please please help me

Rosie75

George makes a good point. What are his parents like? Can you write to them and let them know what he's doing. Say you don't want to resort to legal action but he is blackmailing and stalking you and unless they can reason with him you will have no choice.

ruthyjo

As you know that the loan is from your bank you can easily ask them for a copy of the loan documentation. As many other posters have said it's unlikely to do you much good. The whole point of a joint loan is that you're both jointly and separately liable. If your ex is less concerned than you about ccjs etc you'll be the one who ends up paying the lot back to avoid a bad credit rating, bailliffs etc. Whilst the bank may offer sympathy for your predicament you've accepted the conditions of the loan when you took it out and you're sadly stuck with them.


With regards to your joint account I would ring them today - these days all banks have phone banking and operate on bank holidays. First of all make whatever arrangements you need for sole banking, ask to open accounts etc. Move money from the joint account if necessary. Later ring back and advise the bank of the joint account dispute. All transactions through the account will be frozen and hopefully your ex will be lfet with no access to funds if he has no other banking arrangements.

jordan_gibson

Gorgeous_George wrote:

Ignore him. Change your sim card. Walk away.

George

Exactly!! It will not be easy but by the sounds of it he is a lovely bloke!! :rotfl:

If I have read everything correctly then I have a couple of serious issues that he needs his face rubbing in:

1) He cheated on you - not the other way around! Therefore, he should be on his hands and knees to you and trying to gain your trust back. He is probably more upset at being caught and hence why he is being nasty! Bol*ocks to him!!

2) If you did indeed owe half of the loan (which I don't think you do by the way) then simply sell the car, pay the loan off and then go from there. By the looks of it he is just trying to get a quick £2K from you!!

3) He must be a very big man to threaten you!! That just gives me a very good idea of what the guy is like!! I'm 100% sure that nothing will come of it but do not stand for any threats at all. IN FACT - message me and I will set 20 odd rugby lads on his as* !!!!! :rotfl:


ps... sorry for the ranting

daisyboo

thankyou for the replies the last one made me laugh. Rugby players sound good any of them single ha ha;)
I haven't heard from him in the last two days so thats a good sign.
I can't sell the car we now don't live near each other (in differn't towns) and so I have no access to the car.

In response to what someone else said I have my own account and everything and am going to freeze the joint account. we no longer use it but it is overdrawn (all his debt) he is still putting money into it to pay it off so I might be better leaving it unitll he has paid it off then freeze it it hasn't long to go now.

thank you all so much for your support. I feel alot better now.

daisyboo

By the way george He doesn't have a good relationship with his parents really he lives with his dad and doesn't speak to his mum. His dad is not speaking to him because he cheated on me, So I can't really get help from their. Plus he is 25 so I doubt he will listen to them

jordan_gibson

Freezing the account definately sounds good. I would definately get rid of your card but don't just throw it away. I would take it into the issueing bank and breifley explain the situation and get a reciept off them. That way you have proof from the bank that you handed the card in.

ps.. There are plenty of us rugby playing blokes around :rotfl: I know you probably don't feel too good at the moment but it does get better with time! I have only been split up from my ex for 3 weeks but am already looking forward to being single again once everything is sorted!

daisyboo

cheers for the advice I didn't know you could do that with your card and get a receipt thats a really good idea.

I'm feeling ok at the mo off out tonight for my first single drink with my mates, should be fun. Hope everything goes ok with you Jordan.

jordan_gibson

Enjoy the drink!!! I'm looking forward to my first night out with the boys as a single man as well!!!

.....look on the bright side...at least you have not a house to split up as well!!

Enjoy!

ooobedoo

After all this is over, you can put his details on https://www.dontdatehim.com and put all his inadequecies on there!!!:T :T :rotfl: :j

Hope I haven't broken any rules by putting a web:cool: address, please remove if not ok

gingercordial

Isn't it http://www.dontdatehimgirl.com/?