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Partner moving in advise

Tom_G_3
Posts: 47 Forumite
Hi, im using my partners account as my activation seems to be taking some time.
I would really appreciate some help on the following matter!
My boyfriend has been on JSA since march 2010 due to losing his job, he currently lives at home with his mum. I am 7 months pregnant and work 16 hours a week, I get tax credits and housing benefit ( I rent frm a private landlord ) as I have a 3 year old frm a previous relationship. I would really like him to move in with me before this baby is born as i feel we need to bth bond with the baby and also to give my 3 year old and the new baby a stable hme and upbringing plus im worried how i will cope with 2 lol. However i need to knw before i commit to anything will him moving in with me affect the benefits i already get as I am getting stressed out about money and supporting us should my benefits get affected and would really like to knw beforehand what i am expected to live on should it affect what i already recieve. I do know that once he finds a job things will definatly change but its as things stand I need to know, I have looked online but find all the websites quite confusing and would really like all this sorted before the arrival of my new baby in July.
Thanking you in advance xx
I would really appreciate some help on the following matter!
My boyfriend has been on JSA since march 2010 due to losing his job, he currently lives at home with his mum. I am 7 months pregnant and work 16 hours a week, I get tax credits and housing benefit ( I rent frm a private landlord ) as I have a 3 year old frm a previous relationship. I would really like him to move in with me before this baby is born as i feel we need to bth bond with the baby and also to give my 3 year old and the new baby a stable hme and upbringing plus im worried how i will cope with 2 lol. However i need to knw before i commit to anything will him moving in with me affect the benefits i already get as I am getting stressed out about money and supporting us should my benefits get affected and would really like to knw beforehand what i am expected to live on should it affect what i already recieve. I do know that once he finds a job things will definatly change but its as things stand I need to know, I have looked online but find all the websites quite confusing and would really like all this sorted before the arrival of my new baby in July.
Thanking you in advance xx
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Comments
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thr entitledto.co.uk0
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Is your partner on income based or contribution based JSA? If income based then that will stop when you move in together as your income is taken into account. If contribution based that will still remain ok untill the 6 months is up then it will stop.
You will need to stop your single tax credits claim and claim as a couple also. And update housing benefit and you will need to send them a copy of your new tax credit award0 -
Don't forget that you'll be better off as a couple as your OH will no longer have to pay rent/keep to his mother.0
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Are you receiving child support from the father of the three year old child? With the new rules you are entitled to keep all of the child support payment.
As Oldernotwiser says, also take into account the costs of him living with his mum, I'd like to think he'd like to be around the baby alot as well when he/she is born - and there are transportation costs to take into account as well.
You may already be seen as a couple if you are 'together' as you do refer to him as your 'partner' above. Do you live as a couple in terms of eating meals together, doing family activities etc.? He may 'reside' legally at his mum's, but there's more to it than his legal address in terms of determining your family status.0 -
AnxiousMum wrote: »Are you receiving child support from the father of the three year old child? With the new rules you are entitled to keep all of the child support payment.
As Oldernotwiser says, also take into account the costs of him living with his mum, I'd like to think he'd like to be around the baby alot as well when he/she is born - and there are transportation costs to take into account as well.
You may already be seen as a couple if you are 'together' as you do refer to him as your 'partner' above. Do you live as a couple in terms of eating meals together, doing family activities etc.? He may 'reside' legally at his mum's, but there's more to it than his legal address in terms of determining your family status.
Thanks everyone I did try the entitledto website but still could not get my head around it. He is currently on Contribution based JSA until Sept when they have said it will stop. I get no child support from my sons father and to be quite frank I dont want it, we have been fine without so will keep it this way.
We are a couple, in every way apart from the fact that he does not live here, he lives at his mums, Or should I say sleeps there, as he is with me and my son most of the time, we eat together every night, go out together etc, he wants to and will be around when the new baby is here. We both would love him to move in perm and build our family together, but I am worried I could loose everything if he did as we simply couldnt afford the full rent here, my 3 year old has got into the School I want and starts in Sept, he is settled so unsettling him is not an option. My partner is totally supporting me and understands my position he wants to move in but does not want to cause unrest in my son and also for me. This is why I must check all this info out first and see what of the money and help I currently receive will I keep/loose/change. Then I can make the decision knowing I run no risks of unsettling my son.
xx0 -
You must be careful here as from what you have said, it could be seen as you pretending to be single and that might be regarded as benefit fraud. Eating together and spending a lot of time together would be seen as being a couple, like you say, and therefore if you have any benefits calculated as you being single, it will need updating as technically you are not single, wherever your partner sleeps.
Its harsh but its done that way to close a loophole and stop the dishonest people taking advantage.0 -
I know what you are saying but at the same time, my money is mine and his is his, we are not dependent on each other, are not currently maried nor even engaged and not living together. Its basically a case of we are looking into the next step but I need to know where I stand first before making any commitment, keeping a room over my childs head, food in his mouth and clothes on his back are my priority not me and my life. Once I know he will not be penalised I can think about me and my partner. So need any advise on this matter first if you see what im saying? xx0
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:mad: :mad: :mad:I was born too late, into a world that doesn't care
Oh I wish I was a punk rocker with flowers in my hair0 -
I know what you are saying but at the same time, my money is mine and his is his, we are not dependent on each other, are not currently maried nor even engaged and not living together. Its basically a case of we are looking into the next step but I need to know where I stand first before making any commitment, keeping a room over my childs head, food in his mouth and clothes on his back are my priority not me and my life. Once I know he will not be penalised I can think about me and my partner. So need any advise on this matter first if you see what im saying? xx
:silenced: - Just when you think you have heard it all ......0 -
Witchfinder_General wrote: »:silenced: - Just when you think you have heard it all ......
What do you mean by this exactly? I am a single mother who IS working the most I can while bringing up MY son, im an not fleecing any system. Should that be the case I would not bother working at all and claim full housing benefit, full council tax and income support being as the state says I do not need to work till my son is 11. This is not the avenue I have taken I am doing the best I can so sarcy comments and silly icons are a bit under the belt. I am seeking advise from genuine help givers, if you have not got anything relevant to say or helpful why bother saying anthing at all. Look at the big picture first and know all the facts before casting your opinions! To everyone else helping thank you xx0
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