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Learning to live my dreams not trample on them

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Comments

  • clearmydebts
    clearmydebts Posts: 6,485 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker I've been Money Tipped!
    Yum yum the cake sounds fab. Hope you are well. Good on you for going to the gym.

    Has work calmed down at all?
    Total (Aug 19):€58,567 Now:€26,947
    DFD:Nov 22/June 22
    Mortgage: €199,712
    MFD: March 2042/July 2034
  • savingholmes
    savingholmes Posts: 29,085 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    hi CMD cake is yum!

    No work hasn't calmed down - I thought I was starting to get it under control again but then yesterday someone doubled my already high workload! Luckily it is likely to be on a phased basis so there is a chance I could shift some of my current work before that lot kicks in but stressful! I am also recruiting for a temp to help me so things may improve soon but right now I am just trying to manage my own reactions and stress never mind the work itself!

    It pays the bills and is rewarding in its own way so just have to hope I get thro this next chunk ok!
    Achieve FIRE/Mortgage Neutrality in 2030
    1) MFW Nov 21 £202K now £171.8K Equity 36.37%
    2) £2.6K Net savings after CCs 10/10/25
    3) Mortgage neutral by 06/30 (AVC £27.9K + Lump Sums DB £4.6K + (25% of SIPP 1.25K) = 34/£127.5K target 26.6% 10/10/25
    (If took bigger lump sum = 60.35K or 47.6%)
    4) FI Age 60 income target £17.1/30K 57% (if mortgage and debts repaid - need more otherwise) (If bigger lump sum £15.8/30K 52.67%)
    5) SIPP £5K updated 10/10/25
  • tirlittan
    tirlittan Posts: 3,397 Forumite
    Part of the Furniture Combo Breaker Debt-free and Proud!
    Hi SAving. Things seem to be bit hectic at work for you. Hope you get the temp in to help you out.

    How was your hols? Haven't read too far back yet, will have to catch up. :)
    DEBT FREE OCTOBER 2012!
    Proud to have dealt with my debts!
  • savingholmes
    savingholmes Posts: 29,085 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Hi Tirl - nice to "see" you.

    Holiday was fine - did nothing but in a good way!
    Achieve FIRE/Mortgage Neutrality in 2030
    1) MFW Nov 21 £202K now £171.8K Equity 36.37%
    2) £2.6K Net savings after CCs 10/10/25
    3) Mortgage neutral by 06/30 (AVC £27.9K + Lump Sums DB £4.6K + (25% of SIPP 1.25K) = 34/£127.5K target 26.6% 10/10/25
    (If took bigger lump sum = 60.35K or 47.6%)
    4) FI Age 60 income target £17.1/30K 57% (if mortgage and debts repaid - need more otherwise) (If bigger lump sum £15.8/30K 52.67%)
    5) SIPP £5K updated 10/10/25
  • bigzippy
    bigzippy Posts: 4,034 Forumite
    :wave:

    Hope the temp recruiting goes well :)
    "I am indelibly stained by hope and longing" - Nuts in May
  • tirlittan
    tirlittan Posts: 3,397 Forumite
    Part of the Furniture Combo Breaker Debt-free and Proud!
    It's nice to have those breaks now and again. Doing nothing is good for the soul. :)
    DEBT FREE OCTOBER 2012!
    Proud to have dealt with my debts!
  • savingholmes
    savingholmes Posts: 29,085 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    hi BZ and Tirl

    I agree doing nothing can sometimes be really important!

    Today's interview were okay - one more person to see Monday.

    Had lunch with a work colleague today - I treated her and we had a really good chat - so that made today much more positive.

    Worked until 6pm but then left all my work including laptop at work so couldn't be tempted to interrupt the weekend with work!!

    Watched The Event - what do you all think of it? Not sure really seem to have enforced delays and too much flashbacking for me. I preferred Flash Forward by far there was a more obvious point to it.
    Achieve FIRE/Mortgage Neutrality in 2030
    1) MFW Nov 21 £202K now £171.8K Equity 36.37%
    2) £2.6K Net savings after CCs 10/10/25
    3) Mortgage neutral by 06/30 (AVC £27.9K + Lump Sums DB £4.6K + (25% of SIPP 1.25K) = 34/£127.5K target 26.6% 10/10/25
    (If took bigger lump sum = 60.35K or 47.6%)
    4) FI Age 60 income target £17.1/30K 57% (if mortgage and debts repaid - need more otherwise) (If bigger lump sum £15.8/30K 52.67%)
    5) SIPP £5K updated 10/10/25
  • *Jellie*
    *Jellie* Posts: 3,018 Forumite
    Part of the Furniture Combo Breaker
    I'm finding the same with The Event. Flash backs seem to be the thing to do after Lost but I don't think they're really adding anything to the story. It seems to slow the pace down without me feeling like I've learnt anything I particularly wanted to know. It is ok and I'll keep watching as there doesn't seem to be much on I really like at the moment!
    2019 fashion on a ration 0/66 coupons
  • savingholmes
    savingholmes Posts: 29,085 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    I agree nowt on TV at the moment

    Have you ever noticed that household appliances all seem to break at the same time?

    Just replaced our dyson with a £50 vax and now need to replace our microwave but we had had it about 13 years or more I reckon so can't complain too much. Getting a 31 litre capacity daewoo - it's a penny short of £60 so a lot better priced than some of the others out there...

    31w5SDLoqRL._SL500_AA300_.jpg
    Just hope it is a good one...?! and that it doesn't take too long. Strangely tho we feel the fact our current one keeps tripping the house main circuit breaker is a sign there is something majorly wrong!

    Feel very tired today as OH only told me I was doing sunday school just as I was about to go to bed - got to bed very late - and then had a group of rowdy youngsters to contend with first thing - not my idea of fun.
    Achieve FIRE/Mortgage Neutrality in 2030
    1) MFW Nov 21 £202K now £171.8K Equity 36.37%
    2) £2.6K Net savings after CCs 10/10/25
    3) Mortgage neutral by 06/30 (AVC £27.9K + Lump Sums DB £4.6K + (25% of SIPP 1.25K) = 34/£127.5K target 26.6% 10/10/25
    (If took bigger lump sum = 60.35K or 47.6%)
    4) FI Age 60 income target £17.1/30K 57% (if mortgage and debts repaid - need more otherwise) (If bigger lump sum £15.8/30K 52.67%)
    5) SIPP £5K updated 10/10/25
  • gilligansyle
    gilligansyle Posts: 4,124 Forumite
    Couldn't comment on the microwave, mine lives on top of the fridge and is basically an ornament. Cost silly money from mr a about 5 years ago.

    hope you've recovered from Sunday School. A bit more notice might have been good though.
    Debts at LBM - Mortgages £128497 - non mortgage £27497 Debt now £[STRIKE]114150[/STRIKE][STRIKE]109032[/STRIKE] 64300 (mortgage) Credit cards left 0



    "The days pass so fast, let's try to make each one better than the last"
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