The Sub Prime Credit Thread - Part V

callum9999

never-in-doubt wrote: »

Oooh, that's assuming you did pay them off - you get paid next week right? So what, when that's gone you'll spend on the cards - I give you 6 months before you're back in the !!!!!!.... point here, I have 5 or 6 cards now - each is £0 except my 0% HSBC which has £2k on it.

I have the £2k (plus more) in a saving account, so can pay it in full when the deal expires - I owe 0% - you owe a silly amount, being almost £2k in debt to an overdraft than can be recalled at any moment is like bonkers - considering you only bring in £1500 per month (tops)!

I know the council salary and grading structure remember.... wife works there lol so don't try and BS a BS'er :cool::cool:

How dare you suggest I am against BR's - you know little of me. I have just set up my own site after leaving a BR site (as he closed it) - i've spend 100's of hours on it, hundreds of pounds on it all for what? Me? You think?

Of course not you silly fool - for the poeple that need non judgmental help and I for one do not judge people, anyone that knows me knows that - including the people I help on the forums. You are so way off the mark there you're in new zealand.

For the record, I was referring to you - being irresponsible, desperate for credit, maxing out all your cards and paying them off with an overdraft as being nobody suitable to offer any contructive advice regards to credit or debt - you're like an alchy giving guidance to recovering alchies.....

Why do you feel the need to quote section to me, i.e. s7 DPA - lol. Do you think that makes you sound better....? Remember its me you're talking to mate lol :cool:

I tell you now if the bank placed you in a finacially worse position as you describe, regardless of whether you took it or not you DO have a valid claim for recompence, I would pursue this (free advice for ya!).

I mentioned finger pointing, i.e. it wasn't your fault you went BR, it wasn't your fault that sygma recently declined you (it was a change in policy wasn't it lol), I can go on....?

:rotfl:

Fooled me.

At least you had a reason for attacking them over some "inconsistencies" and now you are attacking them over their own financial management. Why? If they make mistakes its their fault, they seem to know what they are doing.

You know full well that the more you make accusations against them, the more they will bite. I can't really blame them as you are attacking their character, but I think I can speak for everyone when I say pages of arguments on a thread that is here to help people rebuilding their credit report is not helping anyone. So why not just stop? You can even call yourself the bigger man if you want...

BugsyBrowne

izools wrote: »

Yeah. Really f****** funny. I'm barrelling out laughter so much the whole neighbourhood can hear.

It's not banter. It's insulting, undermining, chastising, and singling me out. Tantamount to bullying.

If you want me to leave the forum just tell me to f*** off; you don't need to all use this subversive behaviour expecting me to back down and run off with my tail between my legs having given up on defending myself.

If i was you give a little more back mate,instead of defending yourself to much,tell us were c*nts or something,i was sitting here earlier p!ssing myself mate its just a laugh.

No one want you leave mate,the entertainment with you on here is superb

izools

Miche* wrote: »

well maybe you're a bit of a clever di** yourself

Maybe he's trying to make you see you're going about stuff the wrong way izools. From what i'm reading I'd guess you'll be bankrupt again before the next 10 years is out.

There's no well done for me at all. It's not a game, it's not a process of winners and losers, you make mistakes, you learn from them, you accept solid advice and dowhatever you can to not fall into the trap again.

To me, you're not doing that which is why you're probably getting a wee bit grief

I was complementing you for not falling back into the trap...

Well done on not falling back into the trap. I felt myself slipping there and have grabbed back on now. Hopefully it's a firmer grip this time

A little support might be nice, that was what I tried to offer you...

izools

Well I'm putting an end to this. I'm going to enjoy the rest of my evening with my OH instead of justifying NID's bulls*** with responses.

My time is more precious than that. Clearly NID's isn't.

seeya23

whats going on only been offline and world war 3 break out :rotfl::rotfl::rotfl:

Miche*

If you can find something negative in there then mate you need to chill a little. I'm off cos I'm actually a good guy

never-in-doubt

seeya23 wrote: »

whats going on only been offline and world war 3 break out :rotfl::rotfl::rotfl:

Hello :j:j:j

never-in-doubt

Miche* wrote: »

If you can find something negative in there then mate you need to chill a little. I'm off cos I'm actually a good guy

You are a good guy, well less of the guy but I get ya! lol :beer:

Miche*

I want to be as financially savvy as the nid - will you teach me

haven't you got a website to fix?!

Miche*

sometimes being on MSE turns even the nicest person sour.. I know it does me