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The Sub Prime Credit Thread - Part V

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  • sutton111
    sutton111 Posts: 6,302 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    kilasuit wrote: »
    CSO -Lol

    Customer Services Officer.

    flashy way of saying saleman

    Which Branch?
  • kilasuit
    kilasuit Posts: 645 Forumite
    Part of the Furniture 500 Posts Name Dropper Combo Breaker
    sutton111 wrote: »
    Which Branch?
    Most likely Town but it doesnt say.

    Still gotta chase up Santander about what happened there.
  • izools
    izools Posts: 7,513 Forumite
    1,000 Posts Combo Breaker
    edited 2 July 2010 at 12:15AM
    sutton111 wrote: »
    Oh please do!! :)

    BTW do you just click on the upfrade link inside IB? It's just offering me damn Vantage on my Silver account, not offering Gold!! :( lol

    Yup went to the AVA upgrade link, selected gold, said cool beans Mr Izools, your new debit card will be with you soon.

    Not awful value really given I now get insurance for my Xperia X10 and Sentinel card cover, the value of the X10 puts most insurers off and LTSB's meagre £30 excess is hard to beat.

    Will show y'all piccie of the card when it arrives :o

    EDIT: Lol, says I can upgrade to Platinum account, too. Don't think I'll bother with that though. £17 PCM? Ha! Gotta be kidding!
    Cashback Earned ¦ Nectar Points £68 ¦ Natoinwide Select £62 ¦ Aqua Reward £100 ¦ Amex Platinum £48
  • sutton111
    sutton111 Posts: 6,302 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    izools wrote: »
    Yup went to the AVA upgrade link, selected gold, said cool beans Mr Izools, your new debit card will be with you soon.

    Not awful value really given I now get insurance for my Xperia X10 and Sentinel card cover, the value of the X10 puts most insurers off and LTSB's meagre £30 excess is hard to beat.

    Will show y'all piccie of the card when it arrives :o


    I wonder if it'll come with a CGC, because they say they don't issue them not more.
    That's bull because a mate of mine has the gold account and he was sent one with a CG on it. I didn't have a close look, which i did now.

    Yes I'm a saddo :o:)
  • never-in-doubt
    never-in-doubt Posts: 20,613 Forumite
    izools wrote: »
    Yup went to the AVA upgrade link, selected gold, said cool beans Mr Izools, your new debit card will be with you soon.

    Not awful value really given I now get insurance for my Xperia X10 and Sentinel card cover, the value of the X10 puts most insurers off and LTSB's meagre £30 excess is hard to beat.

    Will show y'all piccie of the card when it arrives :o

    Mate the X10 is half the value of iPhone, why would most insurers stay away? Try moneysupermarket - I just done a quick quote - £9.78 per month for that!

    In fairness, ive always year in and year old held the top rating and most expensive phones (cos I pay £200 per month) and i've never once had to claim insurance, why would I? I keep my phone with me at all times - I look after and respect them and then after the 12mth tie-in, I sell them for at least £250 a pop cos like I say I always get the best handsets in terms of value.

    I'm trying to ask why you need insurance on a phone you can get for free on a £20pm contract or from eBay at £150? :p Or £250 new (http://uk.buy.com/pr/product.aspx?sku=215625627)
    :o 2010 - year of the troll :o

    Niddy - Over & Out :wave:
  • izools
    izools Posts: 7,513 Forumite
    1,000 Posts Combo Breaker
    edited 2 July 2010 at 12:23AM
    Mate the X10 is half the value of iPhone, why would most insurers stay away? Try moneysupermarket - I just done a quick quote - £9.78 per month for that!

    In fairness, ive always year in and year old held the top rating and most expensive phones (cos I pay £200 per month) and i've never once had to claim insurance, why would I? I keep my phone with me at all times - I look after and respect them and then after the 12mth tie-in, I sell them for at least £250 a pop cos like I say I always get the best handsets in terms of value.

    I'm trying to ask why you need insurance on a phone you can get for free on a £20pm contract or from eBay at £150? :p Or £250 new (http://uk.buy.com/pr/product.aspx?sku=215625627)

    You can't get it on a £20 a month contract.

