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Leaving your affairs in order..

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  • lilac_lady
    lilac_lady Posts: 4,469 Forumite
    Errata - that was a very helpful post.
    " The greatest wealth is to live content with little."

    Plato


  • Eenymeeny
    Eenymeeny Posts: 2,015 Forumite
    Part of the Furniture 1,000 Posts Photogenic
    Hi, I'm new to this thread and finding it very helpful, some great input here! Errata, that Age Concern template link is brilliant, I'm going to recommend it to all of the family. A good push to sorting out all of those bits that you mean to do one day. Thanks a lot:T
    The beautiful thing about learning is nobody can take it away from you.
    Thanks to everyone who contributes to this wonderful forum. I'm very grateful for the guidance and friendliness that I always receive from you.
    :A:beer:
    Please and Thank You are the magic words;)
  • rexel
    rexel Posts: 602 Forumite
    Part of the Furniture 100 Posts
    where is the best place to keep saving books bank statments until that day Do you lock them up and give one of your executors the key or do you give it to your solictor
  • monkeyspanner
    monkeyspanner Posts: 2,124 Forumite
    edited 7 May 2010 at 12:24PM
    All good ideas on here but I have been thinking recently about the legacy of my various online accounts(not bank or building society) and identities. Like many people I have numerous online accounts for forums etc and there seems no easy way that these can be terminated or left to beneficiaries. In some cases I suspect that getting these removed might cause a lot of extra work for my relatives or executor.

    More importantly some may well have an intrinsic value e.g. my ebay account with positive feedback and more trivially my Tesco clubcard and nectar points accounts. I could just leave secure details of how to log onto these accounts and let my relatives take them over but this seems a little weird and possibly of dubious legality that my identity could continue.

    Any comments welcome.
  • Savvy_Sue
    Savvy_Sue Posts: 47,336 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    I'll leave the legality aside: given that they'll know your clubclard and nectar card numbers, how hard would it be for someone else to access the accounts and find out how many points you had and then redeem them? I'm guessing not too hard.

    I suspect the 'legal' situation is that the points die with you, but my mother found my late Uncle's Boots card in Dad's wallet after Dad died, I suspect Dad had been using it. There are no points left on it now. :wink:
    Signature removed for peace of mind
  • chesky369
    chesky369 Posts: 2,590 Forumite
    And don't forget that Premium Bonds also die with you - so relatives should cash them in a.s.a.p. and definitely not leave them in play, hoping they will come up trumps.
  • Arthurian
    Arthurian Posts: 829 Forumite
    Part of the Furniture 500 Posts Name Dropper
    edited 11 May 2010 at 3:36PM
    "....leaving one's affairs in good order

    http://www.ageconcern.org.uk/AgeConc...f_kin_form.pdf"

    Nice link, Errata.

    Re: Premium Bonds, this is from the nsandi.com website http://www.nsandi.com/help/deathclaims/step3 :-
    "you can continue the holding in the deceased’s name. Bonds will remain in each prize draw for up to 12 months after the date of the customer’s death."
  • Errata
    Errata Posts: 38,230 Forumite
    10,000 Posts Combo Breaker
    edited 11 May 2010 at 5:56PM
    Although it seems sensible to leave one's affairs in order, I must confess on a bad day I'm inclined to leave them in a mess leaving those who will inherit to put some spade work in to 'earn' what was my hard earned money that they will be left. ;)
    .................:)....I'm smiling because I have no idea what's going on ...:)
  • lilac_lady
    lilac_lady Posts: 4,469 Forumite
    Errata wrote: »
    Although it seems sensible to leave one's affairs in order, I must confess on a bad day I'm inclined to leave them in a mess leaving those who will inherit to put some spade work in to 'earn' what was my hard earned money that they will be left. ;)

    :rotfl::rotfl::rotfl::rotfl::rotfl::rotfl:


    Me too!
    " The greatest wealth is to live content with little."

    Plato


  • pollypenny
    pollypenny Posts: 29,433 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    My kids will have such a job to clear the house - after all DH's rubbish ( rugby programmes, every tool he's had since he was an apprentice, old newspapers with important events etc, etc, etc, )
    Member #14 of SKI-ers club

    Words, words, they're all we have to go by!.

    (Pity they are mangled by this autocorrect!)
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