One Debt vs 200 Days

stacy

Hey Nic, nice new diary you've got here!!

Doing brilliantly as usual, your an inspiration and im going to be reading for sure!!!!

Your motivating me to think of other ways i can make more money to get rid of my debts as quick as i physically can and for that i thank you! :D

Nichelette

Thanks everyone . I sold some earrings on Folksy today, every little helps...

I was a bit bad and spent money at lunch:

£2 coffee for work (but it works out at 20p a go which is cheaper than buying it in the cafe, and it will last me at least two weeks as I only have max 1 each day).

£1.90 on a pasta thing for lunch . I know it's bad but I looked last night and there literally wasn't anything that I could take to work, my dad went shopping today and got the bits I asked for so I have no excuse not to make lunch for the rest of the week.

£1.69 on fresh veg ravioli & £1 on a tomato sauce. The pasta just looked nice but will give me a couple of dinners, and the sauce is so I can use up the meatballs in the freezer and I'll get more than one meal from it .

Day

Money paid to loan account: £0 - Can't really pay any more until I know how much my computer is going to cost, I've been told about £150-£200 but I want to keep more back in case it goes over estimate
Overpayment paid today: £104.85
Loan remaining: £6811.80
Total to be paid per day to hit target: £34.58

Nichelette

Today has been a NSD which is great. I've also made a £190 overpayment which will be taken from the account on Monday. I'll update the figures on here when they update on Zopa, so the total per day will be slightly higher for a few days. I'll also be able to move more money into the loan account when I get paid on Friday :j.

I got £20 in M&S Vouchers from work today to celebrate 5 years of SGN which is good. Not sure what to do with them yet but my mum works in M&S so with her discount they're worth about £24ish to me if I choose to spend them... I could save them for chsistmas and get OH's parents some nice chocolates or something with them...

Day 4

Money paid to loan account: £0 - See day 3
Overpayment paid today: £0
Loan remaining: £6811.80
Total to be paid per day to hit target: £34.75

Nichelette

I've just won £13.63 on TAB which will be coming off of the loan when it gets into my account. That makes my total extra earnings for today £33.63 which isn't too bad, not that I'll probably make more than that in one day before I pay off the loan lol.

Anway, I'm going to make jewellery. I'm so craving profittaroles (is that even how you spell it).

yukkibear

Well done on the win. I won £33 on Ladbrokes yesterday which was nice and all helps. Yummy I could eat profitteroles too now

stacy

Did you win that £13.63 from playing bingo with the money you got from the free daily scratchcards? i havent won their bingo for ages, it feels like.......last time was the free bingo where i won £10. Other than that, nothing.

Nichelette

Well done to you too Yukki, winning money for free is always welcome... I was very lucky and won £10.70 yesterday too so that's more towards the loan... OH was very nice the other night and went out to get me a profittarole stack as I was in my pyjamas, I'm very lucky to have him

Yep, both wins were from the free scratches Stacy, I was lucky thay I won enough to withdraw, usually if I win its only a few pounds which I end up playing and losing because it isn't enough to withdraw.

I've decided it's a bit late to update my figures tonight, I added £200 to the loan account yesterday when I was paid, and I've now got a working computer which set me back £220, but it's much less than it could have been. Oh, and I had to spend £15 on a cable which links the computer to the TV today but that was something I didn't have much choice about. I'd also like to buy the one which will make the sound come out of the TV's speakers, but that was £20 (am sure I can get it cheaper somewhere else as that was in PC World) so am going to use the speakers from my old, old computer til I've got a bit of spare money for that. I was also a bit naughtly and spend £13 on fabric and sewing related bits earlier, but I have sold some earrings.

I spent a bit of time making this kids skirt today. It's only the fourth thing I've made with my sewing machine and I don't think I did too badly. If you look up close all of the stitching is straight and 'nice' so I'm quite happy with that aspect of it. The first picture is the one I was working from, and the second one is my somewhat more pink attempt...

yukkibear

well done with your skirt it's lovely.

I won £33 again last night on a free bet, hope this luck lasts for both of us.

Nichelette

Thanks Yukki, I'm planning a summer dress soon . You're doing well with your free bets!

As you can see the figures aren't exactly great at the moment, though that's mainly because I moved a lump over when I was paid on Friday and don't have anything left to move over due to paying for the computer. I do have some money which should hit my account soon though. Mainly £9 from surveys and another £24ish from bingo winnings so that can come off when I get it. I've also listed the last aveda moisturiser I have on ebay. It has been pumped once but has an rrp of £32 so hoping to get at least £12-£15 for it (I sold a couple of new ones for £17 & £19).

My only spend today has been posting some earrings I sold which I'm not counting as a spend, and the overpayment I made last week has been taken today so I'll be able to update withat that and make the next one in a couple of days.

Day 9

Money paid to loan account: £0
Overpayment paid today: £0
Loan remaining: £6811.80
Total to be paid per day to hit target: £35.66

yukkibear

I think my free bets have gone, but they're good while they last. I'm currently making a few quid by buying something I have found cheap and reselling on Ebay. It wont be there much longer so again am making the most of it.
I also made two sales on folksy at the weekend but nothing since.

It's a shame we don't get it every day isn't it.