Jwil's sorting the debt, the body, the house, the garden and everything else diary!

jwil

karmachilovething wrote: »

Hey jwil,

check in after a major absence (!) and thought I'd see how you're getting on - seems pretty well. I'm quite jealous of your 0% card - I've tried for a few, a couple of times a year so I don't have stack of nonsense on my credit rating, but never sucessful *sigh*

I'm also impressed that you've made such a dent into your £14K target for the year too. Keep on going!

KarmaChi

Hey KarmaChi, nice to see you again! How's things with you?

It's quite exciting about the 0% cards as I've never been accepted before. That's why I don't really believe it! The paperwork arrived for one yesterday, so that's back in the post, so fingers crossed not too long!

jwil

I've just redeemed £5 amazon voucher from a survey site, so happy there!

karmachilovething

I know it's been too long! I also see you've been to my diary, so you're up to speed - New Year, New Healthier More-MSE KarmaChi!

Well done on you're voucher too!

peaceandfreedom

jwil wrote: »

I've been a bit naughty this morning. My loan isn't showing on my credit record yet, but the payments I've made to the other debts have. So I figured I'd sneakily apply for a 0% credit card to balance transfer the ones that are left. I got accepted :j

How very clever, Jwil. :T

peaceandfreedom

karmachilovething wrote: »

I'm also impressed that you've made such a dent into your £14K target for the year too. Keep on going!

Hi Jwil, haven't been around for a while and I see you've been very busy.

I too am impressed with the amount you've paid off already, can you give me a quick summary of how you've done? Feeling a bit embarrassed because I've paid off almost nowt.

DedicatedDFW

Hi Jwil

Just popping in to see how you are Hope you have enjoyed a good weekend and major congrats on your 0% deals. i think I'll apply when I have paid off 1 of my bills - so hopefully March of I can magic up some ebay sales from somewhere.

jwil

peaceandfreedom wrote: »

Hi Jwil, haven't been around for a while and I see you've been very busy.

I too am impressed with the amount you've paid off already, can you give me a quick summary of how you've done? Feeling a bit embarrassed because I've paid off almost nowt.

Hi peaceandfreedom, good to see you again. How are you?

My huge payments are just as a result of the new loan. I added everything on there as it was, and just as the balances updated took it off as a payment. So there's nothing special there I'm afraid Now the hard work starts and I've actually got to start paying things off!

jwil

karmachilovething wrote: »

- New Year, New Healthier More-MSE KarmaChi!

Well done on you're voucher too!

That's where I want to be too!

jwil

DedicatedDFW wrote: »

Hi Jwil

Just popping in to see how you are Hope you have enjoyed a good weekend and major congrats on your 0% deals. i think I'll apply when I have paid off 1 of my bills - so hopefully March of I can magic up some ebay sales from somewhere.

Hey DDFW, I'm good thanks and you? Here's to 0% and good ebay sales

jwil

I've had a pretty good weekend actually. DH and I have been sorting stuff out. He's tackling a load of bits that we are dealing with for his brother, and I've been going through the books that I have listed for sale.

I've reorganised the shelves, so everything should be easier to find, and have pulled off a load that I think have had their day and will now go for booting.

Also, out of my own books, I've pulled out a load of my old classics and checked to see which were available for the Kindle. I've downloaded the free ones, and that means that a pile of 20 or more books from my shelves are now destined for the boot sale. :j

I love my kindle, it's going to make a huge difference to the state of my house :T

DH has just taken me out for dinner too, so that was lovely as well