The Sub Prime Credit Thread - Part V

izools

Miche* wrote: »

so have you and izools got history then, hiya izools, can you see me????

Sorry, can't let other people insult me and falsely accuse me of things without pointing out the reality of the situation to set the record straight.

NID has always been on my back trying to make me look bad. I don't understand why he singles me out - other people on these forums have done much worse. Hey ho.

ANYWAY! HI!

Well done on not falling back into the trap. I felt myself slipping there and have grabbed back on now. Hopefully it's a firmer grip this time

Miche*

never-in-doubt wrote: »

Yea we have history - he wanted to replace me when I left here so I thought i'd come and tease - will be off back to our site again soon though lol :rotfl::rotfl:

What you think i'm here for, entertainment!

never-in-doubt

izools wrote: »

I needed a new PC anyway and I saw no harm in borrowing an amount easily repayable within a short timeframe.

Can I just point out that a PC is not a necessity...... did you forget that throughout your cooling off period? Hm?

Shocking, really you are.

izools

star-fire wrote: »

Izools try not to take any of this personally mate its just a bit of banter.

Yeah. Really f****** funny. I'm barrelling out laughter so much the whole neighbourhood can hear.

It's not banter. It's insulting, undermining, chastising, and singling me out. Tantamount to bullying.

If you want me to leave the forum just tell me to f*** off; you don't need to all use this subversive behaviour expecting me to back down and run off with my tail between my legs having given up on defending myself.

stclair

Cash_Flow wrote: »

It's not great mate they gave me £1150 I think.

Not boasting though:D

lol Its a start im trying to boost my credit portfolio.

As at the moment the only thing that reports to the CRAs is my mobile and my HSBC account.

Ive got a natwest current account, loan and credit card however non of them report the CRAs (which is a good thing and bad)

izools

never-in-doubt wrote: »

Can I just point out that a PC is not a necessity...... did you forget that throughout your cooling off period? Hm?

Shocking, really you are.

I never claimed it to be a necessity. Does every single purchase everyone makes HAVE to be a necessity to be approved by THE ALMIGHTY NID?

Talking of necessities, remember I have chosen not to own a TV or a TV License. I have also chosen not to own a car. I have also chosen not to buy any new clothes for nearly five years. I could afford to do all three if I chose to spend more time repaying my PC or Audio equiptment but I choose not to because I take responsibility for my purchases and recognise that not all things that other people have are necessities in my life...

never-in-doubt

izools wrote: »

Sorry, can't let other people insult me and falsely accuse me of things without pointing out the reality of the situation to set the record straight.

NID has always been on my back trying to make me look bad. I don't understand why he singles me out - other people on these forums have done much worse. Hey ho.

ANYWAY! HI!

Well done on not falling back into the trap. I felt myself slipping there and have grabbed back on now. Hopefully it's a firmer grip this time

Ok, why have I been on your back? Go back to day one when you tried to call me out over something that took me about 2 minutes to prove you wrong over... then you argued with me about this policy and that policy and all the time you had no idea - nor did you know my background in fraud ergo, you didn't know that the things you were saying were complete tosh!

I poved that last week with the Lloyds fiasco, and again the other day with your claim over sygma changing lending criteria cos you got declined - hahahaha :rotfl::rotfl::rotfl::rotfl:

But no, I do not hate you - far from it, you're a good laugh cos you always bite :eek: I actually have nothing against you, you'd be good on a night out - as the gimp that we can send to the bar for us! :T

never-in-doubt

izools wrote: »

Yeah. Really f****** funny. I'm barrelling out laughter so much the whole neighbourhood can hear.

It's not banter. It's insulting, undermining, chastising, and singling me out. Tantamount to bullying.

If you want me to leave the forum just tell me to f*** off; you don't need to all use this subversive behaviour expecting me to back down and run off with my tail between my legs having given up on defending myself.

Please, don't leave. It is a laugh - sorry ok.

Miche*

izools wrote: »

Sorry, can't let other people insult me and falsely accuse me of things without pointing out the reality of the situation to set the record straight.

NID has always been on my back trying to make me look bad. I don't understand why he singles me out - other people on these forums have done much worse. Hey ho.

ANYWAY! HI!

Well done on not falling back into the trap. I felt myself slipping there and have grabbed back on now. Hopefully it's a firmer grip this time

well maybe you're a bit of a clever di** yourself

Maybe he's trying to make you see you're going about stuff the wrong way izools. From what i'm reading I'd guess you'll be bankrupt again before the next 10 years is out.

There's no well done for me at all. It's not a game, it's not a process of winners and losers, you make mistakes, you learn from them, you accept solid advice and dowhatever you can to not fall into the trap again.

To me, you're not doing that which is why you're probably getting a wee bit grief

izools

never-in-doubt wrote: »

Yea we have history - he wanted to replace me when I left here so I thought i'd come and tease - will be off back to our site again soon though lol :rotfl::rotfl:

When did I say that? I said something along the lines of someone should step up and try to fill the void that NID left... I never claimed to be the lord and master of all - that's what you claim to be. I'm not so arrogant. I admit when I'm wrong.

And what's all this about "just because it was more than 8 months ago you think your safe" what the hell are you talking about? Safe? Eh? From what?

I think you need to go out for a walk and / or have a pint mate you're loosing it.