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One Debt vs 200 Days

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Comments

  • Nichelette
    Nichelette Posts: 2,126 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Thanks Stacy, I can't wait to be out of debt! Have been naughty and splurged a bit recently, but I've got most of my Christmas bits so hopefully won't have to spend much more.
    Finally bought a home
    Starting mortgage £289,500 31.01.19 - Current outstanding £192,586.98/CENTER]
    Overpayments since 27.03.19: £52,407.47
  • stacy
    stacy Posts: 660 Forumite
    Ah dont worry about the splurge, im sure you deserve it ;) plus if id have done as well as you have with my own debts id be well happy with a splurge and youve done some xmas bits, i havent even done that yet :o
    Due to budget cuts the light at the end of the tunnel will be switched off.
    Debt free Olympic challenger No.11
    Paid off so far: £3274.75
  • Nichelette
    Nichelette Posts: 2,126 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Thanks Stacy, I'm trying to be a bit better now... With the amount of snow we've had looks like I probably won't be going to the work christmas party tomorrow which will save me a bit. Bit sad though as I would have liked to go.

    You can probably guess but I've been snowed in today so Ican't get to work. I measured 10 inches of snow on my car, I scraped it off but car it still wouldn't move. All of the buses and trains are cancelled so that's it.

    I'm going to use the day to my advantage and try to make some jewellery. I've been really lucky and have sold £70 worth in the last week without really listing anything, so fingers crossed I can make some more if I actually mamange to list some.

    These are some photos of one of the dogs playing in the garden this morning :): http://www.facebook.com/album.php?aid=119610&id=286303595#!/album.php?aid=119610&id=286303595
    Finally bought a home
    Starting mortgage £289,500 31.01.19 - Current outstanding £192,586.98/CENTER]
    Overpayments since 27.03.19: £52,407.47
  • Nichelette
    Nichelette Posts: 2,126 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    In an affort to force myself to make (and actually get around to listing) jewellery, I'm going to post bits in my diary when I've actually done it so I kind of have a visual record. These earrings are made using antique brass findings, and vintage blue stones which are a gorgeous colour.

    006.JPG
    Finally bought a home
    Starting mortgage £289,500 31.01.19 - Current outstanding £192,586.98/CENTER]
    Overpayments since 27.03.19: £52,407.47
  • Nichelette
    Nichelette Posts: 2,126 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Okay, so I still haven't listed anything new since my last post, but I have made some more sales which is good as I've paid some of the money off of the loan. I can officially say that the loan will be paid off on the 15th when I'm paid (yay).

    I'm trying to promote my jewellery a bit more now as I know it's probably the best way to save the house deposit I need so much. I have a separate jewellery account and never use the money for anything (other than the odd occasion like today where I've taken some off of my debt). I think of it a bit strangely like it isn't my money so I never spend it!
    Finally bought a home
    Starting mortgage £289,500 31.01.19 - Current outstanding £192,586.98/CENTER]
    Overpayments since 27.03.19: £52,407.47
  • Nichelette
    Nichelette Posts: 2,126 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    I've just realised I'll have paid off the loan in 192 days too... I kind of lost the point of this diary lol.
    Finally bought a home
    Starting mortgage £289,500 31.01.19 - Current outstanding £192,586.98/CENTER]
    Overpayments since 27.03.19: £52,407.47
  • stacy
    stacy Posts: 660 Forumite
    Hey Nichelette,

    Whats happening, hows the new year treating you?!

    You going to have a new diary if you've "lost the point of this diary" even though its a good reason!!!!!! lol

    Any plans to save for a house deposit etc, because the way you paid off that loan id say you'll have it saved in no time at all.

    x x
    Due to budget cuts the light at the end of the tunnel will be switched off.
    Debt free Olympic challenger No.11
    Paid off so far: £3274.75
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