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Learning to live my dreams not trample on them
Comments
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Cooking is a way I like to relax too - but then I end up eating it all - no wonder I don't lose weight!! I am enjoying being in earlier and cooking from scratch rather than taking home made pre-frozen meals out of freezer.
I have hurt my shoulder blade - nothing bad but whilst lugging pieces of raock about the garden on Sunday I must have strained or pulled it as it started hurting deep under the blade - I'm debating whether to go to aqua aerobics tomorrow - not sure whether it's one to rest or work through - will see how it feels tomorrow. I am using the swimming again though so pleased I'm using the membership.
MilannJanuary spends - £587.580 -
Glad you are still going to the gym Milann - I need to go back more myself.
DD was off sick today which made life complicated from a work experience.
Nothing much else tosay really. DS and OH made it to the gym today but I stayed with DD. Need to do a grocery shop really but not done it yet! Had a naughty chippy tea!Achieve FIRE/Mortgage Neutrality in 2030
1) MFW Nov 21 £202K now £171.8K Equity 36.37%
2) £2.6K Net savings after CCs 10/10/25
3) Mortgage neutral by 06/30 (AVC £27.9K + Lump Sums DB £4.6K + (25% of SIPP 1.25K) = 34/£127.5K target 26.6% 10/10/25
(If took bigger lump sum = 60.35K or 47.6%)
4) FI Age 60 income target £17.1/30K 57% (if mortgage and debts repaid - need more otherwise) (If bigger lump sum £15.8/30K 52.67%)
5) SIPP £5K updated 10/10/250 -
savingholmes wrote: »It all nearly came to a disastrous end tho as just as I put it back in the oven for 5 mins more - DD threw up!
Hope she's better soon! "I am indelibly stained by hope and longing" - Nuts in May0 -
Aww thanks Hope she's better soon!
She had yesterday off school. At the end of the day she told me politely she had enjoyed spending time with mummy and daddy but her day had been boring and she was ready to go back to school.
Result!:j:rotfl::T
Just picked up my new glasses - I now have some cosmopolitan red metal rim ones - I like - plus a spare pair with magnetic poloroid sunglases lenses.... Apart from they forgot to send the extra lenses so got to wait now for them to come... but its not like I will need them any time soon is it.
Have agreed with MIL our main xmas pressie plus one for DS and some for DD. I will get them and she will give me the money in a couple of weeks time...Achieve FIRE/Mortgage Neutrality in 2030
1) MFW Nov 21 £202K now £171.8K Equity 36.37%
2) £2.6K Net savings after CCs 10/10/25
3) Mortgage neutral by 06/30 (AVC £27.9K + Lump Sums DB £4.6K + (25% of SIPP 1.25K) = 34/£127.5K target 26.6% 10/10/25
(If took bigger lump sum = 60.35K or 47.6%)
4) FI Age 60 income target £17.1/30K 57% (if mortgage and debts repaid - need more otherwise) (If bigger lump sum £15.8/30K 52.67%)
5) SIPP £5K updated 10/10/250 -
Hi sh
orange loaf sounds lovely, I really must get back into baking as its so therapeutic.
Hope your help arrives soon.Debts at LBM - Mortgages £128497 - non mortgage £27497 Debt now £[STRIKE]114150[/STRIKE][STRIKE]109032[/STRIKE] 64300 (mortgage) Credit cards left 0
"The days pass so fast, let's try to make each one better than the last"0 -
Hope DD fully better now. Any news on the temp? Hope your workload is more manageable.2019 fashion on a ration 0/66 coupons0
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hi guys sorry for neglecting you. Life is just so hectic currently!
Did decluttering of my house with help from a friend at the weekend
wrapped pressies most of Sunday
worked until practically bed time yesterday
just generally mega busy
Have paid another £600 off my debts - I think Sunday and hope this Sunday to pay another £1100 of as will just have been paid.
Still have a significant debt I could do with shifting asap as 0%! ends in December around 10th...Achieve FIRE/Mortgage Neutrality in 2030
1) MFW Nov 21 £202K now £171.8K Equity 36.37%
2) £2.6K Net savings after CCs 10/10/25
3) Mortgage neutral by 06/30 (AVC £27.9K + Lump Sums DB £4.6K + (25% of SIPP 1.25K) = 34/£127.5K target 26.6% 10/10/25
(If took bigger lump sum = 60.35K or 47.6%)
4) FI Age 60 income target £17.1/30K 57% (if mortgage and debts repaid - need more otherwise) (If bigger lump sum £15.8/30K 52.67%)
5) SIPP £5K updated 10/10/250 -
Got £14.50 in tesco clubcard vouchers and £9 in M&S
free scratchcards seem to have died a death thoAchieve FIRE/Mortgage Neutrality in 2030
1) MFW Nov 21 £202K now £171.8K Equity 36.37%
2) £2.6K Net savings after CCs 10/10/25
3) Mortgage neutral by 06/30 (AVC £27.9K + Lump Sums DB £4.6K + (25% of SIPP 1.25K) = 34/£127.5K target 26.6% 10/10/25
(If took bigger lump sum = 60.35K or 47.6%)
4) FI Age 60 income target £17.1/30K 57% (if mortgage and debts repaid - need more otherwise) (If bigger lump sum £15.8/30K 52.67%)
5) SIPP £5K updated 10/10/250 -
I am correct in reading that you have less than £1000 on one of the debts? If so, that's a significant milestone. I know theres still a way to go, but at least you're getting there.
Well done on being organised for Christmas.Debts at LBM - Mortgages £128497 - non mortgage £27497 Debt now £[STRIKE]114150[/STRIKE][STRIKE]109032[/STRIKE] 64300 (mortgage) Credit cards left 0
"The days pass so fast, let's try to make each one better than the last"0 -
Thanks Gill - shows what posting late at night does for you - doesn't make any sense!
I paid £600 on the 14th and will pay £1192 and a few pence on the 19th... That will then be that card clear.
I need to find a new 0% for one of our other cards tho - the other one in my sig!Achieve FIRE/Mortgage Neutrality in 2030
1) MFW Nov 21 £202K now £171.8K Equity 36.37%
2) £2.6K Net savings after CCs 10/10/25
3) Mortgage neutral by 06/30 (AVC £27.9K + Lump Sums DB £4.6K + (25% of SIPP 1.25K) = 34/£127.5K target 26.6% 10/10/25
(If took bigger lump sum = 60.35K or 47.6%)
4) FI Age 60 income target £17.1/30K 57% (if mortgage and debts repaid - need more otherwise) (If bigger lump sum £15.8/30K 52.67%)
5) SIPP £5K updated 10/10/250
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