Jwil's sorting the debt, the body, the house, the garden and everything else diary!

jwil

peaceandfreedom wrote: »

If anyone knew the answer to that, they'd become rich overnight. I would say that most people who are overweight and feeling bad know what they have to do to sort it out - doing it is another thing altogether.

Totally agree. I know what to do, I know I need to do it, I just can't get my head in the right place.

peaceandfreedom wrote: »

I wonder if perhaps doing something like a meal plan for the week would help and then only buying what you need. If you are eating things that aren't helping, stop buying them.

That would definitely help. A lot of mine is disorganisation or sheer laziness.

peaceandfreedom wrote: »

If you are eating lots of high-sugar or junky things, you might want to try the diet I'm doing because it helps to ward off cravings for that sort of thing.

This is what I'm doing most of. I really need to sort this out so maybe your plan is one I should really look at.

peaceandfreedom wrote: »

Or you could just start off by not cutting food but making a vow to eat 6 or 7 fresh fruit/veg a day, for example and drinking lots of water.

I have tried that in the past, and did pretty well so ought to try and do that again. I need to sort out the snacking - particularly at work I think. It's too easy to reach for chocolate and crisps (I do have fruit too ). Again, it's all about organisation.

jwil

Retiredandskint, just caught up on the PAD thread - well done on paying off a cc! :T

jwil

Looks like it might be free listing on ebay again this weekend, can't open the email til I get home though.

The question is, do I wait for listing? I prefer Turbolister though so probably won't bother. I use the free listing weekends for relists though.

retiredandskint

jwil wrote: »

Retiredandskint, just caught up on the PAD thread - well done on paying off a cc! :T

Thanks. I'd like to say it was through hard work but in reality it was an endowment pay out that we didn't need for the mortgage. We've still managed to incur £90 interest charge even though it was all paid by the due date :mad:

peaceandfreedom

The good news is that I won a prize on the Lotto. :beer:

The bad news is it's only a tenner, so not exactly life-changing.

The even better news is that work is looking up, I have secured a new contract which will be ongoing for a little while and am quoting for more. Feeling quite positive about it all at the moment.

On the weight loss front, things have stalled for a bit, I did 'cheat' a bit at the weekend, nothing too bad but broke the rules a little. Also, it's defo time for some dyno-rod soup!!!

jwil

retiredandskint wrote: »

Thanks. I'd like to say it was through hard work but in reality it was an endowment pay out that we didn't need for the mortgage. We've still managed to incur £90 interest charge even though it was all paid by the due date :mad:

It all counts!

That's so annoying about the interest, it always happens - you clear a balance then still get another bill, grrr! I wish they'd give you a settlement figure like you get with loans, it would then mean you could pay it all off in one go.

jwil

peaceandfreedom wrote: »

The good news is that I won a prize on the Lotto. :beer:

Hi, my best friend :D:D

peaceandfreedom wrote: »

The bad news is it's only a tenner, so not exactly life-changing.

Darn, I shall stop mentally spending your winnings then:p Well done though!

peaceandfreedom wrote: »

The even better news is that work is looking up, I have secured a new contract which will be ongoing for a little while and am quoting for more. Feeling quite positive about it all at the moment.

On the weight loss front, things have stalled for a bit, I did 'cheat' a bit at the weekend, nothing too bad but broke the rules a little. Also, it's defo time for some dyno-rod soup!!!

That's great news about the job, fingers crossed you get some more in too! :T

Good luck with the dyno-rod soup, I'm sure it will get things erm.. moving again :rotfl:

jwil

I've managed to get a few things listed today for ebay, and also a load more listings ready which just need photos. These are all for DH, so the money's not mine, but the satisfaction of things leaving the house is!

I've paid £65.67 to a credit card today so that's me over £6k on the challenge this year :T

jwil

Last month (?) I asked my catalogue to reduce my credit limit as I didn't need such a big one but wanted to keep it open for now and again. They did that. I've bought a couple of bits from there this month, got my statement yesterday and they've put it up again by £500! :mad:

How bloody stupid is that? Even with my purchases I wasn't anywhere near the credit limit, and I sent some of them back as well!

peaceandfreedom

jwil wrote: »

Last month (?) I asked my catalogue to reduce my credit limit as I didn't need such a big one but wanted to keep it open for now and again. They did that. I've bought a couple of bits from there this month, got my statement yesterday and they've put it up again by £500! :mad:

How bloody stupid is that? Even with my purchases I wasn't anywhere near the credit limit, and I sent some of them back as well!

Just shows you that little has changed, despite the whole credit crunch thing - they still want people to spend and borrow like there's no tomorrow.