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Jwil's sorting the debt, the body, the house, the garden and everything else diary!

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  • jwil
    jwil Posts: 21,992 Forumite
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    Free listing on ebay this weekend, woo hoo! :j:j:j Must get on with some stuff, but at least it means I can do my relists.

    I got my statement from the loan I paid off today. It says I am now £53 odd in credit :mad: So where is my cheque for that credit amount????? I enclosed a letter with the cheque settlement payment saying that the settlement figure I was given on the phone was higher than that on the statement for the previous month, so if there was an overpayment to send it back to me.

    Numpties. On one sheet of the statement it says I am in credit, on the other, it just takes into account my normal monthly payment and does not look like I've paid anything off. Good job I cancelled the DD so they couldn't 'accidentally' take the monthly payment.

    All this from an account which was exclusively online. I took it out for this reason. Then it got taken over by Santander and they removed all online facilities. :mad:
    "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee
  • o2bfree
    o2bfree Posts: 429 Forumite
    Jwil, thanks for your support.
    Haven't had much time for posting but appreciate your visits to my diary :)

    Happy New Year (better late than never)
    Pay as much as you can in 2011- £3688.54/£6000
    Pay as much as you can in 2012 - £3190.96/£6000
    LBM - August 2010 - £19202.30
    Current - August 2012 - £11803.68
    Paid so far - £7398.62
  • jwil
    jwil Posts: 21,992 Forumite
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    o2bfree wrote: »
    Jwil, thanks for your support.
    Haven't had much time for posting but appreciate your visits to my diary :)

    Happy New Year (better late than never)

    Thanks o2bfree, it's nice to see you here too :)
    "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee
  • jwil
    jwil Posts: 21,992 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    DH is working today, and I'm just mooching around. I have so much I should be doing, but am not. It's free listing, so I should be listing on ebay, I have loads to do around the house, but here I am losing all my points on bingoport without a sniff of a win!

    I really should go and so something productive :o
    "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee
  • jwil
    jwil Posts: 21,992 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Well I've been a little busier since I was last on. Got all the washing done, changed the beds, tidied through, did the dishes. Had a phone call from a friend who is currently mid-chemo, so that was nice and unexpected.

    I've sold a book on amazon yay! Which I think gives me around £3. I've got some bits going out on ebay in the next hour or so, and it looks like a handful of items are selling so pleased with that as it's all relists. I did go through and reduce the prices of some items and it seems to have worked so that's all good.

    Right, must not slow down or I will lose momentum!

    Hope everyone is having a good day!
    "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee
  • Amethyst68
    Amethyst68 Posts: 138 Forumite
    Hi jwil,

    Sound like you have been busy.I need to get back into decluttering our house.

    Amethyst

    Pay off £4865.16 in 2011 = £686.21=£4865.16.
    Next=£2323.05/£393.66.Co-op=£1266.84/£46.28.
    MasterCard= £275.27/£26.27.Debt to family=£1000/£220.00.
    Christmas 2011 £65.00/£1000. £2.00 savings £.68.00.
    NSD's January 16/18.
  • jwil
    jwil Posts: 21,992 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Amethyst68 wrote: »
    Hi jwil,

    Sound like you have been busy.I need to get back into decluttering our house.

    Amethyst

    Thanks Amethyst, I could do an awful lot more :rotfl:But I guess it all helps!
    "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee
  • jwil
    jwil Posts: 21,992 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    I've decided that I am going to totalise my ebay and amazon sales in my signature, rather than have monthly targets this year. See how much I really manage to sell throughout the year. I'll probably add on my amazon vouchers earned through surveys and bingoport too to see how much it pays off for me.

    DH and I sorted through a couple of boxes yesterday, so there has been some progress made. Nothing has actually left the house yet, but it has a destination in mind so it's good.

    We went booting yesterday morning and I spent a grand total of 20p on some shower gel. It was very quiet, and very slippery underfoot too considering it was only a frost really.
    "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee
  • La_escocesa
    La_escocesa Posts: 3,119 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Hi jwil :wave:

    Oooh good idea about seeing what you make on Amazon over the whole year. Sometimes nice not to have a target in mind and just see how it goes. I've got 4 things on ebay just now and going to look for some books to put on Amazon so hopefully a good start to the 2011 clearout for me :)

    Good luck ma dear!
  • jwil
    jwil Posts: 21,992 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Hi jwil :wave:

    Oooh good idea about seeing what you make on Amazon over the whole year. Sometimes nice not to have a target in mind and just see how it goes. I've got 4 things on ebay just now and going to look for some books to put on Amazon so hopefully a good start to the 2011 clearout for me :)

    Good luck ma dear!

    Thanks La Escocesa, I'm no good at keeping records, so have no idea how much I've sold over the last few years. I figured I'd like to see and that was the easiest way for me to keep track!

    Good luck with your sales!
    "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee
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