please help

AnxiousMum

kwl327 wrote: »

so im being forced for her to live with me now.

Don't you feel the urge, once you read that back to yourself, to go back and edit your post? The mind boggles.....

No, you are not forced to have her live with you. You could however be forced to fork out 15% of your income in child maintenance, as Hol would find it very hard surviving on benefits alone.

Indie_Kid

AnxiousMum wrote: »

No, you are not forced to have her live with you. You could however be forced to fork out 15% of your income in child maintenance, as Hol would find it very hard surviving on benefits alone.

Which may work out a lot more expensive!

Caz3121

sh1305 wrote: »

Which may work out a lot more expensive!

from OPs calculations they only have 10% of their salary left after bills so not sure how they will manage 15% for maintenance

tigtag02

kwl327 wrote: »

so im being forced for her to live with me now.

If you want to stay in a relationship with her yes!!!

!!!!!! - you made a baby - deal with it!!

*note to self - why am I feeding the troll?

kwl327

AnxiousMum wrote: »

Don't you feel the urge, once you read that back to yourself, to go back and edit your post? The mind boggles.....

No, you are not forced to have her live with you. You could however be forced to fork out 15% of your income in child maintenance, as Hol would find it very hard surviving on benefits alone.

Sorry it really seems like i have an attitude problem. i am just trying to find out some facts and opinions on what i should do. i know it is going to be very hard and i want a family unit as much as possible and yes if i can claim benefits then i will claim . if i cant claim then i wont claim. we shall more than likely go down the legal route , i just wanted some answers to which i have had answered so thank you very much for all your thought and facts. and i shall let you know what i decide to do

kwl327

Caz3121 wrote: »

from OPs calculations they only have 10% of their salary left after bills so not sure how they will manage 15% for maintenance

so how can they take what i haven't got.

Indie_Kid

kwl327 wrote: »

so how can they take what i haven't got.

They take it before you see it. (no idea if it's before or after tax?)

kwl327

sh1305 wrote: »

They take it before you see it. (no idea if it's before or after tax?)

if it dosnt go through csa and i gave her 50 - 100 pm surely they cant do nothing.

AnxiousMum

kwl327 wrote: »

so how can they take what i haven't got.

If you didn't pay them voluntarily, they'd take it out of your paycheque before you got the rest of it yourself. The CSA states that your child is entitled to 15% of a non resident parents income. That doesn't mean that's what it actually costs to raise a baby in baby years, but as they get older, it certainly costs alot more than that plus what the resident parent can provide.

I really do wish you both all the best - your baby will bring you so much joy, so much happiness - when you first hold him in your arms and he looks up at you - so dependent upon you, unconditionally loving you, knowing that you are his world - no money on the face of the earth can replace the fantastic feeling inside of you.

I notice that you have a 'mortgage' and not 'rent'. When you bought your house did you have to scrimp and save a little? Did you have to cut back on life's little extras for a while? Well, be glad that you have your home now, 'cos that'll put you alot further ahead than others in the same predicament.

For baby things - register on your local freecycle or freegle group - don't know how long it is until baby is due, but you will be able to get all kinds of goodies on there for baby - saving you quite a bit of money in the beginning. After that, they really don't have to be too expensive at all.

Best of luck to both all three of you.

seven-day-weekend

Wheter you actually live together or not, your girlfriend is NOT a 'single parent', she has you, her partner, and therefore should not be claiming single parent Benefits.

£25k is more than enough for a couple with a baby to live on, as other people have suggested try the Old Style Boards for help on how to live cheaply, and the Debt-Free Wannabee boards for help with debt and budgeting.

I appreciate that you are 'trying to do the right thing', so please accept that you will both have to support the family (with whatever benefits you might be entitled to as a couple); single parent Benefits are not an option.