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Chip 'n' Pin - A Quick Guide Discussion Area

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  • juno
    juno Posts: 6,553 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    I have a bad wrist, and half the time my signature looks nothing like the one on my card. The other half of the time I can't sign at all. But I can always press 4 buttons (5 if you include enter). So I like chip and pin cards whether they're safer or not.
    Murphy's No More Pies Club #209

    Total debt [STRIKE]£4578.27[/STRIKE] £0.00 :j
    100% paid off :j

  • Sarahsaver
    Sarahsaver Posts: 8,390 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    I think its long overdue as when i lived in france in 1991 they were in common use and had been for some time there.
    However people ars SO lax with security over here! I have been in a shop and the shop assistant asked the customer whether she used chip and pin, she said no, so the pin number wasnt taken. Also a friend who used their card and was not asked to put in their pin OR sign for the purchase! I think for a while there may be MORE fraud until dozy shop assistants like that are knocked into shape!
    Member no.1 of the 'I'm not in a clique' group :rotfl:
    I have done reading too!
    To avoid all evil, to do good,
    to purify the mind- that is the
    teaching of the Buddhas.
  • James
    James Posts: 2,059 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    Were you in France when the French system was hacked by a Mon. Humphich (I think that's how he spells his name)?
  • Reaper
    Reaper Posts: 7,353 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    Mon. Humphich (I think that's how he spells his name)?
    Almost. It's Humpich.
  • klondyke
    klondyke Posts: 463 Forumite
    and half the time my signature looks nothing like the one on my card.


    LOL. In a shop recently, trying to sign, but the pen they had lent me wasn't working. The girl paid no attention to my request for a working pen, but completed the transaction - 'signature' was just the first bit of my first name :o
  • Hi fellow newbies & experienced MSEers

    Just wanted to say that where i work we will be unable to accept signature transactions from January 1st.
    Also to be aware that as with cash machines you only have the opprtunity to enter the PIN correctly 3 times, failure blocks your card.
    Not sure how it affects the ATM if you use it after its been blocked though???
  • James
    James Posts: 2,059 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    The following has just appeared on another forum:

    I've just heard a report on the RNIB's findings on You and Yours (Radio 4 at lunchtime) - and, assuming I heard correctly, apparently anyone is within their rights to insist that their card issuer provides them with a Chip + Signature ("Chip Suppressed") card instead of Chip + PIN.

    RE Chip & Signature. I've used my Chip & Signature Cards in M&S. No problem.


    Will M&S or any other retailers be coming out with a policy clearing stating they won't accept Chip & Signature Cards?
  • James
    James Posts: 2,059 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    Bradford & Bingley warn against credit card cash
    13/12/2004

    http://www.fairinvestment.co.uk/news-Bradford-&-Bingley-warn-against-credit-card-cash-7306796.html

    Just what Martin warned against earlier.
  • James
    James Posts: 2,059 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    Security Warning for Chip & PIN Shoppers:

    http://www.telegraph.co.uk/news/main.jhtml?xml=/news/2004/12/18/nchip18.xml&sSheet=/news/2004/12/18/ixnewstop.html

    Chip & PIN All Round.
    http://www.opinion.telegraph.co.uk/opinion/main.jhtml?xml=/opinion/2004/12/18/dl1802.xml&sSheet=/opinion/2004/12/18/ixopinion.html

    Maybe card issuers would like to make it absolutely clear that a Chip & Signature Card is an alternative and provide information on how Chip & Signature Cards operate.
  • student100
    student100 Posts: 1,059 Forumite
    1,000 Posts Combo Breaker
    Wow, for once the Telegraph article is very balanced and doesn't try to frighten everyone as most of the other articles James points to here do.

    "... the use of chip and pin, like the use of cashpoints, will soon become routine for all of us. And it's bound to combat fraud...Certainly it is much easier to forge somebody's signature than guess his pin. All that's left is to come up with a good way of remembering your pin..."
    student100 hasn't been a student since 2007...
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