Chip 'n' Pin - A Quick Guide Discussion Area

wirm

thanks for your post rafter! It was helpful!

Rafter

No Problem.

R.

gerryco

I decided to spend the afternoon converting my five debit & credit cards to the same PIN.

Three bank's machines said they couldn't do it, one allowed it, and the fifth swallowed my card and I had to get a replacement.

wirm

I decided to spend the afternoon converting my five debit & credit cards to the same PIN.

Three bank's machines said they couldn't do it, one allowed it, and the fifth swallowed my card and I had to get a replacement.

which bank let you change it?

James

Anyone can quote the banking code and the myths surrounding Chip & PIN but as we all know the banking industry are whizz kids at maniputlating the legal system. The case of the 74 year old is warning enough.

By the way Waterstones and HMV have removed their PIN pads for the Christmas period - they are too slow.

Shame, Chips - love them - PINs they just needle me!

wirm

I have now tired every ATM (eight in total) in my town and none of them will let me change my PIN number! >:(

Any ideas what I do now?

MarkyMarkD

Well, I think that means that either the ATMs you are using are not CHIP enabled, or that the chip in the card is faulty.

The ATMs would still let you use the card if the mag strip worked, even if the CHIP was duff, I presume.

If you've tried loads of machines, I would tell Cap One that the chip doesn't work and ask for a new card.

BTW have you successfully used the card to make a CHIP and PIN purchase?  That would confirm whether the chip is working.

Why don't you do as I suggest, Wirm?

wirm

Why don't you do as I suggest, Wirm?

Sorry I forgot about that! I'll send Capital One a message now!

dthyer

Anyone can quote the banking code and the myths surrounding Chip & PIN

in the same way that 'anyone' can post links to sensationalist news articles perhaps?

Also earlier:

If the fraudster forged your signatrue then you can ask - for signature comparison, for prints to be retreived from the shops copy of the transactions slip - you can prove you never made the purchase

Given that 'the banking industry are whizz kids at maniputlating the legal system' how would you prove that it wasn't your signature?

I'm no big fan of PINs, but I don't see that signatures are any better.

James

I'm no big fan of PINs, but I don't see that signatures are any better.

A signature is much better if your a victim - read your own posting of terms and conditions. "If you dont have a PIN you cant be held liable for its misuse!

If C&P becomes widespread and Joe Public opts for a PIN then crooks looks for the weakest point in a system to hit. A PIN!