Chip 'n' Pin - A Quick Guide Discussion Area

juno

I have a bad wrist, and half the time my signature looks nothing like the one on my card. The other half of the time I can't sign at all. But I can always press 4 buttons (5 if you include enter). So I like chip and pin cards whether they're safer or not.

Sarahsaver

I think its long overdue as when i lived in france in 1991 they were in common use and had been for some time there.
However people ars SO lax with security over here! I have been in a shop and the shop assistant asked the customer whether she used chip and pin, she said no, so the pin number wasnt taken. Also a friend who used their card and was not asked to put in their pin OR sign for the purchase! I think for a while there may be MORE fraud until dozy shop assistants like that are knocked into shape!

James

Were you in France when the French system was hacked by a Mon. Humphich (I think that's how he spells his name)?

Reaper

Mon. Humphich (I think that's how he spells his name)?

Almost. It's Humpich.

klondyke

and half the time my signature looks nothing like the one on my card.

LOL. In a shop recently, trying to sign, but the pen they had lent me wasn't working. The girl paid no attention to my request for a working pen, but completed the transaction - 'signature' was just the first bit of my first name

casinowayne

Hi fellow newbies & experienced MSEers

Just wanted to say that where i work we will be unable to accept signature transactions from January 1st.
Also to be aware that as with cash machines you only have the opprtunity to enter the PIN correctly 3 times, failure blocks your card.
Not sure how it affects the ATM if you use it after its been blocked though???

James

The following has just appeared on another forum:

I've just heard a report on the RNIB's findings on You and Yours (Radio 4 at lunchtime) - and, assuming I heard correctly, apparently anyone is within their rights to insist that their card issuer provides them with a Chip + Signature ("Chip Suppressed") card instead of Chip + PIN.

RE Chip & Signature. I've used my Chip & Signature Cards in M&S. No problem.


Will M&S or any other retailers be coming out with a policy clearing stating they won't accept Chip & Signature Cards?

James

Bradford & Bingley warn against credit card cash
13/12/2004

http://www.fairinvestment.co.uk/news-Bradford-&-Bingley-warn-against-credit-card-cash-7306796.html

Just what Martin warned against earlier.

James

Security Warning for Chip & PIN Shoppers:

http://www.telegraph.co.uk/news/main.jhtml?xml=/news/2004/12/18/nchip18.xml&sSheet=/news/2004/12/18/ixnewstop.html

Chip & PIN All Round.
http://www.opinion.telegraph.co.uk/opinion/main.jhtml?xml=/opinion/2004/12/18/dl1802.xml&sSheet=/opinion/2004/12/18/ixopinion.html

Maybe card issuers would like to make it absolutely clear that a Chip & Signature Card is an alternative and provide information on how Chip & Signature Cards operate.

student100

Wow, for once the Telegraph article is very balanced and doesn't try to frighten everyone as most of the other articles James points to here do.

"... the use of chip and pin, like the use of cashpoints, will soon become routine for all of us. And it's bound to combat fraud...Certainly it is much easier to forge somebody's signature than guess his pin. All that's left is to come up with a good way of remembering your pin..."