📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

The Sub Prime Credit Thread - Part V

Options
1…2930323435…336

Comments

  • sutton111
    sutton111 Posts: 6,302 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    izools wrote: »
    Lloyds TSB are getting weird... Now that I've got a 'spensive phone I want insurance... Three would sell it to me for £10 a month. Had a look on LTSB site and they do it.

    Weird thing is they let me upgrade to a Gold account on my online banking and said my Gold debit card will be with me soon... What? I thought I had a CPD?

    Strange folk, LTSB. I'll post up a pic when the card arrives :o


    Did you try for an overdraft online too? Maybe worth a shot, because they wouldn't upgrade you to Gold if you still had that CPD surely.
  • sutton111
    sutton111 Posts: 6,302 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Zack1 wrote: »
    Natwest credit card gone... they don't do much to try and keep you do they!? O2 and co you've really gotta fight with! He asked the reason and when I said because my limit is £350 and they won't put it up he was like "ok, that's fair enough".

    Now just got to wait before I can reapply...


    Natwest are useless. Don't bother with them.
  • izools
    izools Posts: 7,513 Forumite
    1,000 Posts Combo Breaker
    sutton111 wrote: »
    Did you try for an overdraft online too? Maybe worth a shot, because they wouldn't upgrade you to Gold if you still had that CPD surely.

    Nop, that's still been declined!

    Weirdos. Can't wait 'till April so I can jump ship to a real bank.
    Cashback Earned ¦ Nectar Points £68 ¦ Natoinwide Select £62 ¦ Aqua Reward £100 ¦ Amex Platinum £48
  • sutton111
    sutton111 Posts: 6,302 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    izools wrote: »
    Nop, that's still been declined!

    Weirdos. Can't wait 'till April so I can jump ship to a real bank.


    Don't blame you. You farted around enough with those Muppet's. If it was me, I'd make sure it was taken off on principle, because they promised they would.
  • izools
    izools Posts: 7,513 Forumite
    1,000 Posts Combo Breaker
    sutton111 wrote: »
    Don't blame you. You farted around enough with those Muppet's. If it was me, I'd make sure it was taken off on principle, because they promised they would.

    I think I'm going to wait for the Gold debit card to arrive and then downgrade back to Classic :p

    Mobile insurance might be good value from LTSB but I feel loathed to buy any services from them when they treat me like a deadbeat skint flint who always incurres charges and spends more time over their overdraft limit than in credit :mad: Maybe I should run my account more sloppily and they'll lift the CPD?
    Cashback Earned ¦ Nectar Points £68 ¦ Natoinwide Select £62 ¦ Aqua Reward £100 ¦ Amex Platinum £48
  • Zack1
    Zack1 Posts: 1,433 Forumite
    sutton111 wrote: »
    Natwest are useless. Don't bother with them.
    Haha, they've given me 2 full accounts though, A&L are shocking by the sounds of it and Halifax don't want to take me.

    If I wait until the start of next year I could probably get away with applying for 2 on the same day... Natwest normal card and if they decline me then go for Halifax current account (to build up an internal rating there)
  • PROLIANT
    PROLIANT Posts: 6,396 Forumite
    1,000 Posts Combo Breaker
    New capital one card arrived....Platinum but with a £100 limit!:(
    Since when has the world of computer software design been about what people want? This is a simple question of evolution. The day is quickly coming when every knee will bow down to a silicon fist, and you will all beg your binary gods for mercy.
  • sutton111
    sutton111 Posts: 6,302 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    PROLIANT wrote: »
    New capital one card arrived....Platinum but with a £100 limit!:(

    OMG £100. That's ridiculous!!
  • Innocent_Guy
    Innocent_Guy Posts: 5,369 Forumite
    PROLIANT wrote: »
    New capital one card arrived....Platinum but with a £100 limit!:(

    Typical capital one f*ck up!
    Bank Accounts - Barlcays Premier[/B] - £1000 o/d, HSBC - £200 o/d- First Direct - £500
    Credit Cards - Barclaycard £2000 - Silver Card £1300 - Flybe £7500 - HSBC £1000 - First Direct £2500 First Direct Gold £3000
    6 credit accounts closed in 2010!
    Official SOS Club number 001 - Dry until 01.07.10
  • Innocent_Guy
    Innocent_Guy Posts: 5,369 Forumite
    Proliant,

    Raise an online dispute and cross ref their website.......
    Bank Accounts - Barlcays Premier[/B] - £1000 o/d, HSBC - £200 o/d- First Direct - £500
    Credit Cards - Barclaycard £2000 - Silver Card £1300 - Flybe £7500 - HSBC £1000 - First Direct £2500 First Direct Gold £3000
    6 credit accounts closed in 2010!
    Official SOS Club number 001 - Dry until 01.07.10
This discussion has been closed.
★ ★ ★ Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 351.1K Banking & Borrowing
  • 253.2K Reduce Debt & Boost Income
  • 453.6K Spending & Discounts
  • 244.1K Work, Benefits & Business
  • 599.1K Mortgages, Homes & Bills
  • 177K Life & Family
  • 257.5K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.1K Discuss & Feedback
  • 37.6K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.
Update Your Picture