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Does anyone want to go head to head?

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  • MinnieSpender
    MinnieSpender Posts: 2,975 Forumite
    Well done Mrs Mug! A worthy winner!

    LA - just us chickens lagging behind then? We might even hit our FFD before we crack this one! :rotfl:

    EDIT: £15 paid off today. That'll be it until payday now (unless a miracle occurs...)
    :eek: What if the hokey cokey is what it's all about? :eek:
    Official "Bring back Mark and Lard NOW! or else (please)" Member 16
  • ehallett
    ehallett Posts: 1,960 Forumite
    Hello everyone

    I am very sorry but I'm going to have to drop out of the challenge. I feel really bad seeing as it is my challenge in the first place!!

    The reason for this is that a while ago I borrowed £2,000 from my mum which she now needs back ASAP. Seeing as my mum is far more important than Capital One, I'm going to be delaying paying off my Capital One card until I've got enough to pay my mum back.

    Please all continue with the challenge, I will still be reading this thread and cheering you call on :D

    Good luck to you all :o

    Emily xx
  • LJD1_2
    LJD1_2 Posts: 2,173 Forumite
    Aw, that's a shame Emily. Maybe we can do a challenge again in better times! Take care xx
    January budget
    Nothing left!
  • ehallett wrote:
    Hello everyone

    The reason for this is that a while ago I borrowed £2,000 from my mum which she now needs back ASAP. Seeing as my mum is far more important than Capital One, I'm going to be delaying paying off my Capital One card until I've got enough to pay my mum back.

    Don't drop out - just replace who the money goes to. Still aim to raise the money, but instead of giving the money to Capital One use it to pay your Mum back part of what you owe her. The idea of your challange is to get out of debt sooner, it doesn't really matter in the end who you pay.

    Don't leave Emily!!!
    Total Debt November 2016 =£9,660.52 :mad:

    Monthly Repayments = £593.09 :eek:

    Goal to be debt free December 2017/ Savings £500 :T
  • beanielou
    beanielou Posts: 95,642 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    Hi emily

    agree it doesent matter who the money goes to , but the challange of raising the money.
    The challange remains!
    Lou xx
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • ehallett
    ehallett Posts: 1,960 Forumite
    Don't drop out - just replace who the money goes to. Still aim to raise the money, but instead of giving the money to Capital One use it to pay your Mum back part of what you owe her. The idea of your challange is to get out of debt sooner, it doesn't really matter in the end who you pay.

    Don't leave Emily!!!

    I'll have to start again though, unless I say that I want to raise about £800 as my money from AQA is going to pay off the bulk of the £2,000 at the beginning of October.

    Ok, I'll stay and say that I need to raise £800 which is roughly the same amount that was on my Capital One card anyway.
  • ehallett wrote:
    I'll have to start again though, unless I say that I want to raise about £800 as my money from AQA is going to pay off the bulk of the £2,000 at the beginning of October.

    Ok, I'll stay and say that I need to raise £800 which is roughly the same amount that was on my Capital One card anyway.

    Glad to hear you're not dropping out.

    I have decided to add my two credit card totals together and make that my new total to pay off. I will be over the moon when all that is left is the loans.
    Total Debt November 2016 =£9,660.52 :mad:

    Monthly Repayments = £593.09 :eek:

    Goal to be debt free December 2017/ Savings £500 :T
  • LJD1_2
    LJD1_2 Posts: 2,173 Forumite
    Mmm, didn't think of it like this. Can I opt back in and aim to pay £1000 off the remortgage for the windows? Pretty please :D
    January budget
    Nothing left!
  • ehallett
    ehallett Posts: 1,960 Forumite
    LJD1 wrote:
    Mmm, didn't think of it like this. Can I opt back in and aim to pay £1000 off the remortgage for the windows? Pretty please :D

    Of course you can :D

    :T :T
  • LJD1 wrote:
    Mmm, didn't think of it like this. Can I opt back in and aim to pay £1000 off the remortgage for the windows? Pretty please :D

    Glad to have you back again!
    Total Debt November 2016 =£9,660.52 :mad:

    Monthly Repayments = £593.09 :eek:

    Goal to be debt free December 2017/ Savings £500 :T
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