    And I already dropped it once :eek: first time I'd dropped a phone in donkeys years (if ever, in fact) and made me think twice how I'd feel about having to pay £30 a month for the rest of my contract term without the handset I'm paying extra for.

    Oh, and you linked to the X10 Mini. Not the Xperia X10. The mini is half the value! It's !!!!!!!

    X10 (full) is worth more than a 3GS, thank you.

    http://www.expansys.com/d.aspx?i=185317

    http://store.apple.com/uk/browse/home/shop_iphone/family/iphone?cid=AOS-EMEA-SHOP-GoogleBase-UK

    £9.78/Month for insurance, vs. £12/Month for insurance, sentinel card protection, a purdy gold card, and no interest on the first £100 of my overdraft. It's a no brainer!!

    So neh :p
    Cashback Earned ¦ Nectar Points £68 ¦ Natoinwide Select £62 ¦ Aqua Reward £100 ¦ Amex Platinum £48
  • never-in-doubt
    never-in-doubt Posts: 20,613 Forumite
    izools wrote: »
    X10 (full) is worth more than a 3GS, thank you.

    :rotfl: :rotfl:

    You're so easy to wind up mate but no, trust me here and half the population, an X10 is not better than an iPhone lol... you're the only person I know that has one - at my work (over 2000 staff) there has to be every other person carrying an iPhone, same goes on MSE so mate you've been had! :D:D

    I understand why you want it, but I only go for the phone for resale value cos every year I swap, by the way I have 4 contracts each at £50 for unlimited everything now, thats unlimited calls, texts, MMS, internet usage the lot - thats vodafone for you - gotta love them for their rewards to loyalty program.... :T :T

    I can get the full size X10 right now for free at £20 p/m from voda mate! Logged in under customer offers from voda shop. :D
    :o 2010 - year of the troll :o

    Niddy - Over & Out :wave:
  • izools
    izools Posts: 7,513 Forumite
    1,000 Posts Combo Breaker
    :rotfl: :rotfl:

    You're so easy to wind up mate but no, trust me here and half the population, an X10 is not better than an iPhone lol... you're the only person I know that has one - at my work (over 2000 staff) there has to be every other person carrying an iPhone, same goes on MSE so mate you've been had! :D:D

    I understand why you want it, but I only go for the phone for resale value cos every year I swap, by the way I have 4 contracts each at £50 for unlimited everything now, thats unlimited calls, texts, MMS, internet usage the lot - thats vodafone for you - gotta love them for their rewards to loyalty program.... :T :T

    I can get the full size X10 right now for free at £20 p/m from voda mate! Logged in under customer offers from voda shop. :D

    That's nice! I can't. Probably could if I was already paying them £200 a month. But then it wouldn't be £20 a month, would it? It'd be £220 in total.

    To us common or garden folk, Vodafone charge £35/PCM for the X10 - Three only charge £30. So I'm already on the best value contract for that phone, available to me.

    There's iPhone fanboys, and there's Android fanboys. Best not to go there tbh.

    /paddy
    Cashback Earned ¦ Nectar Points £68 ¦ Natoinwide Select £62 ¦ Aqua Reward £100 ¦ Amex Platinum £48
  • never-in-doubt
    never-in-doubt Posts: 20,613 Forumite
    izools wrote: »
    There's iPhone fanboys, and there's Android fanboys. Best not to go there tbh.

    /paddy

    we've had this chat before LOL - I usually go for Nokia's tbh but thought i'd swap the N97 for the iPhone, wise choice cos I actually like the basic features the iPhone has - put simply, i'm iPhone for life now - never go back to pressing buttons and searching silly menu's - iPhone is great when pished and being i'm pished half the time - we're a match made together mate! :rotfl::rotfl:
    :o 2010 - year of the troll :o

    Niddy - Over & Out :wave:
  • jen_br
    jen_br Posts: 2,653 Forumite
    Fyi nokia girl here till I got BB I hate touch screen but I had n97 it went bust had lloyds insurance got replaced in 3 days brand spankin new phone I had platinum account so it was free but good insurance

    And android rules just played with a nexus one I hate touch screen but that wasn't bad
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