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June 2010, 80 payments to go............
Comments
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tootallulah wrote: »Just heard that a 40 year old work colleague has died unexpectedly of a brain tumour - life is so fragile we must seize it in whatever way makes us happy. So very unfair.
How awful for everyone, you're right about the fragility of it all, which is why we have to stand firm about our own decisions and actions, I think, because everything around us is so fragile in itself.
On mundanity, still no decision on the flat, which probably is a decision in all honesty. I have decided to start a saving pot for going to the Galapagos (sp) Islands, it feels like time to live dreams as well as have them.
No decision yet isn't a bad thing though ... as you said in your last post, there's a lot to think about in committing to a third flat so it's only right that you take time over any decision. Did you ever get a lodger in your house by the way ... perhaps that could be a short term commitment to bring extra money in, rather than the long term millstone of another mortgage? Someone to house sit when you're in the Galapagos too!
Off to work at lunch time, flat deep clean is going well.
:wave:
Lots to think about as usual!
Have a good day!Stash busting 2014 45 / 60 (balls of yarn)!
2014 Sealed Pot #2136 ?/£500
House: Decluttering 322 / 365
Original mortgage [STRIKE]£149,000[/STRIKE][STRIKE]£117,750[/STRIKE];[STRIKE]£112,500[/STRIKE] MFW 2014#69 GOAL 1: [STRIKE]£109 K April[/STRIKE]GOAL 2: [STRIKE]£103 K by Sept[/STRIKE]
GOAL 3: < £100k by end of 2014 MF goal: Nov 2020 - 4 years early
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Hi HBBO no I never got a lodger as when I lived half in London and half in Newark I decided I needed Newark as a sanctuary. However now I am there full time I have applied to take an overseas student from September.
A funny thing has just happened I have been offered a full time job for a year. I am now in an absolute quandary. Goodness me what an odd day.0 -
tootallulah wrote: »Hi HBBO no I never got a lodger as when I lived half in London and half in Newark I decided I needed Newark as a sanctuary. However now I am there full time I have applied to take an overseas student from September.
A funny thing has just happened I have been offered a full time job for a year. I am now in an absolute quandary. Goodness me what an odd day.
:wave:
I don't blame you about creating a sanctuary, especially as you were working so hard and bobbing about so much at the time! Funny we're both in student sorting mode, but will that be necessary for you now ...
Well done on the job offer! Sounds like you weren't expecting it? Hopefully you'll be over the shock soon and able to deal with the quandary with your usual pragmatic approach! Although it's "only" a year, that's enough to mean you have to reflect on both the long and short term implications of taking it / or not!
Good luck plotting and planning!Stash busting 2014 45 / 60 (balls of yarn)!
2014 Sealed Pot #2136 ?/£500
House: Decluttering 322 / 365
Original mortgage [STRIKE]£149,000[/STRIKE][STRIKE]£117,750[/STRIKE];[STRIKE]£112,500[/STRIKE] MFW 2014#69 GOAL 1: [STRIKE]£109 K April[/STRIKE]GOAL 2: [STRIKE]£103 K by Sept[/STRIKE]
GOAL 3: < £100k by end of 2014 MF goal: Nov 2020 - 4 years early
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OK one decision, I don't want to work full time, so no to the job. Flat - I am still thinking but definitely leaning more towards no. Finishing the flat clean this morning, then off back to the sunny (I hope) Midlands.0
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I am not buying a 3rd flat, two letting properties are quite enough and I can do some of the garden work I would love to do at my house with the money that would have to be the deposit.
No spending day yesterday.
Today I am getting back to Ebaying as I need to massively de-clutter before the contents of my London flat arrive in my house at some point next week. Also I am meeting a friend for lunch and I am going to count and bank my £2 coin stash, just five months late I normally use the coins for the spending money of a holiday taken in January but I didn't do a big holiday this year.0 -
:wave:
Lots of decisive action - all to the good as only you can measure the impact of both of those big options (job and flat new purchase) on your life, health and well-being as well as the financial end of things. If extra income means masses of extra hassle then it's really not worth it at the cost to health and well being, not if you're currently in a place (physically, mentally and literally) where you're actually doing OK and are content! It's all good!
