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Learning to live my dreams not trample on them
Comments
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Hi Saving!
You're doing great! Will be nice to see the back of one more cc.
What's your DFD?DEBT FREE OCTOBER 2012!Proud to have dealt with my debts!0 -
You are doing so well SavingH. It must be great to be able to pay that amount off. It really must be making inroads
Total (Aug 19):€58,567 Now:€26,947
DFD:Nov 22/June 22
Mortgage: €199,712
MFD: March 2042/July 20340 -
hi cmd and tirl
yeah things are looking up!
xmas nearly sorted
more importantly made perm today!Achieve FIRE/Mortgage Neutrality in 2030
1) MFW Nov 21 £202K now £171.8K Equity 36.37%
2) £2.6K Net savings after CCs 10/10/25
3) Mortgage neutral by 06/30 (AVC £27.9K + Lump Sums DB £4.6K + (25% of SIPP 1.25K) = 34/£127.5K target 26.6% 10/10/25
(If took bigger lump sum = 60.35K or 47.6%)
4) FI Age 60 income target £17.1/30K 57% (if mortgage and debts repaid - need more otherwise) (If bigger lump sum £15.8/30K 52.67%)
5) SIPP £5K updated 10/10/250 -
savingholmes wrote: »hi cmd and tirl
yeah things are looking up!
xmas nearly sorted
more importantly made perm today!
:beer:
Congrats. That is fantastic news!!!Total (Aug 19):€58,567 Now:€26,947
DFD:Nov 22/June 22
Mortgage: €199,712
MFD: March 2042/July 20340 -
savingholmes wrote: »hi cmd and tirl
yeah things are looking up!
xmas nearly sorted
more importantly made perm today!
Yay, congrats SH
:T :idea: Jan 09. Debt @ LBM - £11936.55 Debt at worst - £12600.55 Current Debt (01/03/2012) £8,859.51 29.7% Paid offHoneymoon Fund £410.40/£6000 House Deposit £1.50:A Proud to be dealing with my debts. DFW Nerd 1177 :A0 -
Fab news SavingH!! :beer:DEBT FREE OCTOBER 2012!Proud to have dealt with my debts!0
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:TThanks guys
Paid one of my cards off to - so that is £2892 paid off on that since mid Sept! Woohoo (3 pay days tho)
Debts now £9371!!:j:T:j Finally debts going in the right direction!Achieve FIRE/Mortgage Neutrality in 2030
1) MFW Nov 21 £202K now £171.8K Equity 36.37%
2) £2.6K Net savings after CCs 10/10/25
3) Mortgage neutral by 06/30 (AVC £27.9K + Lump Sums DB £4.6K + (25% of SIPP 1.25K) = 34/£127.5K target 26.6% 10/10/25
(If took bigger lump sum = 60.35K or 47.6%)
4) FI Age 60 income target £17.1/30K 57% (if mortgage and debts repaid - need more otherwise) (If bigger lump sum £15.8/30K 52.67%)
5) SIPP £5K updated 10/10/250 -
Well done on going perm and another debt paid. It must be a relief to finally get the permie position.2019 fashion on a ration 0/66 coupons0
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Fab feeling paying a card off. Well done on the job.
LTotal Debt Dec 07 £59875.83 Overdrafts £2900,New Debt Figure ZERO !!!!!!:j 08/06/2013
Lucielle's Daring Debt Free Journey
DFD Before we Die!!!! Long Haul Supporter #1240 -
Congratulations on being made permanent. I know its not the ideal money, but at least now you can plan better.
Well done on paying off a card, it must feel so good.Debts at LBM - Mortgages £128497 - non mortgage £27497 Debt now £[STRIKE]114150[/STRIKE][STRIKE]109032[/STRIKE] 64300 (mortgage) Credit cards left 0
"The days pass so fast, let's try to make each one better than the last"0
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