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June 2010, 80 payments to go............
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Rightyho I am going to actually USE my offset and start building up my savings. Total this month so far £1046.43. My aim is to get it to £10k by October 1. So there I have said it, now I am off to start listing on EBay. I may emerge in about a weeks time.0
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tootallulah wrote: »What a beautiful day I have the whole summer in front of me - deep joy.A positive attitude may not solve all your problems, but it will annoy enough people to make it worth the effort
Mortgage Balance = £0
"Do what others won't early in life so you can do what others can't later in life"0 -
When will I learn - there are no small shops in Waitrose, £33.49 although the four reduced pomegranates at 45p each were a bargain.0
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Just wanted to say best wishes for your new way of life.Early retired - 18th December 2014
If your dreams don't scare you, they're not big enough0 -
Thank-you GoldieGirl - how kind. Back to the daily spends list. Train fare £5.80, tram fare £2.20, coffee £2.25 my real first day of not working I am shopping in Nottingham, meeting a friend for lunch plus having a pedicure. Life of leisure day 1.0
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Congrats on finishing up at work, must be very strange after 35 years! Glad to hear it was a good last week. Wishing you a fantastic summer and good luck with the ebaying.Mortgage [STRIKE]16/03/2011: £190K 01/01/2017: £107,729.65 [/STRIKE] 01/07/2017: £95,979.89
OPs 2011-2016 = £45K 2017 OPs = £9250.200 -
Yesterday was a no spending day, a rare and amazing event for me. Today I have to get a week-end bag (TK Maxx here I come), some compost, due to Wilkinson reneging on my order yesterday VERY annoying. I am making Morse bags for the Teds for Zimbabwe appeal that Memory Girl is organising. And the week-end is my sorting out the house week-end. No more mortgage off setting until next month, I think. But I am owed £274 in expenses from work so they should be here soon.0
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Hope you're enjoying a slower pace now. I'm afraid small 'top up' shops used to be a thing of the past! My mum used to write the prices on her shopping list when we were younger as budget was tight, would be interesting if she had kept a couple of those lists to compare to today.June 2025 - part 1 - £19,145 part 2 - £21,973 Total - £41,118 29 months to go!0
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Yes well in order to break my shopping habits I am doing one set of household tasks per day. On Saturday I defrosted the second freezer and cooked all the defrosted meat into dishes, made crumbles and pies with the remainder of last years fruit and baked cakes. I gave away the baking, pies and crumbles and am now queen of the neighbours for having provided Sunday lunch pudding for six households. I just wanted stuff gone now, partly to be ready for this summer's fruit.
Today I am making Morsbags which will clear up the mess in the dining room of cut-out bags which have been hanging around for a few weeks.
Tomorrow I am starting on a massive clear out of the sewing room.
Happy days, of not going to work but I do need to keep a handle on my spending.0 -
Morsbags are simple but VERY dull to make, one done, five half finished. I have promised to make thirty so my new plan is to complete at least one a day, also I must not promise to make things when I don't really know what it entails, making 30 bags is zombifying. I have knitted and stuffed thirty teddies, now they need faces and scarves if it keeps blooming raining I will get onto them today. No spending day yesterday, no extra mortgage payments either. I am having a quiet week!0
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