Well done on the no spending and good luck for the decluttering ... my prolonged Fleabay experience looks like continuing as my cupboard of stuff to Fleabay is in the room I want to use for the students so I have to deal with it, but I hate boot sales as much as I hate Fleabay and I don't seem to be getting free listing invites any more ... have they done away with them now they have their 20 free items a month thing going, do you think?
Full steam ahead on the garden then - major landscaping or a bit of expert TLC? xStash busting 2014 45 / 60 (balls of yarn)!
2014 Sealed Pot #2136 ?/£500
House: Decluttering 322 / 365
Original mortgage [STRIKE]£149,000[/STRIKE][STRIKE]£117,750[/STRIKE];[STRIKE]£112,500[/STRIKE] MFW 2014#69 GOAL 1: [STRIKE]£109 K April[/STRIKE]GOAL 2: [STRIKE]£103 K by Sept[/STRIKE]
GOAL 3: < £100k by end of 2014 MF goal: Nov 2020 - 4 years early
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My garden work is major landscaping, a new drive, gates (so that I can get a dog) and a terrace that wraps around my house taking away the previous owners ginormous pond which they filled in when they had children. Doing this will double the size of my garden AND will mostly give me space on the south facing bit of the garden. It will give me a lot of pleasure so for once jam now rather than in five years time.
EBay is hideous but I sell more there and more quickly than anywhere else so I will continue.
Today I did a VERY non MSE thing. I threw out all my socks and winter tights. I shall buy new next winter, the drawer of black was getting me down!
Tomorrow I am going to dress make all day, dresses - marvellous.
HBBBO I feel your pain on the EBay clutter I relegate it all into the smallest bedroom, getting in there looks like an episode of hoarders.0 -
tootallulah wrote: »My garden work is major landscaping, a new drive, gates (so that I can get a dog) and a terrace that wraps around my house taking away the previous owners ginormous pond which they filled in when they had children. Doing this will double the size of my garden AND will mostly give me space on the south facing bit of the garden. It will give me a lot of pleasure so for once jam now rather than in five years time.
EBay is hideous but I sell more there and more quickly than anywhere else so I will continue.
Today I did a VERY non MSE thing. I threw out all my socks and winter tights. I shall buy new next winter, the drawer of black was getting me down!
Tomorrow I am going to dress make all day, dresses - marvellous.
HBBBO I feel your pain on the EBay clutter I relegate it all into the smallest bedroom, getting in there looks like an episode of hoarders.
Garden sounds like it will be fab when finished
Are you going for more colourful feet/ leg attire next winter?
My under the stairs cupboard is my ebay hole of doom .... I really must tackle it next week when the children are off........I am the master of my fate; I am the captain of my soulRepaid mtge early (orig 11/25) 01/09 £124616 01/11 £89873 01/13 £52546 01/15 £12133 07/15 £NILNet sales 2024: £200 -
Good news on the decision front Toots. Hopefully, you can enjoy your garden during your retirement, something you can't do if you are still working and buying more property.
What sort of dogs are you after? I can recommend cats!Still striving to be mortgage free before I get to a point I can't enjoy it.
Owed at the end of -
02/19 - £78,400. 04/19 - £85,000. 05/19 - £83,300. 06/19 - £78,900.
07/19 - £77,500. 08/19 - £76,000.0 -
2 correct decisions made Toots :T. We don't want you working - you're living our dream
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Plans for garden sound ace and I'm with greent - no black tights from now on, we want you in THESE :rotfl:.A positive attitude may not solve all your problems, but it will annoy enough people to make it worth the effortMortgage Balance = £0
"Do what others won't early in life so you can do what others can't later in life"0
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